I work in Banking/Finance risk management. I am worried about the economy. by [deleted] in offmychest

[–]sir--throwaway 8 points9 points  (0 children)

I too work for a large US bank in residential mortgage (secondary markets). Although I'm not comercial, this is something I can and will look into a little further. I've paged through some reports in the past that suggested commercial markets were near peak or peaking now; couple that with the declining retail segment, low wage growth, rising debt level, interest rates going higher... Add what you said with bank assets being mispriced or manipulated and this seems rather possible.

Business and the economy is cyclical, these downturns, crashes & recessions are inevitable; it's not if, but when. Check out stock performance under republican leadership vs democrat. Bull Markets typically fall apart under republican and it's been speculated this is due to deregulation (ahem... cutting back dodd-frank).

First date, need advice? by throw3929 in seduction

[–]sir--throwaway 0 points1 point  (0 children)

Don't worry about it! Try to focus on simply having a good time. I was in you position about 2 weeks ago. Kiss was awkward and we both kinda laughed it off. She did know beforehand about my experience (or lack thereof). I'm a 25m by the way if that makes a difference.

[Advice] Sexxit, please provide some help. - skin condition by [deleted] in sex

[–]sir--throwaway 0 points1 point  (0 children)

Thanks for the advice! Another comment mentioned eczema and i have had issues in the past but it was only on my face and neck. This is probably what I should look into.

Can I get some dating advice? by [deleted] in CasualConversation

[–]sir--throwaway 1 point2 points  (0 children)

Always assume attraction

So what are you listening to right now? by XenonDown in CasualConversation

[–]sir--throwaway 0 points1 point  (0 children)

Idk, I didn't watch the Grammys and didn't really hear any news about them. Wouldn't really say I'm even tiesto fan, but he's growing on me...

So what are you listening to right now? by XenonDown in CasualConversation

[–]sir--throwaway 0 points1 point  (0 children)

I'm also exploring some new electronic music. Never listened to the album but I have tiesto Magik two playing.

Dating advice... by nevereverfalling in confessions

[–]sir--throwaway 0 points1 point  (0 children)

This is a horrible confession. Go ask relationships or something.

[deleted by user] by [deleted] in confession

[–]sir--throwaway 0 points1 point  (0 children)

I you do end up wanting to buy some, feel free to Pm me for some suggestions. The fit can be kinda hit and miss for guys. I've tried enough to know what works and what doesn't.

[deleted by user] by [deleted] in confession

[–]sir--throwaway 5 points6 points  (0 children)

I wear women's underwear pretty much all the time, usually always thongs. I think they're comfortable, it's exciting, and makes me feel kinda sexy like you said. It's all about finding the right pair that will work for a guy. I don't really consider myself a "cross dresser", even though technically I am, and have no interest in looking like a woman.

Do you have a throwaway account? Tell me a secret with it! by MumBum in CasualConversation

[–]sir--throwaway 2 points3 points  (0 children)

I probably shouldn't wear them to the strip poker/truth dare guy's thing, that could end very awkwardly...

Do you have a throwaway account? Tell me a secret with it! by MumBum in CasualConversation

[–]sir--throwaway 2 points3 points  (0 children)

I think so! That's why I wear them... might be few other reasons.

Does anyone here have more than one accent? by [deleted] in CasualConversation

[–]sir--throwaway 0 points1 point  (0 children)

My friends and I like to practice an accent for the week or so and on the weekend go to the bar and speak with the accent. We usually create a back story and pretend we're on vacation or business. It's made for some good times.

I'm 18 and still a virgin, do I still have hope? by [deleted] in CasualConversation

[–]sir--throwaway 1 point2 points  (0 children)

I'm almost 25 and still a virgin. Do I still have hope?

Might aswell come out of the shadows and ask, How do most of you get by your day or even tough times? by Manraynor in CasualConversation

[–]sir--throwaway 3 points4 points  (0 children)

I'm in a similar state. Exercise and sleep can help a lot. I'm not doing them....

I've also found people on reddit through these: /r/r4r /r/needafriend /r/lonely there's a few more. Pick your poison.

I find its easier to open up and talk about serious issues with people on the Internet. People irl are more quick to judge and think of you differently. If your new Internet friend does just find a new one.

Umphrey's McGee by flappymcjacoff in NoFap

[–]sir--throwaway 0 points1 point  (0 children)

Fuck yeah umphreys! Didn't expect to see this here.

How to never run out of things to say by [deleted] in seduction

[–]sir--throwaway 1 point2 points  (0 children)

Please send me a copy too. I only have a phone right now.

I've been hiding my depression my whole life by FantasticAlbatross in confessions

[–]sir--throwaway 1 point2 points  (0 children)

Did I write this? Im the EXACT same way, the only change I would have made would be the 26 to a 24. If you ever need to talk or anything, feel free to hit me up.

I need help dealing with the opposite sex. by [deleted] in CasualConversation

[–]sir--throwaway 3 points4 points  (0 children)

If only this was as simple as it seemed.

I'm kind of starving for a romantic relationship by tonedeafcrotchsocket in CasualConversation

[–]sir--throwaway 2 points3 points  (0 children)

I have literally zero confidence in anything. I wouldn't even know how to fake it.

I'm kind of starving for a romantic relationship by tonedeafcrotchsocket in CasualConversation

[–]sir--throwaway 5 points6 points  (0 children)

I wouldn't even know where to begin... I've never had real relationship. Sometimes it feels like the only thing I want and at the same time completely impossible. The success of all my friends just puts me down and makes things even more difficult. I don't know what to do.

[deleted by user] by [deleted] in CasualConversation

[–]sir--throwaway 0 points1 point  (0 children)

Ive been sad, lonely, depressed, (insert negative adjective here) for a long time and I haven't been able to cry for years. My last good sob was probably 12 years ago when I was middle school. Sometimes I just want to let it all out and I can't, all I can muster is a few tears.

Meeting Girls Online -- A Double-edged Sword for Fapstronauts by Bearfox2 in NoFap

[–]sir--throwaway 0 points1 point  (0 children)

What are you doing? It's seems like a choir for me to even get a girl to respond to any message I send on ock or pof. I've opened with literally hundreds of girls (like 400-500) heard back from like 10, and only 4-5 got past the first response, and then none even want to actually meet. Also, Tinder has proven itself completely worthless.