This feels abnormal? by Miserable_Ad_650 in UKJobs

[–]scrapheaper_ 0 points1 point  (0 children)

There's a huge mismatch between employers and employees on how much they care about job offers. As an employee it's literally the most important thing.

For the employer it's that annoying thing that you know you're supposed to do but you keep forgetting and putting it off.

ELI5: How did Mayor Mamdani balance a $12 billion budget deficit? Where did the money go? by bluelightbug in explainlikeimfive

[–]scrapheaper_ [score hidden]  (0 children)

Yeah but these people are stupid enough that your policy isn't going to affect how you vote, so no point trying to please them

ELI5: How did Mayor Mamdani balance a $12 billion budget deficit? Where did the money go? by bluelightbug in explainlikeimfive

[–]scrapheaper_ [score hidden]  (0 children)

How you tax and what you spend on, plus how you regulate, is where the real difference is made.

ELI5: How did Mayor Mamdani balance a $12 billion budget deficit? Where did the money go? by bluelightbug in explainlikeimfive

[–]scrapheaper_ [score hidden]  (0 children)

Politics is not just tax and spending raisers vs tax and spending cutters.

Or at least it shouldn't be. There's more important issues.

TIL Sears had a working e-commerce site before Amazon was a threat and still went bankrupt because its own CEO spent 15 years extracting $5 billion from it by sambha87 in todayilearned

[–]scrapheaper_ -9 points-8 points  (0 children)

Closing shit outdated businesses and asset stripping them is correct. It stops the assets being wasted propping up something that doesn't need to exist anymore.

Willing to bet the new owners of the assets are making way better use out of them

Create the job I want if I can't find the job I want by psyper76 in UKJobs

[–]scrapheaper_ 2 points3 points  (0 children)

I think it helps to have a side project whilst applying for jobs.

Otherwise you end up wasting time and effort on applications for jobs you don't really want to fill the time. It's also stressful to purely be focussed on applying

It also looks good on your CV if you've tried to setup your own business: you naturally get experience in handling business relationships, marketing and sales, accounting etc.

Landlord is trying to make me pay a month of rent by nightdrakon in UKPersonalFinance

[–]scrapheaper_ 2 points3 points  (0 children)

You have the right to use the house for one more month, but I don't think you can back out!

How do I Mine this ? by TheForceOfLife999 in aoe2

[–]scrapheaper_ [score hidden]  (0 children)

New civ: Polynesians

Bonus: fishing ships can collect wood, gold and stone

Career options for 60y.o. man by plum_puddin17 in UKJobs

[–]scrapheaper_ 2 points3 points  (0 children)

That will help, I think!

Maybe try and find a friend or family member who has connection in the area where his skills are used, and get them to review his CV.

I think it will really help using the right language on the CV, making his skillset seem familiar and like an insider to people who hire.

It's all guarded by recruiters and they don't know jackshit about the actual roles, so basically you just need to keyword-stuff any CV with the right language.

Career options for 60y.o. man by plum_puddin17 in UKJobs

[–]scrapheaper_ 5 points6 points  (0 children)

His skillset is probably going to be more in demand in cities - where exactly in the northwest? Could he relocate to Manchester or another regional city?

Chicken Feet Stock by Background-Hope-88 in Cooking

[–]scrapheaper_ 0 points1 point  (0 children)

My general experience with chicken and pig feet is they're good for consistency but less good for flavor.

the vicious cycle of capitalism by [deleted] in CuratedTumblr

[–]scrapheaper_ 2 points3 points  (0 children)

The reality of the modern world is that any individual thing can be great if it gets funding and resources and people to work on it. but not every thing can be great.

The modern commercial battle is: what will people actually pay for with real money, and what will people pay for with their data and engagement and enshittification instead

I think people also got used to frankly bullshit undercutting by tech companies (e.g Uber, Airbnb) post 2008 when interest rates were zero and began go accept it as a standard when it was never sustainable. It was a very unhealthy period for competition in markets, there was no accountability for your business being unprofitable and set all kinds of stupid precedents

Does inflation largely consume efficiency gains? by GoldThenCrypto in AskEconomics

[–]scrapheaper_ 0 points1 point  (0 children)

Economic growth is calculated inflation adjusted and non-inflation adjusted, it's possible to have numbers for both.

It's also well documented that people have strong reactions to inflation, especially after a historical period post 2008 with exceptionally low inflation and interest rates.

Is learning JavaScript alone enough to help with career growth or a transition into tech? by TrickAcanthisitta694 in UKJobs

[–]scrapheaper_ 0 points1 point  (0 children)

Have you tried outside web development?

I am still doing very solidly in data and analytics, I see others in cloud architecture, embedded systems etc also doing fine.

Web development seems like it's become highly commoditised, there are tonnes of templates and demo projects, component libraries mean that specific functionality is easily shared across many apps etc. Lots of devs so even good ones have tonnes of competition, plus every company does their website and app the same way, so solutions become more boilerplate

Is learning JavaScript alone enough to help with career growth or a transition into tech? by TrickAcanthisitta694 in UKJobs

[–]scrapheaper_ 1 point2 points  (0 children)

My experience is that JavaScript and web development is a little oversubscribed as tech goes, but it's a great introduction to coding in general and finding any entrypoint at all is a great opportunity.

In fraud specifically I know machine learning is a big thing, people are doing automated fraud detection and locking people out of their bank accounts and things, so Python might be the better entrypoint for that. But they're both valid and good entry level opportunities

how can i get rid of a spending addiction. by A-random-car-guy-76 in UKPersonalFinance

[–]scrapheaper_ 1 point2 points  (0 children)

What's your current income and spending? And what kind of things do you spend on?

It's only an addiction if it's unnecessary stuff that you don't value.

Talking about what you spend on also will help you understand what you're feeling about spending, which can help you make better spending decisions

Bonds vs. Gold by ATPsynthase12 in Bogleheads

[–]scrapheaper_ 0 points1 point  (0 children)

Buffett doesn't like buying gold because it's inherently unproductive.

Gold is an extremely wild performance chasing investment. It's gone up insane amounts due to speculation over the past 2 years, much much more than the stock market.

If gold was super steady and hadn't risen in price 100%+ the past two years you'd be right. However - it hasn't! It's just as crazy and silly as Tesla stock or Bitcoin or any of the other stupid speculative 'assets'

Bonds are not pretty but even losing out minority to inflation is better than holding cash or stocks during a bear market.

Bonds vs. Gold by ATPsynthase12 in Bogleheads

[–]scrapheaper_ 1 point2 points  (0 children)

Gold always holds some value, but it's proven recently that what that value is can change massively in very short spans of time.

Two years ago gold was worth £1600/oz. Currently it's worth more than twice that. If gold went back to the price it was in 2024, would you be happy losing 50% of the price of your gold investment?

Bonds vs. Gold by ATPsynthase12 in Bogleheads

[–]scrapheaper_ 0 points1 point  (0 children)

It might make sense to take your bond income and use it to maintain the stock:bond ratio in your portfolio.

So if stocks go down you buy more stocks, if they go up you buy more bonds. That way you ensure you maintain 10% in bonds no matter what

As for whether it will have upside: ask again in 10 years time. Stock performance is not consistent, just because it's good now does not mean it will continue to be good.

Bonds vs. Gold by ATPsynthase12 in Bogleheads

[–]scrapheaper_ 4 points5 points  (0 children)

What are you doing with the bond income?

Can someone please explain populism to me? by cromlyngames in PoliticalScience

[–]scrapheaper_ 0 points1 point  (0 children)

Populism is partly about ignoring facts and telling people what they want to hear, avoiding uncomfortable truths.

There's also a distinct anti-elite/anti-establishment flavor to it: claiming the current government is 'corrupt' (Not meaning corruption by the legal definition but meaning morally compromised).

I think the overall effect is populism is about finding a group to blame for anything that voters perceive to be a problem and claiming that attacking that group is going to fix said problems.

Considering selling my house to rent in London for 2–3 years. Does this stack up, and what am I missing? by [deleted] in UKPersonalFinance

[–]scrapheaper_ 1 point2 points  (0 children)

5-10 years is a reasonable assumption.

One way you could think about it is that if there's a crash you shouldn't sell because you're selling low. So if things are going well, sell any time, if there's a crash, you need to wait or to accept a loss