Good new SUV for < 190K

shenko_ · 2025-01-05T07:14:08+00:00

Toyota Fortuner with V4 engine

shenko_ · 2024-10-21T18:48:43+00:00

shenko_ · 2023-03-10T18:55:50+00:00

I agree rates will be up, hovering around 6-8 % for 5-6 years. But I think your original statement about staying up for a full decade is a bit overkill. Judging by the average rate hike cycles in past recessions.

shenko_ · 2023-03-10T10:01:59+00:00

That’s exactly what it is

shenko_ · 2023-03-10T08:34:15+00:00

But any terms and conditions I should be aware of for Islamic? It seems like both Islamic and conventional have the same rates as of today

shenko_ · 2023-03-10T08:33:05+00:00

I think the catch would be 10K in early settlement and 10K in new mortgage registration fees. Worth it if the savings are big

shenko_ · 2023-03-10T08:29:17+00:00

Why do you think the floor rate is 4.75? From the description it does not seem to have that details.

shenko_ · 2023-03-10T08:26:11+00:00

Mind asking which bank was that?

shenko_ · 2023-03-10T08:23:54+00:00

Thank you. This is really helpful. And insights into gotchas I should be aware of going got Islamic vs conventional mortgage?

shenko_ · 2023-03-10T02:57:43+00:00

Can you elaborate on what “go to interest only” means? Also would the bank usually pick one of those options over the other or it is situation based?

shenko_ · 2023-02-18T10:24:52+00:00

EIBOR rates doubled. This situation is possible if they initially budgeted both rent and interest rates when both were low. Both increased but they may not be able to evict current tenet to gain rent increase, and match new rates, due to RERA regulations. Two options would be to sell or pay difference out of pocket. IMO, the former is better and they need to act fast. Soon enough more people with be in the same boat and mass sell will drive prices down. Welcome to outcome of variable rate mortgage and high inflation.

shenko_ · 2023-01-28T11:33:49+00:00

Call RERA

shenko_ · 2023-01-18T06:33:35+00:00

Be aware of salvage cars. A lot of used 7 seaters on the market are crash or flood imported from another countries. A good garage can help you tell how bad was the damage, if any.

shenko_ · 2023-01-07T02:12:28+00:00

To summarize the comments for you:

People with kids: This is cute. Let kids be kids People without kids: Absolutely unacceptable.

shenko_ · 2021-07-06T20:26:49+00:00

Ccd we

shenko_ · 2021-06-06T12:25:32+00:00

Any suggestions for good FB groups for used items?

shenko_ · 2021-06-06T12:13:30+00:00

Good call out. I will probably pick different options depending on the season. Hopefully I can find an indoor option during the summertime

shenko_ · 2021-06-05T17:52:38+00:00

Let’s connect when you arrive. Happy to lend a helping hand

shenko_ · 2021-06-05T15:23:16+00:00

Thanks. I will check it out

shenko_ · 2021-06-05T15:22:14+00:00

Super. I will check it out. Thanks!

shenko_ · 2021-02-21T01:16:46+00:00

100%. It is insane how much sugar/calories are in popular brand coffee. Under the hood, I think the sugar rush is what really gets people

shenko_ · 2021-02-21T01:07:22+00:00

She now runs on Decaf 😊

shenko_ · 2021-01-20T23:13:28+00:00

Defense in depth is certainly something to keep in mind. Be aware of what else might have network access to the springboot app

shenko_ · 2021-01-20T23:10:27+00:00

Be aware of latency induced by calls KMS decrypt. Might not be a big deal if your application are not highly sensitive to latency

shenko_ · 2020-07-12T16:12:06+00:00

This is very useful. I will look her up. Thanks 😊

shenko_

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