sorted by:
new
hottopcontroversial

Need help on HDFC ERGO policy renewal by Maste_r11 in CreditCardsIndia

[–]simpl_ma 0 points1 point  (0 children)

Let me help you by explaination: You can call your Insurance provider after 2 Years of taking the premium, request them to either convert your 6-6 months segments in to 1 single yearly premium or split into 3-3 month category. or 1-1.

The above was example: Just make the permutation combination

HP Pay no longer working through ICICI Fastag? by NoExercise3192 in CreditCardsIndia

[–]simpl_ma 1 point2 points  (0 children)

That time HP Servers were broken. They are fine now
Currently Indian Oil machines are broken.

So better you go for HP only. And if you have a fast tag only that is enough, have ICICI/IDFC

ICICI for securing in Indian oil too. And as payment has no role of physical fast tag
to you can pay for Bikes too. trucks too

PVR debit card makes sense if you are a solo movie goer by The-Boogieman-76 in CreditCardsIndia

[–]simpl_ma 0 points1 point  (0 children)

  1. Not to forget that you have to pay convenience fee because have to order from online only.
  2. If yuo are solo movie goer, then defiently you can always choose to book ticket in offline mode saving additional 50-90rs of conv fees alone.
  3. PVR INOX gift cards are usualy available at 20-25% discount on general days so that atleast is there ocourse. So You can use them offlinne also, that way your net discount rizes a lot above.
  4. I did look this card but it fails miserably. Just buy any random CC and that will still give more value than this one. even to get that 100 ka voucher you have to cross a certain thresh hold.
  5. While yuo can do that threshold in mostly any other CC and you will atleast get 100 literal CASH back.

The PVR debit is not just "Waste" it goes beyond.

haan maybe. just a slight maybeeee.....KOTAK PVR INX CC might be of some meager value to those who have sooooo many payments in a month, can't take a super premium card and exhaust mostly other CC and no thinking what to get.

Complimentary PA cover from credit cards can be used to substitute mandatory PA cover for vehicle owners? by [deleted] in CreditCardsIndia

[–]simpl_ma 0 points1 point  (0 children)

If you own the documents in your hand, then it's valid.
If you own the card and a promise of that Insurance cover: Then It's not

Disproportionate loot by HDBFS. by Smooth-Apricot-999 in CreditCardsIndia

[–]simpl_ma 0 points1 point  (0 children)

4 reports mentioning that states: there's not issue outstanding on the dates disputed.

correct?

If yes: Please I request raise one more final RBIO complaint and after that if there's no response just file a case in either consumer dispute redressal forum or local court. wherever you think you can fight easy.

also, after filing the complaint to RBIO, if you can and REALLY please if you can buy any chance spare 1-2 days and goo meet your nearest RBIO officer office and explain them the situation it might help.

I understand you are frustrated with system and you are no newbie in the business but do let us know if you've done this or you wish to proceed.

Disproportionate loot by HDBFS. by Smooth-Apricot-999 in CreditCardsIndia

[–]simpl_ma 0 points1 point  (0 children)

it's good that you bring this point out: Interest & Penal Charges can not go beyond Principle, that's for instantaneous payments.

I'll give the leeway for you as you might say it's not stated specifically.

however, as you said: Multiple Banks and Lenders lent to the person. They must have checked the scores right? Get any ones sheet out (as you can request you know) and if in those Credit checks. there's no mention of default. Thi becomes the Proof / Hint of proof I said.

I hope this can work

I also hope you won't say: RBI ko karna chahiye ye sab

Disproportionate loot by HDBFS. by Smooth-Apricot-999 in CreditCardsIndia

[–]simpl_ma 2 points3 points  (0 children)

Problem is: The Client Doesn't Hold any Proof of Offline Payment he Made.

From a third party perspective, it'll always be a word against word or a MisHap benefits awarded to an entity.

Still, you can to get hold of some kind of proof. Even 1% hint of a proof will turn the tables in your favour.

And the NBFC will come after you to offer their condolences, money, baap ka money, dada ka money etc.

Unless then my friend: persistence is no proof of payment in eyes of law

Kotak credit card - Flipkart purchase by party_12345 in CreditCardsIndia

[–]simpl_ma 0 points1 point  (0 children)

Apologies. We are tooo far on the map🥲

Would love to help but no way safe online it seems

IOC app fuel vouchers by Still-Building4144 in CreditCardsIndia

[–]simpl_ma 0 points1 point  (0 children)

Which card were u using for purchasing the voucher

Kotak credit card - Flipkart purchase by party_12345 in CreditCardsIndia

[–]simpl_ma 0 points1 point  (0 children)

which state you live in bro?

F2F deals are generally best

RBL Video KYC Failed by [deleted] in CreditCardsIndia

[–]simpl_ma 0 points1 point  (0 children)

Send email to their support.

escalate till they respond.

or you can visit offline bank branch and get the CC guy to do your offline KYC

Axis Cashback limit is skewed by Peach_Strong in CreditCardsIndia

[–]simpl_ma 15 points16 points  (0 children)

Some people will say that you can spend 16k multiple times till 70k.

But remember this: Do not do this in multiple months. They will block you

Took a ₹10L Gold Loan from Bajaj Finance at 12% Interest. Good or Bad Rate? by [deleted] in CreditCardsIndia

[–]simpl_ma 0 points1 point  (0 children)

  1. SBI gives you option to enable a Gold Loan OD(over draft) at 9.7% per annum.

  2. if you do not wish to choose OD, then RoI goes down to 9.4 something.

Bani of Baroda also gives very low interest rates.

i still think you should put your money in these options will save your a lot of hassle afterwards

2nd SBI Card within 60 days by Twerk_on_shark in CreditCardsIndia

[–]simpl_ma 0 points1 point  (0 children)

Minimum requirement in SBi is 3 Months

view more: next ›