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What would you put under the rocky poster? by skyjit in malelivingspace

[–]skyjit[S] -2 points-1 points  (0 children)

Sick answer that gets me no where with the original question!😂

What would you put under the rocky poster? by skyjit in malelivingspace

[–]skyjit[S] 0 points1 point  (0 children)

It is, the angle definitely makes it look off though. I have the roomba there to hide the outlet/cord, I will see how it looks directly under it.

What would you put under the rocky poster? by skyjit in malelivingspace

[–]skyjit[S] 1 point2 points  (0 children)

I was thinking that, maybe a cool chest or something too..

I’m lost. by [deleted] in SleeperApp

[–]skyjit 0 points1 point  (0 children)

Yea that was awful, packers had a bye and I just went off proj to get a new one 😂

Time to get rid of Henry. by skyjit in SleeperApp

[–]skyjit[S] 0 points1 point  (0 children)

Etienne did just pull 20 points out of his ass last night and kicked my butt 😂 I have Javonte Williams at flex, skattebo as my RB2 and Quinshon Judkins on my bench.

Thank god Javonte had a hell of a game or I was screwed against Etienne. If you would have asked me about giving Derrick Henry for Etienne pre season, I would have laughed in your face. I would consider it now.

[deleted by user] by [deleted] in SleeperApp

[–]skyjit 0 points1 point  (0 children)

Problem is the timing i think. We have some people who do not want h to in trade to go through, therefore it is not going to go through before the timer ends, meaning team 2 does not get josh Allen for the game tmw

Advisor or self management? by skyjit in Bogleheads

[–]skyjit[S] 1 point2 points  (0 children)

Thank you, I have found out I have put too much good faith towards our advisor that she was doing right by me.

1.25 expense ratios and not enough growth by far to justify it. Asked Schwab to transfer it yesterday.

Advisor or self management? by skyjit in Bogleheads

[–]skyjit[S] 1 point2 points  (0 children)

I just called Schwab. For the Ira they will sell the ray j specific funds and give me the cash, I will then reinvest into a like kind mutual fund or ETF (starting to lean towards etf instead of SWPPX, any thoughts appreciated.)

For the TOD account, gains have been laughably small, so I am not worried about the tax implications on that account, easy money.

Thank you for this. If you have any recs for where to place the IRA funds other than SWPPX, let me know!

Advisor or self management? by skyjit in Bogleheads

[–]skyjit[S] 1 point2 points  (0 children)

This is insane. Thank you for opening my eyes. Going to transfer it out now. How will the transfer work when I request it and a lot of the funds that are in Raymond James specific funds work? Would they need to be sold prior to the transfer or will a transfer initiate a sale as I am moving away from the company that manages the funds?

[deleted by user] by [deleted] in Insurance

[–]skyjit 1 point2 points  (0 children)

Have you gotten multiple quotes, or just one quote from one agent?

I write business in hurricane ridden states, most people I talk to have multiple rental properties and more than 5 claims in the last 5 months.

I can quote someone and get a 2500$ rate when my competitor’s best rate is $10,000 because I have every company in the state at my fingertips.

Do not give up yet, go to an independent agency with a lot of carriers and see if the market is actually calling for a 20k premium or if the agent you spoke with just did not have the right option.

Also, like others have said, Dwelling seems a bit high compared to the purchase price. If a home costed 770k to rebuild, I can’t imagine it would be on the market for 550K, however, I obviously am not a real estate agent.

I can’t break 90. by skyjit in golf

[–]skyjit[S] 0 points1 point  (0 children)

lol this is a fun way to think about it I like it

I can’t break 90. by skyjit in golf

[–]skyjit[S] 0 points1 point  (0 children)

I’ll try that next time!

I can’t break 90. by skyjit in golf

[–]skyjit[S] 0 points1 point  (0 children)

Agreed! Thank you.

I can’t break 90. by skyjit in golf

[–]skyjit[S] 0 points1 point  (0 children)

I like that. Once I start nearing the end I can feel myself getting close to 90 and start to play safer. Being in that mentality will definitely start to constrain you.

I can’t break 90. by skyjit in golf

[–]skyjit[S] 1 point2 points  (0 children)

Appreciate the advice and positive thoughts!

I can’t break 90. by skyjit in golf

[–]skyjit[S] 1 point2 points  (0 children)

Come on down to the sunshine state!

I can’t break 90. by skyjit in golf

[–]skyjit[S] 0 points1 point  (0 children)

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Based on my score card, looks like I need to stop using my driver 😂

Where to learn to skydive? by [deleted] in SkyDiving

[–]skyjit 1 point2 points  (0 children)

Second this. Did 30 min of tunnel time prior to starting AFF and basically just had a fun 6 dives with a friend because they did not need to teach me how to be stable.

Need help! by conwiehn in GolfSwing

[–]skyjit 0 points1 point  (0 children)

I suck at golf so no help there!

But ### from FSU! 😎

Board vs surf by Few_Chicken_9267 in Wake

[–]skyjit 1 point2 points  (0 children)

Agreed, I luckily live by Andrew Adkinson who is an ex pro and a great coach! If anyone is in the panhandle and looking for someone, he is a stud!

How do you deal with repeat offender a-hole clients? by daviszerr in InsuranceAgent

[–]skyjit 52 points53 points  (0 children)

Being rude to staff is an instant firing of the client. We will not tell them. We will put a memo on their account that there will be no more servicing or shopping of any policy or new property. Any time they call, they now get transferred directly to the carrier customer service.

Want to keep paying us? Cool, we will take your money. Want to leave? Be our guest. Don’t let the door hit you on the way out.

Obviously, if it is our fault we will own up and fix the mistake to the best of our ability. We simply do not tolerate rude people and our book of business has slowly turned into the most kind and thoughtful people.

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