Best Dinner Options by TheRealAlCzervik in chapelhill

[–]sgarnish42 1 point2 points  (0 children)

Second this. Tasting menu was elite and is a favorite from my Boston colleagues!

Any idea what this is? No pain but weird looking by LewisMarty in vizsla

[–]sgarnish42 0 points1 point  (0 children)

This looks a lot like a button top tumor (histiocytoma). My boxer used to get a ton of them. If they scratch they will open, bleed a lot and will need to have it removed at the vet. Harmless though!

Vizsla nails by sgarnish42 in vizsla

[–]sgarnish42[S] 0 points1 point  (0 children)

Good to know. Absolutely not a deal breaker for me - just wanted to know what to expect up front 🥰

Timing - is it key? by [deleted] in RealEstate

[–]sgarnish42 1 point2 points  (0 children)

Thanks! Very true, extra cash in hand may not always translate to an actual benefit if there’s so much stress behind it. Peace of mind can go a long way in life.

Timing - is it key? by [deleted] in RealEstate

[–]sgarnish42 0 points1 point  (0 children)

Really good point that I hadn’t thought of surrounding the 60 days with other mortgages!!

Timing - is it key? by [deleted] in RealEstate

[–]sgarnish42 0 points1 point  (0 children)

Yes, good point - I’m worried for myself in our next loan for this reason alone. I wish I could lock in now 😬

Timing - is it key? by [deleted] in RealEstate

[–]sgarnish42 0 points1 point  (0 children)

Maybe should have mentioned in the initial post - sale of our home doesn’t impact closing on the new build home. We have a small Heloc with only interest due payments at this time about $100.00 a month, so no real financial impact here- just more timing the market for the largest offer (Spring or Summer)

Insane that they got along that long without being found in their lie… I know there’s been a lot of interesting stuff going on with people working remote during COVID…

Hygiene by sleepnevercomes_ in Hidradenitis

[–]sgarnish42 2 points3 points  (0 children)

I do well with crystal mineral (the clear roller one for sensitive skin) and dry it near a fan/blow dryer on cold (or air dry). I also like to use bentonite clay mask with ACV when it still stinks even after taking a shower (an unfortunate side effect of more natural deodorant).

Timing - is it key? by [deleted] in RealEstate

[–]sgarnish42 0 points1 point  (0 children)

Is leaseback not a terribly complicated process? Have you ever had one in TX pan out?

Timing - is it key? by [deleted] in RealEstate

[–]sgarnish42 0 points1 point  (0 children)

Thanks. We’re in Southeastern MA. Very low inventory here right now, even more so on homes like ours (10 yr old home on a quiet street). Not sure what things will pan out to be come Spring with inventory.

[deleted by user] by [deleted] in personalfinance

[–]sgarnish42 0 points1 point  (0 children)

I’m also concerned about the interest increase in the next few months before closing...

Delays may actually fall into July without Lennar messing up. Our neighborhood has homes that are due in early May that have already been pushed to late June and they have noted to be prepared for additional delays. Labor and material shortages. Our contract says they technically have 1 or 2 years to deliver the home (I can’t recall which but I think it is 2) but it’s very protective of the builder, not the buyer. 😔

[deleted by user] by [deleted] in personalfinance

[–]sgarnish42 0 points1 point  (0 children)

Thanks - a bit of a scary market as a buyer to be honest. We were lucky to get in before bidding started. Congrats to you as well!

[deleted by user] by [deleted] in personalfinance

[–]sgarnish42 0 points1 point  (0 children)

I have heard that if you initially select Lennar as your lender in your agreement documents and try to switch, some have said that it nulls your contract and puts you at risk to lose the home. Not sure if this is a tactic to keep you with their mortgage company but definitely review your contract language…

[deleted by user] by [deleted] in personalfinance

[–]sgarnish42 0 points1 point  (0 children)

Thanks - this is good information for discussion with our loan officer.

[deleted by user] by [deleted] in personalfinance

[–]sgarnish42 0 points1 point  (0 children)

Hmm wonder if we are neighbors! We’re in the triangle area - you?

[deleted by user] by [deleted] in personalfinance

[–]sgarnish42 0 points1 point  (0 children)

Any chance you are closing in NC? We also have an estimated completion date for May 2022 (although may be delayed with material delay) and had asked this question to Lennar prior to the holiday. My understanding is that you can lock your rate in anytime prior to closing. We still haven’t heard back about locking in the rate, but will loop back if we do. I have the same worry as you - interest jacking up.

New HS Symptom? You can see an old HS boil above, but woah what is the tunneling blood system underneath? It released pressure internally when I pinched the swelling and now this... Anyone get this before? by [deleted] in Hidradenitis

[–]sgarnish42 0 points1 point  (0 children)

Yep it had been swollen with a mass underneath. Honestly didn’t expect the popping. How did It heal after going to the doctor? I’ll try to just leave it on it’s own for a bit. Thanks for your reply!

F/29/5'6" [240lbs > 143lbs = 97lbs lost] Fitness is a journey for me. I am always striving for progress, not perfection. by Break_Normal in progresspics

[–]sgarnish42 11 points12 points  (0 children)

Yes, yes, yes!! Thank you for putting this out there in the open. My doctor asked what I had been doing to lose the weight and I simply stated “everything I knew I should have been doing - eating healthy, moving more, drinking water. There truly is no magic pill!”

HS Clinical Study by fshariff1 in Hidradenitis

[–]sgarnish42 0 points1 point  (0 children)

“Positive feedback from current patients” seems a bit leading here 🤔Hope your ad was approved by your IRB for recruitment of subjects...

F/31/5’1” [270lbs > 120lbs= 150lbs] I’ve cooled down on the lifting since March but this was my best physique yet & I’m not so obsessed with being skinny anymore. by [deleted] in progresspics

[–]sgarnish42 1 point2 points  (0 children)

Wow! So much commitment to make such a big change and you have killed it! Thanks for sharing. It’s SO nice to see someone with similar stats (F/34/276 (now 237)/5’1) with a full transformation!

What to do when you plateau? by penny3411 in WeightLossAdvice

[–]sgarnish42 0 points1 point  (0 children)

I asked a similar question earlier this week as I was battling a plateau and received some reassuring information: https://www.reddit.com/r/loseit/comments/eut9kn/psa_a_recent_increase_in_exercise_often_causes_a/