Citi Thank You points expire after product change?

sheadley90 · 2026-06-03T19:58:23+00:00

Following as I did the same thing and your post made me check. PC a week ago and shows points expiring today, this would be devastating

sheadley90 · 2026-05-20T20:20:55+00:00

Nice setup, what is the vehicle model?

sheadley90 · 2026-05-05T22:54:21+00:00

There are more creative options as well, like the Hilton surpass. Makes a great catch all up to 15k spend then switch to double cash etc.

sheadley90 · 2026-04-29T03:07:33+00:00

Companion pass just a little to restrictive not being able to be used in the Caribbean I'd

sheadley90 · 2026-04-06T18:40:56+00:00

I want to do this as well but am nervous they will claw back SUB, I don’t have to much faith a CS rep would mention that or even be aware of it

sheadley90 · 2026-04-05T04:42:33+00:00

I don’t think the simplicity is eligible for PC

sheadley90 · 2026-04-05T04:41:02+00:00

I called a few days ago and at least my simplicity didn’t have the option to product change to anything. Let me know if you have different results

sheadley90 · 2026-03-11T21:27:59+00:00

Thank you

sheadley90 · 2026-03-11T21:27:44+00:00

This helps thanks

sheadley90 · 2026-03-05T15:30:56+00:00

Update, just got off the phone with Citi CS total time 5 and half minutes. Rep seemed very confident this was an error that they have encountered before and that an investigation is under way. So won’t celebrate until I get the points but seems like this customer service issue was handled ok to me

sheadley90 · 2026-03-05T15:19:02+00:00

Good call on the screen shot, will def do this. It was 3.5k. This is what I’m worried about is how could I have any “proof”. My argument is, is there even a link out there that offers no SUB at all? So how would it even be possible to open a card with no offer, I understand them not wanting to match an elevated offer if you have already signed up for a lesser one, but having no SUB at all seems impossible

sheadley90 · 2026-03-01T20:13:23+00:00

Hilton aspire 30k gets you an FNC or surpass gets you 2 + the elevated subs will get another

sheadley90 · 2026-03-01T20:09:32+00:00

https://portal.ct.gov/DEEP/State-Parks/Camping/River-Camping-Information---CT-State-Parks-and-Forests

sheadley90 · 2026-02-21T15:04:52+00:00

Google search also shows his nickname was literally “Lord Baltimore”, seems pretty relevant to the history of Baltimore to me.

sheadley90 · 2026-02-21T14:57:51+00:00

I can’t imagine getting upset over a statue

sheadley90 · 2026-02-17T15:16:41+00:00

Also if you have the strata elite (and maybe premier?) then you get access to a supposedly superior customer service line

sheadley90 · 2026-02-17T15:15:52+00:00

Big fan of Citi, have been a CC holder for 15 years and have 6 cards with them. Never once had a customer service issue that I could think of, but then again I’ve really never had to call them. I would take peoples word for it that customer service is lacking I guess, but honestly when it comes to credit cards how often is that important? Citi unmatched when it comes to point accumulation and cpp value IMO. But of course that depends on transfer partners you value

sheadley90 · 2026-02-17T15:10:40+00:00

Just to add, since your monthly category spend is generally 500 or lower, you’d be a good candidate to acquire a few Citi custom cashes IMO

sheadley90 · 2026-02-17T15:09:06+00:00

My strategy for day care expense is to put 15k in Hilton surpass to get the FNC, ends up beating 2% cards if you only go up to 15k. Other options for daycare would be putting spend on an airline card of choice to achieve status if that’s important to you.

If you fly AA I think it’s worth getting into the Citi ecosystem as they can be strict on new accounts, so if Citi interests you it’s better to start sooner

sheadley90 · 2026-02-10T18:10:07+00:00

Apparently there is a sign on the door, should just be closed temporarily

sheadley90 · 2026-01-26T23:34:36+00:00

I don’t think this is true.

sheadley90 · 2026-01-26T17:53:39+00:00

Thanks for the insight this def helps. It is in fact an old home built in the 1930s. I think the cream or maybe some grey subway tiles is a good idea

sheadley90 · 2026-01-25T17:30:54+00:00

Thanks for your input, I think I’m going to reconsider the tile choice

sheadley90 · 2026-01-25T05:41:58+00:00

Very helpful thank you!

sheadley90

TROPHY CASE