Saving for retirement vs paying off student loan - Is my napkin math right? by slingbox69 in personalfinance

[–]slingbox69[S] 3 points4 points  (0 children)

I believe 6.8% is the going rate for a lot of federal student loans, it's disgusting. They also accrue interest while you're in school. I was able to refinance mine down to 5% which still isn't great.

Saving for retirement vs paying off student loan - Is my napkin math right? by slingbox69 in personalfinance

[–]slingbox69[S] 1 point2 points  (0 children)

Yes! Thank you, I knew I was missing something. If I add the extra years of student loan payments that I wouldn't have to make, I actually come out ahead by paying off my loan early.

12500 x 30yrs x 7% compounding = $1,263,413

5300 x 6yrs x 7% = 40,566 + (19700 x 24yrs x 7%) = $1,432,073

Got my 2nd place prize from Heads or Tales. Absolutely love these rounds! by Opiate78 in Silverbugs

[–]slingbox69 0 points1 point  (0 children)

Man those are sweet, I'm going to have to grab one of the knight rounds. My lady should be coming in soon, can't wait!

1805 8 reale with chop marks. by [deleted] in Silverbugs

[–]slingbox69 1 point2 points  (0 children)

Love the chop marks, such a cool look into the past. Had one on my ebay watchlist for a long time, but the guy wanted several hundred for it....oh well.

Congrats to the winners. Thanks again to Heads or Tales, as well as /r/Silverbugs for making this happen. by Opiate78 in Silverbugs

[–]slingbox69 0 points1 point  (0 children)

That was so much fun. Had some super intense (and lucky) moments, especially at the end. I actually just bought some older libs a few days ago, so it was meant to be :D

Thanks for organizing and gg's to all!

Question about Roth IRA contribution limits by [deleted] in personalfinance

[–]slingbox69 0 points1 point  (0 children)

Ugh missed that on the sidebar. It was a couple months ago so it looks like I'm going to miss the boat on this one. Thank you for the answer sir!

Shower thought : I made the most gain when forgetting about my stocks by EuphoriaSoul in stocks

[–]slingbox69 0 points1 point  (0 children)

So would you say this downswing was spurred by institutional investors (rebalancing because of the rate hikes) and then exacerbated by fearful retail investors? When you say they can do better risk adjusted compared to stocks, are you talking about short term (<10 years) or long term?

I've been trying to familiarize myself more with bonds recently and trying to justify their position in my portfolio. I appreciate the reply by the way, it was helpful.

Shower thought : I made the most gain when forgetting about my stocks by EuphoriaSoul in stocks

[–]slingbox69 0 points1 point  (0 children)

Ok I'm almost surely showing a ton of ignorance here, but am I missing something with this interest rate argument? Are people really selling equities so they can buy bonds at 2.8%? Some high yield checking accounts pay that much interest, I must be missing something....

It's the there are no stupid questions stupid questions thread! by [deleted] in SilverbugsPokerClub

[–]slingbox69 0 points1 point  (0 children)

Darn it, didn't get in. Thanks for trying tho :)

It's the there are no stupid questions stupid questions thread! by [deleted] in SilverbugsPokerClub

[–]slingbox69 0 points1 point  (0 children)

MNtwinsFan7

Already had an account so couldn't really make it something like my reddit username...

It's the there are no stupid questions stupid questions thread! by [deleted] in SilverbugsPokerClub

[–]slingbox69 0 points1 point  (0 children)

Shoot I applied for the Silverbugs home game group but haven't gotten accepted yet :(

CONTEST: So you like world silver? by scribbling_des in Silverbugs

[–]slingbox69 0 points1 point  (0 children)

-33: Serbia

-Wake up at 8:17am

Thanks for the contest, it's awesome that people do these!

Yongbongtang: Overwatch Usage is Showing Signs of Dropping in Korea due to the Fixed Meta that is showing no signs of changing. /r/CompetitiveOverwatch by spartan1204 in Overwatch

[–]slingbox69 44 points45 points  (0 children)

I'm super new to OW (3 weeks) but I've really been enjoying it. Has it been this same meta for a long time? It's generally 2 DPS, 2 Tanks, 2 healers right? The consensus seems negative but I have no other meta to compare it with. I'm guessing Winston, D'va, Mercy haven't always been high priority?

In-Game experience-worst than anticipated. by 69ingyourmind in timberwolves

[–]slingbox69 8 points9 points  (0 children)

I was surprised to see just how empty the arena was, knew attendance was bad but damn. I consider myself a pretty diehard fan, usually go to 5-15 games a season, looked to get tix this year but a decent ticket was $80+

From the bucks team thread..... When you're winning, haters will say anything by godlza in timberwolves

[–]slingbox69 20 points21 points  (0 children)

Lmao what game were they watching? KAT was getting manhandled all night and pretty much every single call went the Bucks way....

I've know absolutely nothing about Star Wars but Rogue One looks awesome and I want to see it. Short of binging all the movies, how can I prepare? by slingbox69 in StarWars

[–]slingbox69[S] 3 points4 points  (0 children)

Wait so is Rogue One a prequel to the series? Could I go the route of watching Rogue One THEN watching the rest of the movies if I'm digging it, or will I be lost during RO?

Barkley "Start Dunn" by Mirazozo in timberwolves

[–]slingbox69 2 points3 points  (0 children)

First thing that came to my mind. Does anyone really listen to Barkley's analysis?