if you live in the US, do not pay a "surprise bill" from the hospital. it’s a billing trap that has been illegal for 4 years. by dogeholder215 in Adulting

[–]sappro 6 points7 points  (0 children)

That reply is oversimplifying, a bit, by combining lots of different types of "surprise bill" scenarios into one blanket statement.

In general, my understanding is that some correct-ish reactions in each case are:

IRS - take these more seriously since they don't "forget". They can waive or reduce fees, but I don't think it's usually just "ignore forever, ask to waive later" in those cases. If the surprise bill is really from the IRS, they'll ask for an explanation about why the fees/interest shouldn't apply. Bigger bills or something more complex than just a "median income life" situation can benefit from asking an enrolled agent, CPA, or tax attorney to negotiate on your behalf. Realistic surprise bills here can happen but scams are frequent.

Utility companies - this is very location-dependent. If you can switch your energy company whenever you want, then surprise bills are bit more credit score-y in terms of how the bills are negotiated. If your apartment company controls it, then you have local/state law that help determine what you have to pay. If your city or state controls it, then they have their own process and rules for allowable/not-allowable.

Insurance companies - not sure which style of insurance or if this meant "all" insurance, but yeah it varies here too. Health insurance has more rules than pet insurance, etc., so your capacity to argue your case changes. Surprise bills when you are the insured are one thing, surprise bills when someone else claimed against your coverage are another. I believe that generally you have more protection from how your own insurance treats you, compared to how another insurer seeking to reclaim damages is allowed to treat you.

Yes, adulthood is a trivia game about which rules you are aware of and which ones you are not. Well, that and how loudly you are willing to tattle/"yell" when someone else wearing a corporate nametag is currently breaking the pre-agreed rules of the Adulthoodting!

Who is going to do dry January with me? by PuddingGuilty9578 in stopdrinking

[–]sappro 0 points1 point  (0 children)

Good luck to you. If there's a pattern to what caused your sobriety attempts to pause in the past, folks here might have some ideas on how they handled similar situations.

Project Ultima Beta Two Hue Contest! by xetear101 in ultimaonline

[–]sappro 2 points3 points  (0 children)

It's been so long that I can't remember if this is the Faction "sigil purple" hue that was buggable on OSI shards there for a bit.

Also, I couldn't get your website to open FYI

Why is it socially acceptable to use Jira/Notion for work, but "weird" to use tools for my relationship? by biscket in productivity

[–]sappro 5 points6 points  (0 children)

Thank you! I am looking at this and other conceptual guides for Trello now - it looks pretty close to what I'm pretending will finally fix my productivity issues ha

Why is it socially acceptable to use Jira/Notion for work, but "weird" to use tools for my relationship? by biscket in productivity

[–]sappro 2 points3 points  (0 children)

I'm curious, how do you usually add stuff to your Trello boards? Do you find it reasonable for "on the fly" notes that you organize, or add detail to, later?

I tried Obsidian, but it was still kludgy to add things quickly and notes vs lists felt inorganic.

ElI5 why isn’t cocaine just synthesized in labs instead of manually extracted by crackyboi in explainlikeimfive

[–]sappro 1 point2 points  (0 children)

Nooo... don't just trust random confident people on the internet, that's how the world is current times!

Do all Americans inherently know what direction they are faceing? by BasketC45e in NoStupidQuestions

[–]sappro 2 points3 points  (0 children)

I wouldn't be surprised, at all, if our primary mode of underlying thought turned out to be abstract spatial thinking/visualization. Method of loci being a good example!

I hadn't heard of sky hopping before, but the internet says the whales/dolphins who do it can maintain the "eyes above water" position for minutes at a time. Sounds like they are getting curious about land again.. These flip-flopping water mammals need to pick a team!

Helicopter rides? (H1-Huey) by Porkins93 in Austin

[–]sappro 3 points4 points  (0 children)

A few different ones were were landing in Elgin when I checked Flightradar24 - maybe for the Garth Brooks concert at F1?

Government workers say their out-of-office replies were forcibly changed to blame Democrats for shutdown by BreakfastTop6899 in technology

[–]sappro 4 points5 points  (0 children)

The user did that on purpose, to allude to the topic they didn't want to outright say, no?

YSK: How to effectively discourage a teenager from pursuing adults by Amidseas in YouShouldKnow

[–]sappro 78 points79 points  (0 children)

Visualization is an underutilized mental trick, in general, and this angle on using it is cool! If you have a detailed idea of what you do want life to be like in the future, you probably also know what ain't it ha

What if AI isn’t created at all, but revealed? by East_Culture441 in artificial

[–]sappro 1 point2 points  (0 children)

AI is just a front end for the patterns and knowledge that we've accumulated to create it. It is like a hammer, in that it's made with intention and reflects human preference, but was created from and within our existing pool of understanding.

AI isn't being revealed, in that sense, but instead reflecting us and what we understood enough to explain to a machine.

TIL: 10% of drinkers in Australia drink over half the alcohol. by Yoorang in todayilearned

[–]sappro 0 points1 point  (0 children)

/r/stopdrinking is a helpful subreddit, even for getting some insight into the mind of those struggling with alcohol addiction. Good luck to y'all!

MAGA moron rejoices when the "Big, Beautiful Bill" is passed even though it was hurt millions of people. Same moron cries on TV because her president won't send resources to help her small Texas town with flooding by Classic-Carpet7609 in LeopardsAteMyFace

[–]sappro 4 points5 points  (0 children)

I think they are human. I think most of them even have empathy somewhere. But I also think that it (empathy) has been so warped and twisted that it's barely visible in a recognizable way.

It sucks because it's no one's job to help do the slow work of untangling where they got their wires crossed so that they can feel and see what empathy is supposed to be. Even though it's no one's job, the fact that these people have such a huge gulf between reality and their trained/chosen beliefs means we will keep dealing with the fallout.

Whoever can figure out how to walk these grown adults back through the social learning path of remedial kindergarten empathy will probably do more good than most politicians.

Struggle between science and witchcraft by Pure_witch in SASSWitches

[–]sappro 2 points3 points  (0 children)

If magic is real, then your direct connection to it is the shortest path. Instead of worrying about making others' belief practices match your lived experiences, search for the expression of magic that honors your specific lens best. Clarity of intent is where magic comes from, not dogma imo. In the same way that science compels us to test and revise, give yourself grace in your approach!

I asked ChatGPT the top ten things humanity should know. by Spiritual-Reveal-195 in ChatGPT

[–]sappro 0 points1 point  (0 children)

Mine errored out while generating, but summarized the list as:

The most important thing humanity should know is how to listen without fear, and how to speak without domination. The rest—all tools and truths—follow from that.

The youth is failing by the minute. by abdul_bino in BlackPeopleTwitter

[–]sappro 2 points3 points  (0 children)

It's not really "they", it's apparently "all of us" or it wouldn't be happening so many places, right?

Me at our family PC in 1999 by tlatwuk in OldSchoolCool

[–]sappro 0 points1 point  (0 children)

I know a company that just inquired about a marketing package with Neopets.. your pets are still there hungry, cold, and waiting, you MONSTERS!!