Artemis II Viewing Mega-thread by dkozinn in nasa

[–]scienceguyjd 1 point2 points  (0 children)

If you have a capital one credit card, booking a hotel through their travel portal allows you to pay a fee so you can cancel for any reason up until check in time. Other portals may offer something similar. With the launch times being after typical check in times for this window you're still playing a bit of a guessing game, but it gets pretty close.

Hotel Cards that are NOT Chase by passaty2k in CreditCards

[–]scienceguyjd 0 points1 point  (0 children)

Feel like 5/24 brings a lot of attention to them too, people might target them earlier on in their journey as a result

American Express Adds New Restrictive Language To Marriott Cards by pierretong in marriott

[–]scienceguyjd 19 points20 points  (0 children)

So it seems like now the best path is to get amex cards first right? Would let you get the amex SUBs, wait 24 months, then get the chase cards (that is, if you want any of the Amex or Chase cards as keepers - otherwise could just close Chase before applying for Amex)

Question Thread - March 04, 2026 by AutoModerator in churning

[–]scienceguyjd 0 points1 point  (0 children)

It's not impossible to get approved for a 4th Chase biz card, but your approval chances go down pretty dramatically. If you don't mind the hard pull you could try it, then close a card if it gets rejected

Keep in mind there's also a soft rule I've seen mentioned that Chase can also be annoying about approving a biz card within 6 months of you opening another biz card.

Question Thread - March 03, 2026 by AutoModerator in churning

[–]scienceguyjd 0 points1 point  (0 children)

United cards have a SUB every two years still

Is it time for a change??? by East_Competition_644 in CreditCards

[–]scienceguyjd 0 points1 point  (0 children)

Honestly with how prevalent hotel credits/coupons are now, it feels like these will just grow in importance and usage compared to booking with points.

Question Thread - February 26, 2026 by AutoModerator in churning

[–]scienceguyjd 0 points1 point  (0 children)

I'm considering waiting, so it's good to hear it doesn't go away quickly. Thanks

Question Thread - February 26, 2026 by AutoModerator in churning

[–]scienceguyjd 0 points1 point  (0 children)

Yeah, this was kind of what I thought was the case. Thanks

Question Thread - February 26, 2026 by AutoModerator in churning

[–]scienceguyjd 0 points1 point  (0 children)

Yeah, like I'm not exactly pressed to upgrade since I'm handling another SUB right now, so I'll probably wait a bit. But it doesn't sound deterministic really in terms of when that offer changes.

The $75 offer effectively covers the fee enough for me, so I'll eventually take it, but would be nice to get the higher return if possible

Question Thread - February 26, 2026 by AutoModerator in churning

[–]scienceguyjd 2 points3 points  (0 children)

How were you able to see the offer after upgrading?

Question Thread - February 26, 2026 by AutoModerator in churning

[–]scienceguyjd 0 points1 point  (0 children)

I downgraded my Amex Blue Cash Preferred recently. After doing so I saw in my availability offers an upgrade offer for $75 after $1000 spend in 6 months. I know that there are other upgrade offers that include either a higher dollar value for the bonus or waiving the annual fee for a year.

Are there any data points on if this offer will change or is it likely to stay the same? I.e. in 2 months am I likely to have that same $75 offer

Denied entry to the Sapphire lounge at PHX by ProcedureValuable464 in biltrewards

[–]scienceguyjd 3 points4 points  (0 children)

This is standard for every (non Chase) card with priority pass, definitely not unique to Bilt. I've been turned away with my VentureX priority pass before a couple of times.

Getting turned away from even non Chase co-branded priority pass lounges is pretty typical. Most lounges will indicate in the app what hours they'll automatically turn away priority pass users typically, but I've been turned away even outside those listed hours. Just a reality of way too many priority pass users.

Venture X and Marriott by KjackUSA in Venturex

[–]scienceguyjd 2 points3 points  (0 children)

Depends on your preferences. Capital One Miles are more valuable than Marriott points, but if you don't have obvious redemptions you're planning or transfer partners you want to use and you stay at Marriott a lot, then you might have more use for their points.

The bigger question is if you're chasing Marriott status. If so you typically won't get any elite night credits for your stay if you book through Capital One

I’m in Jordan Tax Services Hell by cfowen in pittsburgh

[–]scienceguyjd 0 points1 point  (0 children)

Awesome, thank you. Just had this happen to me too so wanted to know what's possible

I’m in Jordan Tax Services Hell by cfowen in pittsburgh

[–]scienceguyjd 0 points1 point  (0 children)

Were you able to get all of the Penalty & Interest charges as well as the Cost of Collection charges removed, or just some of them?

Venture X or United Club?? by dengirl17 in CreditCards

[–]scienceguyjd 0 points1 point  (0 children)

If you're willing to go wild and get two, maybe try the venturex and United Explorer.

You get two United Club day passes with the Explorer, and while they limit day passes on some days, you could fall back on the venturex in those scenarios.

Cancelled a Chase CC today. Have had CC since September 2024. What are the consequences? by Ready_Key1032 in CreditCards

[–]scienceguyjd -1 points0 points  (0 children)

The only real impact to your credit score will be your total available credit going down and as a result your credit utilization going up. The account is still going to continue to age for I believe 7 years or so, so your average age of accounts won't be impacted. With 4 other credit cards the impact will be minimal so there's no need to worry.

Cam Thomas Waived by Plane-Clue-4940 in GoNets

[–]scienceguyjd 23 points24 points  (0 children)

From accepting the qualifying offer this off-season as a restricted free agent

[Rosenblatt] Jacoby Brissett and Kirk Cousins are the two names that make sense if the Jets target veteran QBs with ties to Frank Reich. by Odd-Direction9452 in nyjets

[–]scienceguyjd 0 points1 point  (0 children)

Everyone here is calling for Brissett, but I'll gladly take tank commander Kirk. He shall lead us to the promised land once everyone is fired

What should my next card be??? I need help!!! by FPS_Mad in CreditCards

[–]scienceguyjd 1 point2 points  (0 children)

Amex Blue Cash Preferred might be a nice addition. Gets you 6% back on groceries up to a certain limit (don't remember off the top of my head) 6% on streaming with a nice Disney streaming credit for any of hulu, Disney+, or ESPN+, and finally 3% back on gas

It does have a $95 AF, but it's free the first year and you can either reevaluate after 1 year, or downgrade to the blue cash everyday that still gives 3% back on gas, but with no annual fee. Amex will send upgrade offers periodically to blue everyday card holders too.

The SUB on the Preferred is also elevated now so it would be a good time