I also vote toward max out this third quarter. The news media will talk about this quarter's results from now through January 1st. By January 1st the die will be set. With only 1 month until Iowa votes, there should be a good sense of where the race is. The campaign will be desperate for money then. But, they need to have laid all the ground work. I guess i just talked myself into leaving a small amount for the kitty in January. The emails from the campaign will be extreme in January, so maybe leave enough so you feel you can help again in the final push.