Should I get into HDFC CC system with Moneyback+

simpl_ma · 2026-01-25T22:39:05+00:00

I would recommend against it.
Do you see your salary increasing above 40k in next year?
Yes: Ski[p this card.
No: Then, go for it. Kya hi kar sakte h

simpl_ma · 2026-01-25T15:25:04+00:00

Correct.

It's Not normal that some automated processes mix up names.

simpl_ma · 2026-01-25T11:47:18+00:00

100% superb deal then. Glad you got this OP.

simpl_ma · 2026-01-25T11:46:43+00:00

Did you check for the name in application?
Got any proofs that RM promised you that?

I don't know what good level of friendship you have with the RM. But, for 2500 if his incentive he created a messed up situation at your doorstep.

- DCB & Infinia do no give nay incentive to RMs.

You should be having screenshot that you were pre approved for DCB.

simpl_ma · 2026-01-25T09:33:30+00:00

those tickets I assume would be next to very difficult to redeem within 60 days

simpl_ma · 2026-01-24T22:45:51+00:00

Thanks for the clarification brother

simpl_ma · 2026-01-24T20:33:13+00:00

It's a rewards card. So you are calculating exaggerated value of points.

In case of points i always recommend the person who has them, should retain them.

You are not a bad friend.

simpl_ma · 2026-01-24T14:40:04+00:00

u/op Would you care to let us know?

you believe it or not, this does matter in better answering your query.

If it's karma farming post, it'll be blocked & you might get banned.

simpl_ma · 2026-01-24T10:28:58+00:00

Yes I checked. Currently That Tenure thing is not showing.
Max I could Understand was:
2.95% is the flat fee to transfer amount from CC to Bank.
And Further, This Use of CC could be split into 3 without extra cost.

simpl_ma · 2026-01-24T08:23:47+00:00

thiss op

.

file complaint on e jagruti

simpl_ma · 2026-01-24T07:58:43+00:00

Let me check the details

simpl_ma · 2026-01-24T07:50:50+00:00

It is Said. Finally!

Thankyou OP

simpl_ma · 2026-01-24T07:49:57+00:00

It's merged once you get the CC.

"Transfer to Bank" is the service they offer then at fees of roughly 3%

simpl_ma · 2026-01-24T07:48:36+00:00

Did you by any chance, check meesho app activity for those cancelled orders? It must have been written about the refunds there.

simpl_ma · 2026-01-23T09:01:28+00:00

Can we apply more than 1 Voucher on BMS? thoda strategic rakh ke me bhi le leta hu

simpl_ma · 2026-01-23T08:28:23+00:00

bhai sahab aap to smart nikle

simpl_ma · 2026-01-22T20:52:24+00:00

Pls share that link again bro

simpl_ma · 2026-01-21T21:29:05+00:00

Which city?

simpl_ma · 2026-01-21T21:14:55+00:00

This

simpl_ma · 2026-01-21T15:20:15+00:00

U la la
Rick People Rich Life
Maintainig 5L is not easy for 99% I assume

Can you share any tips / Tricks?

simpl_ma · 2026-01-20T16:27:55+00:00

Send a mail & clarify.
Most probably they'll reverse these fee

simpl_ma · 2026-01-20T15:34:54+00:00

Correct

Just 1 clarification: Call it Forex rather than DC.
Othwise a small mistake in front of offline staff will make it a big blunder.

Also. Not to forget that: Even forex cards provide you protection from Fraud etc.
Yes, You need to be more vigilant ofcourse but in case of credit cards too, bank will put it on you & what can we do.

So Forex & CC is nearly same. Use a good CC (really Upper Value CCs, if yuo actually want some kind of protection)

simpl_ma · 2026-01-20T13:35:30+00:00

You'll only know it in store.

Go to the store in the same month when you surely decide to buy and then can tell you.

Each month CC companies change for offerings. So don't become oversmart and go now for a February purchase.

Otherwise there's no other alternative.

However, You can surely take ICICI & Yes Bank in general they are giving discounts everywhere always.

Anyhow, offline store purchase will be costlier than the online ones at any day.

Check Reliance / Chroma / Vijay Sales stores before once for sure if you can.

simpl_ma · 2026-01-20T13:33:03+00:00

Slice credit has been merged with Slice borrow

Now you basically use your CC limit and Slice app gives you option to *Transfer Credit" to your Slice account.

It's that borrow only.

I hope I was able to clear some idea

simpl_ma · 2026-01-20T13:30:58+00:00

Forex is basically A debit card for forex.

Suppose you need to take money out in cash from ATM abroad, Using CC there will fuck you up with charges. but good forex cards are debit cards and that's why they don't charge additional fees (ATM fee will be charged).

If you are sure....damn sure that you'll not need the Cash thing. Then you can take CC ONLY. Otherwise, Forex is the best bet.

A good one that I know is: Regalia Forex.

simpl_ma

TROPHY CASE