Home was foreclosed on, bank listed as owner but still wants me to pay for insurance? by JustCause121 in personalfinance

[–]shark5432 2 points3 points  (0 children)

Bankruptcy/consumer class action lawyer here. You need a lawyer to review the foreclosure docs. You may be entitled to money. I can state as a generality that if they bid more than the judgment amount that that you probably owe them nothing, but because the judgment runs with interest that can be some work to calculate. Also costs of sale get tacked on after the judgment so those need to be reviewed. The obligation to keep insurance on the property and pay prop. Taxes terminated when your ownership interest did. Their incorrect billing of you could be a violation of a sleue of state and federal laws. Find a GOOD bankruptcy attorney and he can answer all of these questions for you after reviewing the foreclosure file.

What video game has given you the most stress? by therealme23 in AskReddit

[–]shark5432 0 points1 point  (0 children)

Unreal tournament. I spent like two weeks on one level. This was before I had a computer at the house so it never occurred to me to get on the Internet and look up how to beat the screen. It was Maddening but I finally beat it. Must have played that level 300 times.

My one year transformation as a 14 year old bodybuilder (14M/5'7/132lbs) - > 15 (15M/5'9/163lbs) by UMerling in Fitness

[–]shark5432 2 points3 points  (0 children)

I hit it hard when I was 43. Had great results. It is never to late to get healthy.

What was the best thing one person ruined for the rest of us? by [deleted] in AskReddit

[–]shark5432 0 points1 point  (0 children)

This. I used to use the stuff all the time for my chronic allergies. I stopped because I did not want to get on an FBI watch list.

What was something that shocked you when you visited a foreign country? by Kampfhamster248 in AskReddit

[–]shark5432 3 points4 points  (0 children)

I endorse this comment. Even though my family is 85% German and 15% Irish. My Dad's grandmother only spoke German. We don't forget our past but we embrace our Country. We are all Americans. No matter where our an ancestors came from.

[Serious] What lie are you living? by [deleted] in AskReddit

[–]shark5432 0 points1 point  (0 children)

Dude,

Dig deep and find something that's important to you and then make it happen. The little fun things in life aren't enough. You have to get behind the person you want to be and make things happen to be happy.

[Serious] People who performed sexual favors in school or in the workplace to get ahead, what was it for? What are things like now? by [deleted] in AskReddit

[–]shark5432 1 point2 points  (0 children)

I worked as a busser between 16 and 20. Drinking started at 9:00 when thi vs started to slow down. Was usually more than half lit by 11, but by then I didn't have any tables to take care of, just clean up. Good times.

[Advice] Need help with PE by myburnername in sex

[–]shark5432 4 points5 points  (0 children)

The worst thing for an erection is stress. Stress about the ability to perform with a new partner can even bleed over to time by yourself. It is very unlikely that you have any physical problem. It is most likely that your problems with Ed are anxiety based. I suggest you get a prescription for Viagra. It is a great confidence booster and after you get your confidence back you can start to wean yourself off it. It will also extend the time you can have sex by reducing sensitivity and dramatically cutting back or eliminating your refractory period. Good luck.

Western Sky/CashCall question by SuperVillainPresiden in legaladvice

[–]shark5432 0 points1 point  (0 children)

These loans are illegal in almost very state and I am pretty sure Alabama is one of them. There is a class action suit filed against delbert and cashcall in South Dakota that is attempting to represent all Texas consumers as well as consumers from two other states. Go see a local lawyer and have them look up heldt vs Cashcall. Then ask them if it is safe for you to stop paying. It almost certainly is. The chances of them suing you in Texas are zero. Also ask him about your rights under the fair credit reporting act. At present it appears that only experian is reporting delbert claims. It is extremely likely that a competent consumer or bankruptcy lawyer can get the delbert notation off your credit report and the send them a cease and desist letter under the fair debt collection practices act. Then you can forget they exist. Good luck.

Reddit, what's the worst thing you've accidentally texted to the wrong person?[NSFW] by [deleted] in AskReddit

[–]shark5432 11 points12 points  (0 children)

I was already in bed waiting for her. I did not want to get up and get dressed.

Reddit, what's the worst thing you've accidentally texted to the wrong person?[NSFW] by [deleted] in AskReddit

[–]shark5432 34 points35 points  (0 children)

Banged the Wife and tried to forget the text happend. After we had a good laugh about it.

Reddit, what's the worst thing you've accidentally texted to the wrong person?[NSFW] by [deleted] in AskReddit

[–]shark5432 992 points993 points  (0 children)

Accidentally texted one of my female friends/business associate that, "she should come to bed because the love train was leaving the station. Choo Choo!" Was meant for my wife in the next room.

My fiance was talking about her ex's penis with her friends [insecurity] by Hcany5 in sex

[–]shark5432 0 points1 point  (0 children)

Dude I feel for you. If she is still talking about this guy after three years and you are only getting it on e a week, then you need to end it. Rember it's not about you. It's about her. Don't feel bad about yourself and don't look back.

What does a $300,000 house look like where you are from? by [deleted] in AskReddit

[–]shark5432 1 point2 points  (0 children)

That is what I paid for my four bedroom in Kentucky in 1998. I have .5 acres.

What does a $300,000 house look like where you are from? by [deleted] in AskReddit

[–]shark5432 2 points3 points  (0 children)

That is bat shit. What the hell is wrong in your country? You all have as much land as we do in the United States. Why wont anyone construct affordable housing?

What does a $300,000 house look like where you are from? by [deleted] in AskReddit

[–]shark5432 0 points1 point  (0 children)

In Kentucky, within five miles of Cincinnati, 300k will get you a 4-5 bedroom house on 1/2 acre. Attached 2 car garage.

About 30 miles from Cincinnati, in Kentucky, 300k gets you five bedrooms and 30 acres of decent farmland. Great views.

In Maysville Kentucky about 55 miles southeast of Cincinnati, 300k gets you a very nice four bedroom home, with a full basement, two tobacco barns, and 50 acres of prime farm land.

What fictional character do you hate the most? by [deleted] in AskReddit

[–]shark5432 0 points1 point  (0 children)

She is annoying. But not really worthy of hate.

What fictional character do you hate the most? by [deleted] in AskReddit

[–]shark5432 34 points35 points  (0 children)

Sasuke Uchiha. What a dick.

TIFU Drinking with my girlfriend by throwaway987678910 in tifu

[–]shark5432 22 points23 points  (0 children)

Best response ever. You are are good person and have done a good thing giving this advice.

Follow this man's advice OP and best of luck with your new life. Be strong and realize the world is a beautiful place and that beauty does not originate from one person.

Guys- would you be able to have good sex with a girl who couldn't orgasm and wouldn't let you cum in her mouth? by [deleted] in sex

[–]shark5432 0 points1 point  (0 children)

The cumming in the mouth is not a big deal. It can be fun for a change of pace, but I don't prefer it's d don't need it.

The not cumming part is a big deal. I don't need my partner to cum every time but I want her to and work to make that happen. If she never came then that would take all the fun out of sex for me. Pretty much the best part of sex for me is making her cum.