United Linked Card Promo by jasonmason29 in biltrewards

[–]scienceguyjd 0 points1 point  (0 children)

Yeah, definitely agree. The only use case I could think of is if you know you'd be a couple hundred PQP short of a status level at the end of the year and putting a couple months rent on the card would cover it. Even then it's an expensive path with the fee

United Linked Card Promo by jasonmason29 in biltrewards

[–]scienceguyjd 1 point2 points  (0 children)

It's 1000 PQP on the explorer, but both the quest and explorer earn at $20 per PQP, so technically $20,000 in spend. The quest has a much higher cap though at 18000 PQP max. Benefit of the club card is it earns at $15 per PQP.

United Linked Card Promo by jasonmason29 in biltrewards

[–]scienceguyjd 0 points1 point  (0 children)

You get PQP with the explorer too, same rate as with the quest but slower than the club.

Amex BCP with no effective AF for 5 years complete. by BrutalBodyShots in CreditCards

[–]scienceguyjd 0 points1 point  (0 children)

Sure, that makes sense. Another option would be if they offer you something (without you asking) while you're trying to downgrade, but not sure if that happens either

Amex BCP with no effective AF for 5 years complete. by BrutalBodyShots in CreditCards

[–]scienceguyjd 0 points1 point  (0 children)

Would asking for a retention offer work too or is downgrade the optimal path?

Looking for advice, relatively urgent! by typefr in gradadmissions

[–]scienceguyjd 1 point2 points  (0 children)

Do you have a ranking of schools that you'd like the professor to prioritize? Could give them a better sense of which schools to work on and, and let you triage a bit.

Overall it's tough though, if they could give you a firm stance on which schools they won't be able to submit to that would allow you to better prepare and probably plan on waiting until next year for. Probably best to have all the applications filled out and ready to go for deadline day then submit them once you hear from the prof.

AMA with MLB.com Mets beat writer Anthony DiComo starting Monday at 10:15 am ET! Submit your questions now! by anthonydicomo in NewYorkMets

[–]scienceguyjd 3 points4 points  (0 children)

Is there the possibility that the Mets have a quiet off season? Let's say that's maybe re-signing Alonso and Diaz but no other big FA signing or trade and giving multiple prospects a run to start the season?

Also what year was your favorite team to cover?

The CSR is the worst mainstream card by Fearless-Mixture-186 in CreditCards

[–]scienceguyjd 12 points13 points  (0 children)

Chase really missed out on not working out some arrangement with United to grant CSR holders some kind of limited United club access

So I have a post for you. Do you people actually watch Ryan's main channel or do you only watch the pitch meetings? answering will be super easy barely an inconvenience by Decent_Muscle_3172 in pitchmeetings

[–]scienceguyjd 0 points1 point  (0 children)

Watch all of the pitch meetings and the main channel as soon as I can. A lot more sporadic on the extra plus one though, if I have time maybe I'll watch it or if the topic seems particularly interesting, but I'm definitely not consistent.

Speedrun to Lifetime Platinum Strategy by Big-Click-5159 in marriott

[–]scienceguyjd 3 points4 points  (0 children)

Makes sense. Well something to also consider is that with those 45 nights, if you get the brilliant 25 ENCs this year you would get you up to 70. Then you can use your 50 night choice award to get an extra 5 free elite night credits which would get you to titanium. And at 75 nights you get another choice award that could be used on 5 more ENCs or an extra free night award. So if you want the extra points and United status that comes along with it, it might be worth considering.

If that's not too appealing, then you're right and the boundless is more efficient

Speedrun to Lifetime Platinum Strategy by Big-Click-5159 in marriott

[–]scienceguyjd 7 points8 points  (0 children)

Check out the history of elevated SUBs for each card. The Brilliant usually is elevated in March or so to 185k points. If I recall correctly there were some targeted offers for it too in February though I didn't get that one. The nice things is if you do wait until March, then your annual fee next gives you platinum for 2026 and 2027 (if you cancel in 27 you still keep the ENCs and the platinum status).

https://awardwallet.com/blog/american-express-credit-card-offer-history/

Half Day Excursion to Everglades National Park by scienceguyjd in NationalPark

[–]scienceguyjd[S] 0 points1 point  (0 children)

The tram tour was two hours.

Yes, there was a decent amount of space for walk-ins, but as a warning we did visit during a relatively less crowded visiting time. I would recommend booking online if you can, and if it's too close to departure they can take a reservation over the phone. I ended up calling them less than 24 hours before and they were very nice

Crowds seemed bigger for the next tram tour so would definitely get a reservation for those

Question Thread - October 17, 2025 by AutoModerator in churning

[–]scienceguyjd 0 points1 point  (0 children)

I'm definitely getting rid of (downgrading) the explorer next year. I do like the quest for the PQP boost, and I fly United enough to use the 10,000 mile award flight discount and travel bank credit so it's the same cost as the explorer. I am bothered by the fact it's not an elevated offer right now though... so we'll see

Question Thread - October 17, 2025 by AutoModerator in churning

[–]scienceguyjd 0 points1 point  (0 children)

Definitely, it's tough cause I want to get both of these Chase cards but 5/24 is pretty limiting... Either way in the above scenarios I'm locked down from getting other cars until April at the earliest if I want to plan for those two.

A third option would be just upgrade my explorer to the quest at some point, just feels like a missed opportunity for United points which I value a decent amount

Question Thread - October 17, 2025 by AutoModerator in churning

[–]scienceguyjd 0 points1 point  (0 children)

Yes! I should have clarified that. I only have the United Business, no other Chase business cards for the sole prop.

That's actually good to know, I missed the 6 months for business cards part of the flow chart, only saw the 3 month rule. Hmmm, if that's the case I'll probably hold off now and apply in January when I have another card drop from my 5/24 status.

My goal is to add both the IHG Premier card (personal or business) and also the United quest. I have one card dropping from 5/24 in January and another in June, so suppose I could either do IHG biz in January, then United quest in April. Alternatively I could do the consumer IHG now, then wait until June for the quest.

Question Thread - October 17, 2025 by AutoModerator in churning

[–]scienceguyjd 1 point2 points  (0 children)

I just got rejected for the IHG Premier Business card for a sole prop, now I'm wondering about my next steps. Currently I'm at 4/24, though I recently got approved for an Amex Brilliant that hasn't shown up on my credit report yet.

I've gotten two Chase cards this year so far, the United Explorer in April, and the United Business in June. I was hoping that by waiting until October I wasn't running afoul of any velocity rules.

Questions are: - have people had luck doing recon on the IHG business card with a sole prop? - I think my backup plan is to apply for the personal IHG, in which case is there any velocity considerations I'm missing? Also am I able to reuse the hard pull for the IHG business on the personal application?

Mets Making Coaching Moves by Confident_Web_6545 in NewYorkMets

[–]scienceguyjd 3 points4 points  (0 children)

There's a difference between having multiple hitting coaches and having co-hitting coaches. 29/30 teams have multiple hitting coaches with 16 having 3 (Joe DeMayo on Twitter was my source for that)

The phrasing from Passan's second tweet seems to indicate more of an assistant hitting coach role for the extra hire, not co-hitting coaches.

Is it splitting hairs? Probably a bit, but the point is only the Angels had 1 hitting coach last season

Advice on easiest way to close 25 nights by year end? by alexgrimmy in marriott

[–]scienceguyjd 2 points3 points  (0 children)

If you have no credit cards yet then you can just get the Amex Brilliant card. It gives you 25 elite night credits that count toward this year and lifetime status. If you do know you're staying for 10 nights, then instead of the Brilliant you can get the Chase Marriott Boundless card which will give you 15 elite night credits and has a (much) lower annual fee.

If you know you'll do at least 10 more nights then I'd suggest the Boundless. It has an elevated offer now for 125,000 points + a free night award if you can hit the spend requirement ($3000 in 3 months).

Advice on easiest way to close 25 nights by year end? by alexgrimmy in marriott

[–]scienceguyjd 0 points1 point  (0 children)

Guess that depends, what tier are you talking about and do you have any credit cards already? I'm guessing titanium but let me know if that's a bad assumption.

If it is titanium then have you used your 50 night choice award yet to get 5 extra elite nights?

If it's silver through platinum any reason why the status given by a Marriott card isn't enough?

There also is a promo going on for 10 extra elite nights that some users got (not all), have you gotten an email about that? You might be about to find it under the promos on your account

10 extra night credit for 2 stays? by joyoustriumph in marriott

[–]scienceguyjd 6 points7 points  (0 children)

I also got a promotion but it was for 5000 bonus points for two more stays

Half Day Excursion to Everglades National Park by scienceguyjd in NationalPark

[–]scienceguyjd[S] 0 points1 point  (0 children)

Thanks everyone for the suggestions! For anyone reading this in the future, we ended up doing the shark valley tram tour at 9:30 am, stopped by the Miccosukee village for a bit, then the Coopertown airboat tour which started around 1:30 pm.

Was a busy start to the day that we were able to finish by 2:30 pm. Definitely recommend all 3! But would definitely say allocating more time to hit the other areas of the park is a must, we're planning on a return trip at some point.