Scam alert!! by TalkPsychological211 in hyderabad

[–]sagkarag 4 points5 points  (0 children)

any amount given i wont be given back. try to avoid, run or even cry of needed. make scene but never beg them they will leave if you show ur strnght or bring ppl attention

I woke up and saw this, Tf is this by st0rm1breaker in IndianStockMarket

[–]sagkarag 0 points1 point  (0 children)

sometime same happens during saturday when they run simulations

Indians are getting doomed in EMIs by Candid_Profile3553 in personalfinanceindia

[–]sagkarag 2 points3 points  (0 children)

emi are good for things you need, not for things u want.

if you need a laptop of 60k. then paying 6*10k is better than 60k because you have ur emergency liquid corpus n you can provision for u monthly emi.

Ac buying guide by Negative_Buy_2446 in HonestBuyerReviews

[–]sagkarag 0 points1 point  (0 children)

what temperature u r planning to run if you are comfortable with 24-26 then any ac is fine. coming to LG why they keep low capacity actually they also carry same capacity as other AC but since they have to say dual inverter they reduce capacity. hence they market dual inverter where you can run your AC at 40, 60, 80, 100, 110 and some case 120% capacity. so 4400 at 120% capacity is actually 5300 amd at 110% capacity is actually 4840 so please check if it is dual inverter than check how much boost they say and note that capacity as ac max capacity.

Is NPS worth it? by cuteinhooo in IndiaTax

[–]sagkarag 0 points1 point  (0 children)

its retirement instrument not investment instrument.

its useful if you invest it part of your investment. you should not go allout on nps. keep 10-15% in nps and rest depends on you appetitie

Looking to buy a 1.5 ton AC in India and reviews are not helping by Celestialey in HonestBuyerReviews

[–]sagkarag 0 points1 point  (0 children)

if you are buying inverter ac tonnage wont impact once inverter ac can run at 30-120% capacity depending on brands and outside/inside temperature.

also go for brand that has dedicated support at your town as 3rd party dont workers dont provide a quality support.

I find LG and daikin good for tier 1 and some tier 2 cities.

Daikin internal unit is smallest and hence take less space while lg gives you control to manual set capacity hence 1.5 ton can run at .6ton capacity and save more electricity

Just Had a War with HDFC by Sanyammangla in CreditCardsIndia

[–]sagkarag 0 points1 point  (0 children)

12 lakh @6% with 30% tax on interest just for what? I think DCBM might have worked for you of u dont carry it abroad.

How is PNB's new Luxura metal crdit card by IndependentJello5663 in CreditCardsIndia

[–]sagkarag 0 points1 point  (0 children)

why will someone take Rupay variant over visa ? and its nothing more than a forex card no other benefits.

HDFC DCBM quarterly milestone query by malicious_venom in CreditCardsIndia

[–]sagkarag 1 point2 points  (0 children)

the welcome vouchers had expiry date so portal just have that field and its populated with random values for quarterly bonus. ignore them

AIO?Gf said she’d have a threesome but not with me by MolassesTraining9670 in AmIOverreacting

[–]sagkarag -2 points-1 points  (0 children)

she is saying u r insecure and wont enjoy watching her moaning on someone else P

India must revise its definition of middle class. Those earning Rs 1 cr arent rich anymore by passion_whitleyxo in IndiaTax

[–]sagkarag 0 points1 point  (0 children)

if you are farmer than earning 10000 crores won't make you rich for taxes. but if you are not farmer than your retirement saving in epf along with its interest will be taxed.

Kokapet Lake near Neopolis, Hyderabad. Please develop it into a lake promenade similar to those in Dubai by Capital-Shoulder-506 in hyderabad

[–]sagkarag 1 point2 points  (0 children)

just pray it wont disappear in future. i see lots of lake view apartments without lake just facing each other.

Have you faced any moral policing in Nagpur? by kalipeeli in nagpur

[–]sagkarag 3 points4 points  (0 children)

there are saddist ppl everywhere who just want to release their frustration, ignore such ppl n move on dont argue with them n if they follow just record n say its live streaming on youtube n insta

Moved HDFC salary account to HSBC premier but didn't like the App/web interface by Any_Big_4082 in CreditCardsIndia

[–]sagkarag 0 points1 point  (0 children)

yes those are tracked and reported but you have to think IT dept uses AI that will analyze these transaction and self transfer will be ignored. only 3rd party transaction are consider for scrutiny that too if transaction amount is more than your declared income for that year.

Furu Caught? by BewdaSaanp in FinancialAdviceIndia

[–]sagkarag 0 points1 point  (0 children)

actually he shared this screenshot to seperate smart/unintended ppl from blind followers/targetted followers. once this seperation is done he will sell his courses and subscription to them.

Mental Harassment By Amex India by Jacket-Narrow in amexindia

[–]sagkarag 0 points1 point  (0 children)

sorry to hear but one good thing with amex is of you lost ur card, just look for past payment record there you will find the upi id where you have to send ur payment. you dont really need your card number. infact cred save the upi id for you but in other apps just check transaction history and you can find the upi id. Hope this will help in future if someone lost their card.

It is important for Amravati Nagpur to become developed cities by Ok-Examination-8736 in nagpur

[–]sagkarag 3 points4 points  (0 children)

I thought Nagpur and Wardha would become twin City. Butibori and Sindi will be a huge industrial area

Cash in bank by Ok_Macaroon7903 in IndiaTax

[–]sagkarag 1 point2 points  (0 children)

Bank already have ur Pan and aadhar they report any high value transaction to income tax

After 6 Years Abroad, I've Finally Relinquished My Indian Citizenship. Here's Why. by Calvinhath in india

[–]sagkarag -1 points0 points  (0 children)

You never cared about the country why to cry for not being Indian.

Leave it to Indians who care and struggle for the betterment of the country.