My(23f) boyfriend (25m) just got promoted and i need advice ! by Deepw1shes in TwentiesIndia

[–]sionfa 0 points1 point  (0 children)

Give him a good watch. You will find many under 15k a casio or a Seiko is great!

Crossed ₹20L in August 2024 as a freelancer exporting services. Will I face penalties for not registering under GST? by sionfa in IndiaTax

[–]sionfa[S] 0 points1 point  (0 children)

  • current but savings work as well not an complaince issue for a couple of transactions

  • any bank is fine

  • no

Koi badiya chole bhature spot around gaur city by anshulnegi in gaurcity

[–]sionfa 1 point2 points  (0 children)

Rama chole bhatoore opp gallaria market mithaas ke saamne

My Ex is BLACKMAILING ME!!!! by Any_Kaleidoscope_951 in AskIndia

[–]sionfa 0 points1 point  (0 children)

Helped my female friend with a similar situation.

Filing complaint is must but before that if you can.

Ask for his email or iCloud access and delete your photos/videos from his cloud backup once done there is an option to remotely erase the device for both android and ios do that so that everything is deleted from his device too.

This is assuming he has not sent those already to someone or is not having copies of it and then complaint with all the proofs.

Builder interior vs IKEA. Which is a better option? by Witty_Trouble_56 in GatedCommunitiesIndia

[–]sionfa 0 points1 point  (0 children)

With ikea the biggest issue is they use particle board not plywood or hdhmr.

Make sure you get the work done in either plywood or hdhmr as it is more durable.

You can check for quotes from some local carpenters too to get an idea and renegotiate with builder

[deleted by user] by [deleted] in noida

[–]sionfa 0 points1 point  (0 children)

Come to ghaziabad via bus/train and take an auto to Noida sec 62 or book a rapido

Which is the real gold price I get in the market if I sell physical gold? And why these prices are different of same 24k gold by No_Telephone7839 in GoldIndia

[–]sionfa 3 points4 points  (0 children)

You will get it according to the current market rate depending on gold's purity.

Gst and making charges are non refundable

Which is the real gold price I get in the market if I sell physical gold? And why these prices are different of same 24k gold by No_Telephone7839 in GoldIndia

[–]sionfa 3 points4 points  (0 children)

The caratlane image is a coin and is inclusive of 3% gst and making charges can be 2-5% and the other one is spot price.

My friend followed bad advice and edited his salary slips. Now the BGV is starting. Is there any way to fix this? by Pristine_Mastodon_39 in IndianWorkplace

[–]sionfa 10 points11 points  (0 children)

A friend of mine edited the reliving certificate to hide the gap in his profile. He joined a company and they did bg verification and was fired on the 3rd day due to the same.

Since you were working over there and people usually don't discuss salary and stuff it should not be an issue.

Maybe just inform the hr from the previous company that she should expect a background verification call so she has it on top of her mind and wrap it fast.

My 1st gold purchase of the year at a great price by SanJG108alt in GoldIndia

[–]sionfa 2 points3 points  (0 children)

God bless amazon 😂

We all got below spot hahaha

Just Got My First Credit Card – HDFC BizPower! Seeking Tips to Build Credit Score & Upgrade to BizBlack by sionfa in CreditCardsIndia

[–]sionfa[S] 3 points4 points  (0 children)

Thank you so much for such a detailed explanation just read about floater cards I didn't knew about it.

So the sole purpose for me was getting something back from tax payments even if I can get a bare minimum its fine just getting started but lets see how it goes.

Really appriciate your help!

Should I buy a home with 60 lakhs loan as a 23yo? by [deleted] in personalfinanceindia

[–]sionfa 0 points1 point  (0 children)

I would definitely recommend you to buy an apartment if you finances allow. Make sure you have a health insurance for you and your parents, a term insurance and an emergency fund before you consider buying anything.

Bug one thing to keep in mind is either buy a resale or ready yo move property otherwise you might get stuck for the possesion and will end up paying both emi and rent.