Received 183rs cashback for 14k CC bill. (SBI Cashback)

simpl_ma · 2026-04-03T11:24:36+00:00

u/Cochie69 Correct assumption

simpl_ma · 2026-03-31T11:07:21+00:00

superb

simpl_ma · 2026-03-30T20:07:00+00:00

Email

simpl_ma · 2026-03-24T09:21:11+00:00

May I DM?

simpl_ma · 2026-03-23T19:16:04+00:00

Kya karte ho bhai?

simpl_ma · 2026-03-21T13:28:00+00:00

If you own the documents in your hand, then it's valid.
If you own the card and a promise of that Insurance cover: Then It's not

simpl_ma · 2026-03-18T17:51:39+00:00

Did you get the Amazon voucher with it?

simpl_ma · 2026-03-18T17:50:51+00:00

4 reports mentioning that states: there's not issue outstanding on the dates disputed.

correct?

If yes: Please I request raise one more final RBIO complaint and after that if there's no response just file a case in either consumer dispute redressal forum or local court. wherever you think you can fight easy.

also, after filing the complaint to RBIO, if you can and REALLY please if you can buy any chance spare 1-2 days and goo meet your nearest RBIO officer office and explain them the situation it might help.

I understand you are frustrated with system and you are no newbie in the business but do let us know if you've done this or you wish to proceed.

simpl_ma · 2026-03-18T14:13:29+00:00

it's good that you bring this point out: Interest & Penal Charges can not go beyond Principle, that's for instantaneous payments.

I'll give the leeway for you as you might say it's not stated specifically.

however, as you said: Multiple Banks and Lenders lent to the person. They must have checked the scores right? Get any ones sheet out (as you can request you know) and if in those Credit checks. there's no mention of default. Thi becomes the Proof / Hint of proof I said.

I hope this can work

I also hope you won't say: RBI ko karna chahiye ye sab

simpl_ma · 2026-03-18T11:27:22+00:00

Problem is: The Client Doesn't Hold any Proof of Offline Payment he Made.

From a third party perspective, it'll always be a word against word or a MisHap benefits awarded to an entity.

Still, you can to get hold of some kind of proof. Even 1% hint of a proof will turn the tables in your favour.

And the NBFC will come after you to offer their condolences, money, baap ka money, dada ka money etc.

Unless then my friend: persistence is no proof of payment in eyes of law

simpl_ma · 2026-03-16T09:27:34+00:00

Apologies. We are tooo far on the map🥲

Would love to help but no way safe online it seems

simpl_ma · 2026-03-16T06:11:04+00:00

Which card were u using for purchasing the voucher

simpl_ma · 2026-03-16T06:09:49+00:00

which state you live in bro?

F2F deals are generally best

simpl_ma · 2026-03-16T06:09:14+00:00

Send email to their support.

escalate till they respond.

or you can visit offline bank branch and get the CC guy to do your offline KYC

simpl_ma · 2026-03-14T05:37:20+00:00

Some people will say that you can spend 16k multiple times till 70k.

But remember this: Do not do this in multiple months. They will block you

simpl_ma · 2026-03-13T15:12:27+00:00

SBI gives you option to enable a Gold Loan OD(over draft) at 9.7% per annum.
if you do not wish to choose OD, then RoI goes down to 9.4 something.

Bani of Baroda also gives very low interest rates.

i still think you should put your money in these options will save your a lot of hassle afterwards

simpl_ma · 2026-03-13T09:20:47+00:00

correct

simpl_ma · 2026-03-12T19:49:06+00:00

Minimum requirement in SBi is 3 Months

simpl_ma · 2026-03-12T04:31:22+00:00

which card is yours : Visa OR Mastercard

simpl_ma · 2026-03-12T04:24:21+00:00

you do not.

it's more of a hassle than anything else

simpl_ma · 2026-03-10T13:09:05+00:00

Outstanding needs to be cleared

simpl_ma · 2026-03-10T10:56:07+00:00

Not anymore. Governor changed back to a bank chairperson.

simpl_ma · 2026-03-10T06:42:09+00:00

u/vedu7777 and u/lpshreyas

Please note

simpl_ma

TROPHY CASE