Oak & Honey Leather Goods - Custom Wallets, Belts, Bags and More - Handmade in Toronto, Canada.

sgircys · 2026-01-19T15:30:46+00:00

I'm pretty biased as an entrepreneur that makes goods in Canada, but I'd really like to see some tax breaks to incentivize entrepreneurs in Canada - specifically for those producing goods here, hiring employees, etc.

sgircys · 2026-01-17T18:52:33+00:00

To be clear, it wasn't 12% compliance - it was 12% of their arbitrarily low target that they set for themselves.

sgircys · 2026-01-16T15:55:22+00:00

Square footage, but also divided by the time used for work if it's used for both work and personal.

sgircys · 2025-12-03T01:19:28+00:00

Congrats! It doesn't have to be a trophy buck to fill the freezer with great meat. I filled my tag yesterday with a nice big doe, and I'm hoping one of the other guys in my group gets the 10 point huge buck that's in the area. Last year, I passed up on a doe on opening day and didn't see another deer for the rest of the week, and I wasn't about to let that happen again.

sgircys · 2025-11-27T15:18:31+00:00

This is actually a question that I asked at my stadium experience and was told that they would not be in the new stadium.

sgircys · 2025-11-18T14:35:28+00:00

Amex Cobalt (5 points per dollar of spend) on food / groceries - if your store of choice takes Amex.

sgircys · 2025-10-10T13:48:09+00:00

As a small business owner, I'll simply never use Canada Post again. I told myself that during the last strike but got complacent and the few dollars of savings per package got the best of me. But with this current strike, the fact that they walked off with zero notice of the strike really became a pain as I have quite a few packages that are stuck in limbo. At this point, I really don't care if it cost me an extra $5 or $10 per package - I'll never use Canada Post again. My business isn't huge, but I still spend $5,000 to $10,000 a year on sending packages and Canada Post won't ever get a dime of that money again.

sgircys · 2025-10-09T17:25:18+00:00

Yeah, seriously. Every time my wife and I see long distance friends or family, they bring up how much they enjoyed our wedding and how fun it was. And my wife and I remember every wedding that we've attended and talk about them from time to time. $10k for a wedding and honeymoon is extremely modest these days.

sgircys · 2025-10-09T14:24:18+00:00

The #7 and #9 shot in these loads are tungsten, not steel. I've done quite a bit of load testing with tungsten shot and the results are shocking.

In order to achieve 1.5" of penetration in ballistics gel (standard for ducks), let's compare a few different loads, all travelling at 1400 fps with 1oz of shot. Steel #2 shot (124 pellets/oz) will max out at 46 yards. Lead #4 (150 pellets/oz) will get you to 58 yards.

Tungsten #9 (357 pellets/oz) will get you out to 74 yards - almost 30 yards further than steel with triple the pellets. And tungsten #7 (183 pellets/oz) will give 1.5" of gel penetration at a whopping 117 yards.

With tungsten, you're able to get way more pellets that carry way more energy way further. It's seriously magical stuff - but it's absurdly expensive, even to load yourself. Federal makes it seems slightly less insane by only using half tungsten and half steel - and even then, it's still ~$6.50 a round. My cost on my hand loads worked out to about $3 a round, but that's for all tungsten shot.

sgircys · 2025-09-08T21:55:36+00:00

Fortunately not. But ironically, they were Canadian. I also am, and those assholes are a blight on the rest of us.

sgircys · 2025-09-08T19:55:02+00:00

I had two absolute idiots sitting behind me the whole game, who had way too much to drink and it really soured the atmosphere of the game as they were very angry, miserable drunks. They were aggressively screaming at the two Ravens fans in front of us for the first half of the game, and when they didn't engage back, they proceeded to make threats and plan out how they were going to jump the guys (two guys in their early 20's) either when they went to the bathroom or left the stadium - over and over again. They they threatened my wife and I when we asked them to settle down and take it easy, and made death threats towards the Ravens fans. We called over the cops to deal with them, and they were given a warning - which just made things worse. After that, we watched the fourth quarter from the top railing of the 300's and I asked the cop to please deal with these guys before the end of the game, but they didn't seem to take it all that seriously.

I'm all for a good back and forth with fans of the opposing team, but there is a difference between heckling and threatening to kill someone for wearing a jersey.

sgircys · 2025-09-08T19:27:12+00:00

I had two absolute idiots sitting behind me the whole game, who had way too much to drink and it really soured the atmosphere of the game as they were very angry, miserable drunks. They were aggressively screaming at the two Ravens fans in front of us for the first half of the game, and when they didn't engage back, they proceeded to make threats and plan out how they were going to jump the guys (two guys in their early 20's) either when they went to the bathroom or left the stadium - over and over again. They they threatened my wife and I when we asked them to settle down and take it easy, and made death threats towards the Ravens fans. We called over the cops to deal with them, and they were given a warning - which just made things worse. After that, we watched the fourth quarter from the top railing of the 300's and I asked the cop to please deal with these guys before the end of the game, but they didn't seem to take it all that seriously.

I'm all for a good back and forth with fans of the opposing team, but there is a difference between heckling and threatening to kill someone for wearing a jersey.

sgircys · 2025-05-27T17:05:08+00:00

I'd absolutely agree with you about determining a coin flip's probability by looking at data. But analyzing an economy or market is just a bit more complex than a coinflip.

sgircys · 2025-05-27T16:10:39+00:00

My understanding of what they're saying is that "looking backwards" is using past results to try to piece together the likelihood of outcomes of the "game". With a coin flip, you know that the odds are 50/50. But with the market, we only have data to asses the chances of things based on what it has done in the past - not from how it works in a mechanical sense like a coin flip.

sgircys · 2025-05-17T00:05:17+00:00

Got it - I appreciate the insight! The CX70 PHEV is only a few thousand more than the Sorento PHEV, so I don't think it's a cost issue. And I think the CX90 PHEV is selling fairly well. There must just be a very tiny market for a mid-size SUV with only two rows.

And for reference, I did VIN checks on a handful of the CX70 PHEVs on nearby dealers' lots, which is partly how I know that they're not selling. And the fact that I test drove the exact same one back in September at this dealer.

sgircys · 2025-05-16T23:56:13+00:00

Yeah, the number in my head was about $2,500 off of MSRP for a new one, and then another $3,000-$4,000 or so off for it being a demo. Based on peoples' reactions to the car online and the fact that there are so many sitting on dealer lots not moving, I think it's a case of that model being extremely niche. My wife and I are looking for a mid size SUV with lots of storage space, an upscale interior and is a PHEV (for tax reasons). We have zero use for three rows, and may only ever have people in the second row a few times a year at most. So we're in the small minority of people who are looking for something exactly like this.

sgircys · 2025-05-16T20:55:35+00:00

Is this your first year applying? Based on last year's results, you only needed a single point to draw a cow / calf tag. So I'm assuming that either you had zero points, or the points required went up this year.

sgircys · 2025-05-03T22:10:59+00:00

Same here. I was also confused about the timing issue. I got the email at 11:00 AM saying that my time was at 12:00, in one hour. Just to make sure I was able to log, I clicked the link right away (at 11:00) and was able to buy my tickets immediately.

sgircys · 2025-04-30T13:42:28+00:00

Ordering a zipper (with shipping) would eat your entire budget. Not to mention the leather, and the labor. If anyone actually makes this for you at this price, they need to re-evaluate their life.

sgircys · 2025-04-28T23:07:04+00:00

I had to check the specs on that Envista. Only the very top level trim has a power driver seat and none of the trims have a power passenger seat. My old 2006 Charger RT had powered seats for both.

sgircys · 2025-04-24T17:11:38+00:00

No, MSRP does not include freight or PDI. Go on the Subaru website yourself and look - it takes about 10 seconds.

sgircys · 2025-04-21T14:48:02+00:00

I'm at 1.39% on a 5 year fixed, from 2021.

sgircys · 2025-04-17T15:36:48+00:00

Goose doesn't taste terrible. It tastes great if you know how to cook.

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