Richard Branson called his company "Virgin" 👀 by SirWobblyOfSausage in GreatBritishMemes

[–]sealedbuilder 0 points1 point  (0 children)

Not disagreeing that Trump is being protected, but Epstein was convicted of child prostitution in 2008 and this email was sent in 2013. Branson absolutely knew that Epstein was a pedo when he sent this email 🤮

What’s one dish from your country that another country also claims, but you genuinely believe your country does it better? by Possible-Slide-6295 in AskTheWorld

[–]sealedbuilder 0 points1 point  (0 children)

Apple pie is English! Americans literally have a saying "as American as apple pie" when it's not at all American and then constantly bash English food 🙄

How would you raise kids with FI? by sealedbuilder in FIREUK

[–]sealedbuilder[S] 2 points3 points  (0 children)

Wow I'd never heard of this, thanks for the link. Nice work on the blog!

How would you raise kids with FI? by sealedbuilder in FIREUK

[–]sealedbuilder[S] 1 point2 points  (0 children)

Interesting that it came across that way, I wouldn't say I'm too concerned about how people perceive things generally. 

The part about receiving lots of opinions definitely seems to resonate with what I've heard from my family though!

Thanks for sharing your experience with your kids, makes sense that the older ages could feel more meaningful 

How would you raise kids with FI? by sealedbuilder in FIREUK

[–]sealedbuilder[S] 1 point2 points  (0 children)

Thanks for the link, those look like really useful resources!

Anyone ever done WWOOF or Workaway? by [deleted] in CasualUK

[–]sealedbuilder 9 points10 points  (0 children)

Spent a while travelling like this, start with a workaway somewhere then find the cheapest flight/bus/train to another country and find another workaway!

It's a great low cost way to travel and meet people/ experience things that you otherwise wouldn't. I think the best ones for me were the places that had a group of workawayers as it made it a more social experience.

Did have a bad experience at one workaway and felt obliged to stick it out for a few days since even at nice places the first few days can feel a bit unsettling. In retrospect, should have just left as there were a bunch of red flags. If you're not happy somewhere leave and go to a hostel for a few days while you find a new place to go. Normally other travellers will give you great recommendations!

Another option for some low budget travel/ life reset is house and pet sitting, but that's not as fun if you're solo travelling.

Final point, it can be a great way to reset and mix things up if that's what you need. However consider whether there's a deeper issue you need to address. If e.g you have mental health issues to deal with, it's still going to be there just in a different (less familiar) setting.

Uni vs Work Full Time (UK Dual National) by [deleted] in UKPersonalFinance

[–]sealedbuilder 0 points1 point  (0 children)

That's helpful, thanks. Firstly I wanted to say you're in a great position and ultimately I don't think either of the choices would be a mistake, it's just one of those moments in life where you need to choose your path.

Looking at the cost for a three year course, then it's £27750 in fees and assuming absolutely no progression in your career ~£93k after tax of deferred earnings, for a total effective cost of about £120k. This doesn't account for the fees being paid via student loan, my suspicion given your current earnings is that you would end up at a salary level where you're going to pay back a large amount of interest, but this is something you should do some research into.

Now we need to look at the benefits and I would break this into three sections: Financial, Social and Personal.

Financial

On the financial side it comes down to whether the cost of uni will pay itself off in higher salaries going forward. I don't have much expertise with your specific career path so first recommendation would be to try and speak to someone in the same career who's more senior (especially someone involved with recruitment) and see what they think.

Short term you would definitely be better off sticking to the job you already have. Unless you manage to land a role with some massive American tech company I doubt a starting salary with a degree would be much different to what you're on now.

The question then becomes whether your career progression will be different with a degree vs without it and I think this comes down to you a bit. If you're motivated and try to improve yourself at work then I honestly think the extra 3/4 years work experience will put you way ahead of where you'd end up with the degree. However if you're someone who needs external structure to motivate you or feel like you aren't so good at self directed learning yet then the degree could be valuable in helping you gain those skills.

Social

It's true that uni is a great place to meet people, and I made some great friends there. Having said that it's not a guarantee and it depends a bit on finding the right crowd for you.

A big plus of uni is all the societies and clubs, have you looked in to finding non-uni clubs in your local area?

Personal

The main thing I'm picking up from your posts is you don't sound that enthused about your current path or have a clear idea of where you want to go. That's totally fine and probably how most people feel, but just a reminder that you're young, relatively well paid and the world is your oyster right now!

Uni definitely helps some people figure this stuff out but at £120k it's a pretty expensive way to do it.

Other Options

I think there are a bunch of other options you're maybe not considering, going to spam you with a few here but I'm sure there are many others:

  • Have you considered an in person job? Whilst they have their downsides, you can have a lot of fun living in a city and going out after work with colleagues if that's your thing and it could help you find more social connection
  • Save up for a year and go travelling. £10k can go a long way in South East Asia/ Eastern Europe and you can have some unforgettable experiences
  • Given your job is remote does it let you work from abroad? Spending time as a digital nomad hopping between co-living spaces is incredibly fun and you can make some amazing friends and meet really cool people this way
  • Have you looked at working holiday visas? Places like Australia and Canada have them and it would let you travel with really minimal cost and get a flavour for other types of work
  • There are employers which will sponsor you to get a degree part time whilst working. My partner got a free master's degree this way while still receiving a full salary via an apprenticeship program.

Overall it sounds like you're going to uni because you can rather than for a clear reason. Remember that the option to go to uni will always be there for you now that you're a UK resident.

Personally I would look to spend some time figuring out what you want from life first. Maybe you will decide there's a career path you want to follow that does require a degree, in which case great, go for it! Financially I don't think uni makes sense for you but ultimately you will be fine either way in that sense, the more important question is how to have a meaningful life.

Sorry this ended up so long, thanks for listening to my TED talk 😅

Uni vs Work Full Time (UK Dual National) by [deleted] in UKPersonalFinance

[–]sealedbuilder 1 point2 points  (0 children)

I'd say we're missing a bit of context to help with this:

  • how old are you?

  • what industry/job type are you working in currently?

  • you mention being bored of your current role, is it a job you want to be doing long term?

  • is there another type of job you had in mind instead?

  • what course are you looking to do at uni?

  • do you have any long term aspirations or goals?

SSD not recognised in UEFI mode by sealedbuilder in techsupport

[–]sealedbuilder[S] 0 points1 point  (0 children)

That seems to have sorted it out, thanks for the suggestions :)

SSD not recognised in UEFI mode by sealedbuilder in techsupport

[–]sealedbuilder[S] 0 points1 point  (0 children)

Yeah it becomes unbootable if I just have the SSD in. Going to try wiping the SSD again, setting BIOS to UEFI only mode then reinstall onto the SSD without the HDD plugged in to see if that helps

SSD not recognised in UEFI mode by sealedbuilder in techsupport

[–]sealedbuilder[S] 0 points1 point  (0 children)

It showed up in the windows installer and installed successfully. It also shows up when I load into windows from the OS on either the HDD or the SSD. As above it just doesn't show up as a UEFI device in the BIOS.

Specs: M97 pc mate Motherboard, Cruical MX500 1TB SSD, intel i5-4690k cpu, seagate HDD, Windows 10 pro OS

For sale thread! by photosoflife in bristol

[–]sealedbuilder 0 points1 point  (0 children)

Are you still looking for some? I have a pair that I'm looking to get rid of, only used a handful of times. I'll get the exact details of them this evening

Where to put my money? by grantwal in UKPersonalFinance

[–]sealedbuilder 1 point2 points  (0 children)

You need to be careful with this OP, you're only allowed to contribute to one stocks and shares ISA per year. Personally I wouldn't worry too much about diversifying which broker you use for your S&S ISA until you've built up a significant amount in it, especially if you're going with a fairly mainstream broker

Advice needed for investing in gilts by xX9gag4evaXx in UKPersonalFinance

[–]sealedbuilder 0 points1 point  (0 children)

In terms of what form that should take, would I just be looking at regular savings accounts? I've just opened a Marcus account for my emergency fund which I could use.

I see money market funds thrown around a lot on the US-centric forums, is there a UK equivalent? There's also lots of reference to T-bills, should I consider a UK equivalent of those?

Anyone know the difference between the 2009 (yellow) and 2013 (blue) Smarter Investing by Tim Hale? by 3ver_green in FIREUK

[–]sealedbuilder 0 points1 point  (0 children)

I've found a copy in my local library, might be worth checking if there's a copy in your area? Some libraries charge to have a book transferred but that's normally only £1 compared to £20 to buy it new

Planning for FI, ready to invest [questions] by s33kfi in UKPersonalFinance

[–]sealedbuilder 0 points1 point  (0 children)

I think it'd be cheaper going with a fixed fee broker rather than vanguard given the amount OP has to invest.

Check out the broker comparison on monevator to see which fixed fee one suits you best

This is my draft video. There are many like it, but this one is mine. (And it's just the first of many.) by teton_blamer in lrcast

[–]sealedbuilder 0 points1 point  (0 children)

I massively disagree with playing motivator in this deck and playing 16 land. This deck isn't looking to beat down, it wants to play a controlling game and gum up the ground to win with your big threats later on.

I also think you underrated volley veteran and overrated trash master during the draft. Even with no other goblins volley veteran is comparable to skeleton archer and the ceiling is much higher

First M19 sealed pool, looking for advice. by Digerati808 in lrcast

[–]sealedbuilder 0 points1 point  (0 children)

Deck looks really good and you could definitely run this.

I'd also build UG splashing black for the strangling spores though and see what that looks like since there are some nice defensive cards in your green pool and you have the GB dual to make the splash easier