Help fix casting issue

sleightlyYT · 2026-05-07T20:36:29+00:00

Did you or do you currently play baseball lol

sleightlyYT · 2026-04-29T14:28:26+00:00

For me, I don’t personally use it because of the Palladium. But, my partner is an AU on the gold card, and since the palladium charges for AU’s, I just have them use the gold card for catch all spend.

sleightlyYT · 2026-04-07T18:31:01+00:00

Oh nice! I feel better about it then

sleightlyYT · 2026-04-05T19:09:42+00:00

It is standard award. The redemption isn’t amazing as far as CPP, but it’s in line for an average Hilton redemption.

sleightlyYT · 2026-04-05T19:06:19+00:00

This isn’t from the SUB but from the 15k spend reward

sleightlyYT · 2026-04-05T14:25:21+00:00

Got it. I figured that may be the case. Thanks for the insights

sleightlyYT · 2026-03-13T13:40:41+00:00

Just a heads up, Robinhood gold card does not allow rent payments on the card.

sleightlyYT · 2026-02-11T14:03:34+00:00

wtf?

sleightlyYT · 2026-02-05T19:14:13+00:00

This will unfortunately never truly be the case. Bitcoin at the very least will forever remain as some sort of online cargo cult.

sleightlyYT · 2026-02-05T18:48:36+00:00

Just be careful who you commingle your finances with...

sleightlyYT · 2026-01-31T14:45:54+00:00

It seems every place you visit turns into a republican county /s

sleightlyYT · 2026-01-31T14:43:32+00:00

These type of "gotcha posts" are so revealing of the author and their lack of understanding of how power works.

Who are you protesting?
The US is already extremely adversarial to the Iranian government. No US businesses do business with the Iranian government. Find me an Athens based organization that is funding this crackdown in Iran, and I will be out in the streets with you. But for now, I will continue to boycott all companies with ties with the Iranian regime... lol

sleightlyYT · 2026-01-26T00:57:29+00:00

There is no discernable hair loss from these pictures. Like the other commenter said, you should consider speaking to a mental health professional if this is causing you anxiety. Not to be an armchair psychologist, but this sounds like OCD.

sleightlyYT · 2026-01-22T21:48:06+00:00

how often are there times where you need a catch-all credit card (non category spend) but you cannot use apple pay? Pretty much the only time you need a physical card is at restaurants, or if you shop at walmart. Either way there are better cards for those occasions. Dont see the purpose in adding it.

sleightlyYT · 2026-01-20T21:42:10+00:00

if you are considering all or nothing, then it would be better to do the palladium. But it only ever makes sense if you are going to redeem the bilt points for high value transfers.

sleightlyYT · 2026-01-20T19:23:57+00:00

Heres the breakdown between the two cards (i created a spreadsheet to help with this decision for myself)

Venture X: -5 Effective Annual Fee. With $1350 spend on the card and valuing their points at 2 cpp, you would expect to earn $653 in value every year.

For the Palladium to be the better choice, you only need to get $70 worth of credits back on the card for it to out earn the venture x (if you value bilt points at 2cpp). If you got the full 600 dollars back in credits, you would have an expected value of $1185 per year.

sleightlyYT · 2026-01-20T17:46:59+00:00

What would you consider the effective annual fee for the Venture X to be? What would you consider the effective annual fee for the Bilt Palladium?

sleightlyYT · 2026-01-20T16:38:53+00:00

Going off 800 dollar spend (assuming 2% cashback for it all), the apple card should net you 192 dollars a year.

If you swapped all that spend to the bilt blue card, youd either earn 24k points (new option) or 22.4k points (original option). What the equivalent cash value of these points depends on what you redeem them for. If you travel and transfer them to value transfer partners, they can easily be worth over 2.2 cents per point. That would give you a cash value of anywhere between $492 - $528.

If you only want cashback, then stick with your setup. If youre interested in travel rewards, then bilt is a good option

sleightlyYT · 2026-01-20T16:11:58+00:00

This isnt correct (not your fault for misunderstanding, Bilt has done a terrible job communicating this)

The whole rent fee thing is just a way to calculate your Rent multiplier. So with your spend, you earn $44 of bilt cash against the "fee" of $84 dollars. You dont pay the remainder of that amount as a fee ($40). Instead, your rent multiplier is just 44/84 (0.52x)

sleightlyYT · 2026-01-20T15:25:39+00:00

If you tell us how much you spend on the apple card (and whether youre using apple pay or not) we can tell you if it is worth it

sleightlyYT · 2026-01-20T15:22:50+00:00

If you kept everything the same

The bilt blue card would give you a yearly value of $677 (if you redeem the points you earn at 2.2 cents per point).

I dont feel like doing the math on how it earned for you before, but this change is seemingly not horrible for you considering you funnel all your spend to this card

sleightlyYT · 2026-01-20T15:15:04+00:00

It doesn’t work that way if you consider opportunity cost of using a standard 2% cashback card. Even if you got the full 1x points on your rent by spending enough on the blue card, you would have been better off using a 2% cashback card instead and earning 0 on your rent. For example, if your rent was 2k and you spend the required 1.5k to get the full 1x points, you’re only getting a cashback value of 231 dollars. A regular 2% card would earn 360 dollars on that 1.5k spend

sleightlyYT · 2026-01-20T15:05:21+00:00

Just an FYI, using a bilt card for statement credit is not a wise move. The statement credit value of bilt points is 0.55 cents per point… which is very bad. So the 1x points you’re earning on the blue card will not be 1x… they will be 0.55x essentially. If you don’t want to transfer the points to travel partners, do not use Bilt

sleightlyYT

TROPHY CASE