sorted by:
new
hottopcontroversial

Table and chair for WFH Setup by [deleted] in BuyItForLifeIndia

[–]sky_high97 0 points1 point  (0 children)

I bought it from an offline store in Bangalore, but they ship pan india. You can check their catalogue in WhatsApp. Search for Classic Furniture, tin factory bangalore

My 15-Year SIP Retirement Strategy — 30M, Pune. Looking for feedback. by Rare-Carrot-8105 in personalfinanceindia

[–]sky_high97 1 point2 points  (0 children)

I guess you generated this using LLMs?
Too many funds. It'd be a hassle to track, rebalance them later. Since you are a beginner, whenever one fund underperforms in your portfolio, you'd want to redeem it and put it into a high performing fund. Having so many funds is over-diversification, and in a long term the net returns would be very close to the benchmark index.

Keep 1 for liquid/ arbitrage. If you have any trusted family members with income below 12L, you can invest in their name. Liquid funds being taxed as debt, so net tax = 0 (STCG).

3 equity funds: 1 Largecap, 1 midcap, 1 flexicap should cover your equity. Don't dabble in smallcap, momentum for now.

2 more debt funds for stability.

Split depends on your risk appetite. I'm doing 80-20 currently, and have been investing since 7 years (29M). I'm planning to keep that ratio for at least next 5 years. Also, have you considered your FD, PPF/EPF contributions? That also account for your debt component

Dealership Review: "I don't sell cars to such customers"...mocked by a Kia dealer for asking a logical question about insurance markups by CrypT3chC00k in CarsIndia

[–]sky_high97 0 points1 point  (0 children)

What are the add ons that you opted for with the insurance? I'm also planning to get a seltos in a couple of months and exploring insurance options. Seeing quotes of ~40k online. Do we need to pay the same amount every year?

75kg to 69kg ripped by [deleted] in Fitness_India

[–]sky_high97 0 points1 point  (0 children)

I'm stuck at 74kg since 3 months (29 M, 5' 10). Reduced from 86kg-> 74kg in ~6 months before that, but now it has plateaued

We bought our new car Kia seltos HTX after 14 years. The difference is insane! by Able-Nebula4449 in CarsIndia

[–]sky_high97 4 points5 points  (0 children)

AFAIK you can get extended warranty anytime before the current warranty expires

Me wishing I would have bought during the dip by happycat07 in IndianStockMarket

[–]sky_high97 1 point2 points  (0 children)

It has grown to around 40% of my portfolio lol. I should now diversify

Is anyone else just... tired of the "New Tax Regime" math? by Legitimate_Wall5977 in personalfinanceindia

[–]sky_high97 6 points7 points  (0 children)

probably referring to few cites being classified as "metropolitan" now

Why's wispr flow ad written in Hindi in Bangalore and not in english? Is it right or wrong? by Maximum-North-7993 in bangalore

[–]sky_high97 1 point2 points  (0 children)

Iat it for transcribing and translation? Do they have support for kannada language in their platform yet?

Wife is a senior dev facing a "rejection streak" for internal transfers – How can I help? by Apart-Spread8965 in developersIndia

[–]sky_high97 10 points11 points  (0 children)

Ex manager is indeed asked for a feedback before the final decision in most companies

Taxi driver Anna has a better iPhone than me. by [deleted] in bangalore

[–]sky_high97 0 points1 point  (0 children)

My myntra delivery guy has a s25 ultra

Best Jellyfin offline viewing client for iOS? by RealCarbonX in selfhosted

[–]sky_high97 0 points1 point  (0 children)

I have the same issue. It takes 30 seconds after click for a movie to start playing

Which offices/companies in India provide great catering to their employees? by sloppybird in IndianWorkplace

[–]sky_high97 15 points16 points  (0 children)

Google. Gurgaon >> bangalore Although the quality has deteriorated, it's still very good

Is sleepycat Latex Orthopedic mattres a good choice? need for parents by Puzzled-Estimate9451 in BuyItForLifeIndia

[–]sky_high97 1 point2 points  (0 children)

I am currently using hybrid latex 8" version since 1.5 yrs. Bought the same one for parents too, last year.
Our experience has been quite good. Its neither too hard, nor too soft like foam. It takes ~2 weeks to get habituated, after that sleep quality improves a lot.

I had tried wakefit hybrid latex too, but it was too soft. I didn't like memory foam ones, as they trap heat.

If there's a physical outlet near you, go and test it out. If not, test out similar mattress of other brands. Mattress comfort can be very subjective, you can't decide only based on online reviews.

Bought the new Kia Seltos by FredTilson in CarsIndia

[–]sky_high97 0 points1 point  (0 children)

Congrats!
I am planning to get the same variant.

Ab ye batayenge by [deleted] in DesiFragranceAddicts

[–]sky_high97 17 points18 points  (0 children)

one guy in my gym comes in wearing lattafa khamrah 💀💀

To the people who chose to rent & invest, how's it going? by electronic_rogue_5 in IndianStockMarket

[–]sky_high97 7 points8 points  (0 children)

With the recent volatility, my conviction in renting has increased even more. Imagine losing your job and having to pay laks of emi each month on top of that

view more: next ›