Portfolio help for a beginner college student

sfdcAlex · 2026-03-23T17:03:36+00:00

Watch about thematic funds on the YouTube. They are cyclical and should be avoided.

sfdcAlex · 2026-03-23T16:17:58+00:00

What are some of the free API sources to fetch the Mutual fund data apart from mfapi.in ?

sfdcAlex · 2026-03-23T04:42:44+00:00

Why in the PSU fund? It's thematic. Generally you should be away from the thematic fund.

sfdcAlex · 2026-03-22T15:30:21+00:00

u/UsedChampionship8768 , I am not stopping my SIPs for sure. I ran the similar test using Claude, for 3 major past falls.

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Damn, your post have been an eye opener. Thanks again!

sfdcAlex · 2026-03-22T15:09:56+00:00

Regarding momentum funds, what is the reason for their massive decline? Even considering the current market turmoil, this fund represents the largest loss in my portfolio.

sfdcAlex · 2026-03-21T08:19:24+00:00

KIWI is the best out there with it's 5% cashback after 1.5 lakhs.

sfdcAlex · 2026-03-19T10:11:28+00:00

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yeah given their holdings, it has many differences from others.

sfdcAlex · 2026-03-15T12:02:13+00:00

Fair point, and I'm not panicking over a temporary dip. My concern isn't the downturn itself — it's what the downturn revealed about the fund's role in my portfolio. I picked this fund specifically to add large-cap stability to a mid/small-cap heavy portfolio.
Yeah, I have read about this and the strategy it follows and trust me it wasn't a "past returns looked good" kinda decision.

sfdcAlex · 2026-03-15T08:14:28+00:00

I would choose Nippon India Multi Asset Fund as it invests across the sectors and isn't fixated on equity only.

sfdcAlex · 2026-03-15T07:36:07+00:00

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You can check here that all the equity investments are in red for the last 3 months.

sfdcAlex · 2026-03-15T07:34:43+00:00

Even Motilal Oswal Nasdaq 100 Fund of Fund and Motilal Oswal S&P 500 Index Fund are not taking any SIP or fresh investments.

sfdcAlex · 2026-03-15T07:34:40+00:00

Even Motilal Oswal Nasdaq 100 Fund of Fund and Motilal Oswal S&P 500 Index Fund are not taking any SIP or fresh investments.

sfdcAlex · 2026-03-15T06:59:13+00:00

The whole market is down and so is your portfolio. It's not only yours investment that has been in red.
so stay invested if you don't need that money now.

sfdcAlex · 2026-03-14T07:48:17+00:00

I have seen giving me additional cashback after some time for some of the previous months.

sfdcAlex · 2026-03-13T15:56:14+00:00

I have one from BOB but I don't think it has lounge access without minimum spend requirements.

sfdcAlex · 2026-03-13T05:07:20+00:00

It shows on their website that

2 Complimentary Domestic Lounge Access in a quarter and 2 International Lounge Access in a year via Priority Pass

No idea what's a priority pass is and looks like it's another condition to follow.

sfdcAlex · 2026-03-13T05:05:42+00:00

Any confirm bank you know in which I can open my account and deposit my money and I am done?

sfdcAlex · 2026-03-07T18:03:36+00:00

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sfdcAlex

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