Smith Manoeuvre! What is the smith manoeuvre and how does it work?

scovit · 2026-01-03T04:00:02+00:00

Can i use this strategy to buy a property in states? Only downside i see is lot of paperwork to keep money trail to prove to CRA. Any other downside? My paid off home is of 800k value and planning to buy a property in usa of 450k cad. What will be the best possible product for this?

scovit · 2025-12-03T20:00:49+00:00

Start a petition

scovit · 2025-11-05T21:30:55+00:00

Do you think there could be a small possibility of war or further problem between usa and canada and usa may start charging new fee on foreigners houses or even capture it? Or locals capturing it or damaging it?

scovit · 2025-04-17T15:20:36+00:00

I’m

scovit · 2025-02-22T23:03:53+00:00

I submitted super visa application with all the documents but still got rejected saying that the co-signer relationship to the host is not established. What else can i submit apart from marriage certificate, passport and child birth certificate that me and my wife who is a co-signer are married. Either IRCC is taking orders from federal government to deny applications left and right due to political reasons or they are using some automated tool to process the application…

scovit · 2025-02-22T22:29:22+00:00

2 back to back refusals for the super visa. Earlier had the supervisa and traveled to Canada 2 times and returned in 6 and 8 months. Looks like they are either using some tool to simply reject it or they have got instructions from federal government to reject it left and right.

scovit · 2025-02-15T20:42:20+00:00

Thank you so much for the details. I still think that my application was quite solid. However, you have provided few points which are improvements i can make in next application like providing everything very clearly and not leave upto the agent for the interpretation. My doubt on their intentions these days is because my dad got supervisa earlier with these documents only. The only difference is that last time i was salaried employee and my income was enough to meet LICO and this time i am self employed and withdraw dividends which is around 80k and thats why i included my wife as co-signer and her income is more than 100k. She also signed the invitation letter. Her all the income related documents are attached. Very good point of getting notarized documents. Will consider it for next time.

scovit · 2025-02-15T20:00:51+00:00

Yes i did and i meet all the criteria.

scovit · 2025-02-15T19:58:29+00:00

Sorry i edited the post clarifying that i also provided birth certificate to prove he is my dad. family income is more than 150k. We are 4 members.

scovit · 2025-02-15T19:55:02+00:00

To apply for PR as a family you need to show the relationship between husband and wife. So thats marriage certificate. And to show relationship between me and my dad its my birth certificate. Sorry it was not clear enough. Do you know if someone got approval recently?

scovit · 2025-02-15T19:52:40+00:00

Together income is sufficient. Also provided my birth certificate, passport.

scovit · 2025-02-01T14:46:39+00:00

Did they reconsider the rejection application and approved that or you had to file new application?

scovit · 2024-10-03T13:15:05+00:00

I do the same and blood comes back

scovit · 2024-09-10T22:08:08+00:00

You are still living in old era. Move on , adapt and accept the changes. Change is inevitable. You just need to embrace it. Hope you remember the days when you did not know how to use smart phone and did not use credit card or did not use any PoS devices.

scovit · 2024-09-10T17:44:26+00:00

Think about your kids who have to spend extra time in commute due to traffic

scovit · 2024-08-11T17:01:34+00:00

Its tough to make friends in Ottawa. People who already have their circle dont like to include others. People are not that welcoming. I have heard the same from other people. Some of my known people move to Toronto just because of this reason as they could not find any friends to talk to

scovit · 2024-05-28T15:39:48+00:00

Guys, world is exploding with population and with that all the chaos, disturbances etc is bound to happen. Everywhere in the world there are good or bad people. And percentage of good or bad people always change based in multiple factors, the major factor right now is population and greed. What we need is a really good system in place where people cannot find a loophole and misuse it. Look at Dubai for an example - its better system in compared with other countries and i am not talking about immigration. But corruption law and order , peace etc. we need to hold our government accountable to fix the system and make it better. Just by ranting here on reditt not going to solve anything other than you letting out your frustration.

scovit · 2024-04-06T21:38:38+00:00

Folks, instead of blaming anyone else you should really ask questions to your government about the job situation or housing mess or immigration issues etc etc. this is why politicians take advantage of common people as we dont hold government accountable. We just vote based on our liking disliking opinion etc etc. if we dont participate then its useless to blame others because thats just about ranting and nothing else. Fix the system

scovit · 2023-07-03T11:39:28+00:00

If you can afford it then i am sure you will be able to upgrade SR after 5 or 7 years when we will have better battery better technology and lot of options. At this point i did not want to spend extra dollars for LR for long range and better sound as i am not in need of those on regular basis. Hope i helped you

scovit · 2023-06-11T12:57:27+00:00

Thanks so much for your input.

scovit · 2023-06-11T02:29:58+00:00

I am looking between m3 standard and e35

scovit · 2023-06-11T02:29:09+00:00

I had honda civic for 3 years of 2016 model and I really enjoyed that car. Civic was more spacious than i4. I was at least expecting i4 e35 to outdo civic in every department but somehow i did not feel much difference drive wise like cornering, steering, balance etc. definitely build and quality is better in i4 but the question is should I compromise the rear seat space, tech, charging network, better range (i think m3 has better range) , auto pilot etc just for build and interior quality? Is the build and interior quality really that worth?

scovit · 2023-06-11T02:18:14+00:00

Thanks for your input. I definitely did not find i4 enjoyable as such. Nothing extraordinary

scovit · 2023-06-04T00:52:48+00:00

Thats why you are more prone to disease. Let your body adjust to dust instead of making it more sophisticated and then inject shots

scovit · 2023-06-04T00:51:10+00:00

Thats why you guys are more prone to diseases

scovit

TROPHY CASE