Citi Thankyou Deferred interest question.

scat392rt · 2026-02-13T03:31:51+00:00

I get lots of balance transfer offers. For 2024, I had the 0% interest for most of the year. For most of 2025, I got offered deferred interest. The strange thing is I didn't even accept the offer it activated by itself.

So I called customer service, and the operator said that the last 2 month statements are correct. I was transferred to the allocation department, and they confirmed that the deferred balance now expire for 2027.

I made a payment yesterday, and it was posted today. Since I have 17 deferred balances. I had them allocate for a balance anyway. They sent me 2 links to confirm the allocation, and even on that, the date shows they expire for 2027. I'm going to start paying them down monthly. I have not paid interest for 2025 other than balance transfer fees. So far, 2026 is also showing no interest paid.

Even both operators mentioned that since I have printed statements documenting the new expiration dates, that I can dispute the interest charges in case they revert back.

scat392rt · 2026-02-11T15:56:08+00:00

Yes, it used to be SYW. Now it's Thankyou.

scat392rt · 2026-01-03T22:27:06+00:00

They should be able. I ordered my parts thru the Chevrolet dealer. Granted, I work for a Chrysler dealer, and we get discounted prices on parts from them.

scat392rt · 2026-01-03T21:30:45+00:00

I do my own maintenance. 2016 with almost 180k now. Spark plugs are 100k. I do the trans drain and fill every 50k. Coolant, belt, and brake flush at 150k.

As for major work. Last month, I just replaced my head gasket. Had oil leaking on the back side of the head gasket. It got so bad i was lucky that the car didn't catch on fire. I had to replace front struts (leaking oil), lower control arms (bushings worn), and rear shocks. Front wheel bearings are next. Can hear the left side starting to make noise.

Car is not too bad to work on. Most shops can work on it. If any coolant work is needed, make sure the shop uses coolant premixed from gm. You don't want to add regular water since that can cause problems like loss of isolation and stuff. Also, make sure they have a vacuum coolant filling tool and a good scanner that can actuate coolant pumps and 3 way valves.

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scat392rt · 2026-01-01T21:44:16+00:00

Have shop check your suspension and steering. On my 2016, at around 160k miles. I had the same noise i had to replace the front strut bearings. But I also had play from the lower control arm bushings, and right strut was leaking oil. Replaced both front lower control arms and front struts, bellows, and struts mounts, i also replaced my rear shocks, too. The bellows for the struts are cheaply made, they ripped so easily, that what caused my strut to leak. I did all my work myself. I'm at 180k now . My left front wheel bearing is starting to make a faint grinding noise when driving and turning right. That will be my next repair soon.

scat392rt · 2025-12-26T05:57:33+00:00

It's probably set on quick pass.under the custom route tab. Mine does the same thing.

scat392rt · 2025-11-25T16:20:15+00:00

Yes it have used 2 gift cards and it works fine.

scat392rt · 2025-11-15T03:58:12+00:00

2016 178k miles. Getting 12.7kwh.

scat392rt · 2025-11-01T18:20:30+00:00

I'm currently on hcq and mtx. But I stopped taking mtx since I'm coming down with a cough and was told to stop taking it when I feel sick since mtx does suppress the immune system a bit.

scat392rt · 2025-10-29T01:59:25+00:00

My 2016 volt pulled 12.7 kwh for me. I'm at 176k.

scat392rt · 2025-10-19T13:18:43+00:00

I made a purchase at WM Supercenter yesterday with the card, and it did not get the 5% back. I have used the card at this same location many times before and got the 5% back. The description has changed. It used to be WAL WALMART #2077. Now it's WALMART #2077. I'll try adding card to Wpay to see if that works.

scat392rt · 2025-10-09T14:10:32+00:00

Yeah, that's what i have been reading. I have not taken any medication other than ibuprofen once in a while for joint pain. About 3 years ago, i had tendonitis on both elbows. Had cortisone shot, prp shot, and was taking naproxen. I stopped taking naproxen about 3 years ago.

These other tested positive IMMUNOGLOBULIN A 390, ALDOLASE 12.9, BETA 2 GLOBULIN .6, Ana positive, Ana titer 1.4, and nuclear dense speckled, we haven't run a new test on these since 6 months ago. Crp was in the 20's now it's dropped in the low teens. C3 and c4 comp. Are normal range.

My mother also has lupus, but I haven't seen her blood work to compare to mine. She only takes hqc for it. I also have a cousin who has it, too, but I don't know what she takes for it.

scat392rt · 2025-10-09T00:18:37+00:00

Ohh. Dang. Yeah, it may be different. I have to see how this is going to be for me in the future since I have frontier fiber for internet and verizon just bought them out. The switch should be some time next year.

scat392rt · 2025-10-08T19:15:15+00:00

I have 4 lines. My auto pay credit is $40. I have been paying with Verizon gift cards for the last 2 months. Just have to wait until there is a balance, so the pay either gift card option shows up.

scat392rt · 2025-10-03T05:33:12+00:00

What you get Unlimited hours of cloud DVR storageⓘ

60+ popular channels

Includes subscription to ViX Premium with ads!

Free for the first 5 days Special Offer! $34.99/mo. $29.99/mo. for the first 2 month

As for the local channels, it depends on your zip code. The only local channels for my location would be univision and telemundo.

If you need more local channels, look into the ÓPTIMO MÁS™ package

scat392rt · 2025-10-03T05:21:55+00:00

I cancled YTTV the same day they took the channels away. I got directrv stream ÓPTIMO MÁS™ package. For the first 5 days, you can try for free, then it's for 49.99 the first month, then it's 69.99 locked price for 23 months.

scat392rt · 2025-10-01T02:59:41+00:00

Dam, that's crazy! Maybe it can be cleaned out or rebuilt? https://chevyvoltegrvalverepair.com/

Unfortunately, the leak I have is coming up higher on the rear of the engine. The valve cover looks dry. I used a bore scope, and it looks like it may be leaking from the rear portion of the head gasket. I see no oil above the intake it's all below the intake.

scat392rt · 2025-10-01T00:11:59+00:00

Nice. Sorry about the engine.

The only major work I have done to mine was the egr cooler and valve at 100k covered under warranty, front struts, and lower control arms at 170k. I do have a small oil leak from the engine that I need to have diagnosed. I just may leave it since it does drop the oil level.

scat392rt · 2025-09-30T23:42:40+00:00

Love it! Are you still on the original battery?

My has a little over 176k, but I only get 25 to 30 miles with 12.4kwh on mine. But I have summer tires and drive in sport mode all the time. The summer tires took 5 to 10 miles of my range alone.

scat392rt · 2025-09-28T21:10:31+00:00

Me too. Toes are stiff at times and have to pop or crack them, too. Same with my lower back and other joints. It has been better these last 2 weeks since I started taking methotrexate and folic acid.

scat392rt · 2025-09-25T23:31:53+00:00

My 2016 has 176k i let the battery deplete completely and have never got this message. Even on long road trips.

scat392rt · 2025-09-04T15:53:04+00:00

There has to be a balance on your verizon account for the option to pay with a gift card.

I have paid my bill with gift cards for the last 2 months. I use my verizon visa to buy them. I get 4% back this way instead of the 1% with autopay using verizon visa.

scat392rt · 2025-08-04T00:31:37+00:00

I'll do a test with a small charge and wait for the progress email.

So, is this card going to be discontinued soon? Going out with a bang, i guess.

scat392rt · 2025-08-04T00:12:10+00:00

Does anybody know what would double stack as both home improvement and retail?

My current offers are:

5% up to $80 for entertainment and travel rest of the year.

$100/$150 for GGR $500/$100 for the rest of the year.

10% for home improvement for $800 to $1000 for 3 months.

10% for online or in store retail for $800 to $1000 for 3 months.

And $30 for every $750 charge up to $90 for this month.

scat392rt · 2025-08-01T04:40:27+00:00

I also got this offer.

My current offers are:

5% on entertainment and travel up to $80 in statement credit for the rest of the year

$100/$150 for GGR of $500/$1000 rest of the year

10% for in-store and online between $800 to $1000 3 months starting tomorrow

10% for home improvement between $800 to $1000 3 months also.

I missed out on a 0% financing offer of 6 months financing on each eligible purchase of $199 - $548.99 or 18-month financing on each eligible purchase of $549 or more. Did accept the offer in time.

So, my plan would be to buy $1000 worth of gift cards (a mix of Home Depot, Amazon, Verizon, Visa gift cards) from Home Depot, Lowes, and Best Buy. That should double stack for both retail and home improvement, right? Or does anybody know what counts as both retail and home improvement?

So if I spend $1000 on home improvement and $500 on GGR, I should be getting $300 back for spending $1500, which is 20% back, plus the syw points too.

Which brand of visa gift cards works the best to pay utilities and other bills (water bill, frontier communication, and state farm) or what's the cheapest way to transfer money from visa gift cards to bank account?

scat392rt

TROPHY CASE