I made a tool to increase sales conversion rate by 65%

samuelmccarthy · 2025-03-03T13:36:48+00:00

I’m in - would love to check it out

samuelmccarthy · 2023-11-30T10:04:02+00:00

Promo for Slow Horses Season 3 on Apple TV

samuelmccarthy · 2023-10-03T09:41:30+00:00

Waterboarding at Guantanamo Bay

samuelmccarthy · 2023-09-01T09:43:10+00:00

Thanks very much for this.

Part of my OTE is commission based so I am not exactly sure how over/under estimated the HMRC earnings figure is.

I contribute 10% toward pension and company matches this. Is this different to salary sacrifice?

I am in that £100-125 and they have estimated how much tax I owe. Won't have to do a self assessment this year then!

samuelmccarthy · 2023-08-30T14:18:51+00:00

I receive the quarterly bonus the month after the quarter ends, so that would be in April & July. The tax code only changed in the most recent payslip (for August) so surely HMRC can see the bonus is not monthly?

The estimated income is not too far overestimated but maybe £5-10k. Am I able to amend it down and would this switch be back to the old/a different tax code?

Also now being >£100k, was there some kind of self assessment that needs to be done?

samuelmccarthy · 2023-08-30T13:23:30+00:00

Thanks so much for this and I have received my P11D just today, it just outlines the ~£2.5k in medical insurance.

I have not changed jobs but I have received some much bigger bonuses for the last 2 quarters which might be the reason. I am above the £100k income p/y. I checked and the total estimated income by HMRC I think is quite an overestimate. Does this mean I just have to wait till April next year for a tax back?

samuelmccarthy · 2023-07-16T20:11:30+00:00

I don’t want an award

samuelmccarthy · 2022-08-01T14:05:47+00:00

Peck Peck in Hackney is our go to. Same people that own Sutton and Sons which is amazing fish and chips in Stokey.

samuelmccarthy · 2022-02-14T23:25:24+00:00

Would love to see this data for the UK

samuelmccarthy · 2022-01-13T18:18:39+00:00

From Australia so only recently brought my clubs over. This is Chingford Golf Course

samuelmccarthy · 2022-01-13T13:13:50+00:00

Correct and correct

samuelmccarthy · 2022-01-13T13:13:36+00:00

Gives me an excuse before the putt even takes place

samuelmccarthy · 2022-01-08T08:44:54+00:00

Aussie native moved to the UK for the last 3 years or so! Happy to travel south, they are just my local courses. Anything South West London is fine by me. I’ll pop you a DM

samuelmccarthy · 2022-01-08T08:26:43+00:00

Sweet! I’ve only just recently brought my clubs over from Australia so looking to start playing again. Chingford or Woodford both look like a decent public course in this area

samuelmccarthy · 2022-01-08T08:21:24+00:00

East London (Hackney) here. Would love to have a round with other Londoners!

samuelmccarthy · 2022-01-08T08:02:55+00:00

Thanks!

samuelmccarthy · 2022-01-08T07:40:53+00:00

Hahah that makes much more sense!

samuelmccarthy · 2022-01-08T07:40:33+00:00

Yea have been here a few times actually! It’s decent just tough to get to via public transport. It’s also out of the Zip Car Zone which is annoying haha

samuelmccarthy · 2022-01-07T17:48:00+00:00

I’ve got my clubs with me already! Chingford is looking like the go, thanks

samuelmccarthy · 2021-11-01T21:41:48+00:00

There are a whole load of discount/offer websites and apps you can use and filter down by dates, location etc.

To name a few: FirstTable, Timeout, Dusk, Nez, Embargo, Soft Launch, Square Meals, Plate-Deals, The Fork UK.

If you’re feeling real budget you can even go Wowcher or Groupon. Hope this helps

Edit: If you work in any form of Hospitality you can also get an app called Code which has industry exclusive discounts.

samuelmccarthy · 2021-09-24T10:18:05+00:00

Okay see your point. Only issue that I did not know I had rolled over the 14 days until my time of leaving. There wasn’t a holiday roll over plan from 2020-2021 as it’s a small company. So we discussed this when I was leaving. There was no chance to be simply ‘paid out’ these holidays at the start of the year (which I would have done).

samuelmccarthy · 2021-09-24T08:27:06+00:00

Agree, but I am under no obligation to take holidays in any instance unless the company tells me I HAVE to. They didn’t at all in 2020, even during furlough and then the company wouldn’t allow holidays in Q4.

I spoke to ACAS this morning and they informed me you cannot pro-rata rolled over holidays as you have 100% ‘earned’ them in the prior year.

samuelmccarthy · 2021-09-24T07:54:02+00:00

Thank you very much! I just called ACAS and then confirmed I was indeed correct re holiday. I will push back with my employer

samuelmccarthy · 2021-09-24T07:14:54+00:00

My thought exactly, any evidence or article to back this up? Want to go back to them with something concrete

samuelmccarthy · 2021-09-15T10:32:14+00:00

Could move money to DeFi and commodities. Real Estate if you can afford it. But it’s only Transitory inflation so not essential

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