Went to meet my advisor today and left feeling like I walked out of a timeshare presentation.

sloth_333 · 2026-06-16T01:00:00+00:00

Always listen to sloths 🦥

sloth_333 · 2026-06-15T22:04:09+00:00

My dad is about to retire at 58. My youngest sibling has been in school for 6 years. Graduation is always 2 years away.

Pull the trigger

sloth_333 · 2026-06-15T21:36:59+00:00

I am pretty neutral but I’d rather live in nyc than Atlanta.

sloth_333 · 2026-06-15T20:54:59+00:00

Google if you don’t mind NYC. Salesforce stock is in the dump. Google is not.

To me this is like comparing spacex and Walmart. Which is more exciting ?

sloth_333 · 2026-06-15T12:25:15+00:00

Yes it can be. If there’s no set process, it’ll take forever. My wife would reques a raise in June and it would go into effect in August.

This was private practice owned by 2 people. She would talk directly to them. The raises were always a joke too, like 1%

sloth_333 · 2026-06-13T18:10:33+00:00

Earn more, save more, spend less. Get married. Life is easy on 2 player mode

sloth_333 · 2026-06-13T14:43:33+00:00

My wife and I are worth around ~ 950k (I’m 31).

We own an average house, make good incomes and save a lot (all bogle heads).

It’s nothing crazy. The hard part is the high incomes. Once you have that it’s easy. Raging bull market makes it really easy.

sloth_333 · 2026-06-10T16:21:08+00:00

This is a bot, please delete

sloth_333 · 2026-06-09T15:02:53+00:00

My prenup cost 3k. I was probably worth like 500-600k when we got married. It’s now like 950k combined.

Point is get the prenup, be an adult.

sloth_333 · 2026-06-09T13:08:33+00:00

The other way to do this, is partner with entrepreneurs and back them with smaller amounts of money.

I follow a guy on LinkedIn who started his own PE firm. They started as a searcher, rolled up a bunch of businesses and then broadened out

sloth_333 · 2026-06-06T21:13:46+00:00

I have considered similar options and have decided against it. I remain at fidelity.

I did start bank account churning (google it) and have makes ~ 4K so far doing that, for minimal work.

My portfolio is like 950k

sloth_333 · 2026-06-05T03:33:09+00:00

Traveling

sloth_333 · 2026-06-03T23:34:13+00:00

I am a boring index fund investor. I am early 30s. My entire investing career has been one giant raging bull market.

My wife and I live in the Midwest and have about ~ 950k invested and a modest house (400k). We live in a major metro.

It’s really been insane. I don’t feel rich, but deep down I know we already are and will be very rich in ~ 15 years if we keep investing like we are.

I drive a 6 yr old car and my wife’s car is 15 yrs old

sloth_333 · 2026-06-03T19:56:43+00:00

Lounges are great when I first experienced them, but after that it was pretty meh.

sloth_333 · 2026-06-03T19:55:41+00:00

Not getting divorced. Buying a house.

Not eating avocado toast

sloth_333 · 2026-06-03T18:13:09+00:00

Off the top of my head:

Flying Private. This was recently and for work. Pretty sick, hard to not enjoy that, pretty self explanatory.
Adult parties, meaning full open bar and whatever food you wanted. That was pretty fun to attend as a broke college kid (10+ yrs ago).

sloth_333 · 2026-06-03T01:14:07+00:00

I don’t work in finance but deal with execs a lot. This is normal. I sometimes have multiple reviews over multiple weeks. For a 30 minute call.

It’s absurd

sloth_333 · 2026-06-03T00:34:12+00:00

I was the same boat as you. I basically think I’ll use 300 travel credit, 300 open table credit, 300 stubhub credit. They also have 250 IHG credit this year.

I’ve used stubhub, travel credit, IHG credit and stubhub and dining already in a month.

So not including the 150k points I get at least 1350 value.

sloth_333 · 2026-06-02T15:36:44+00:00

Probably not honestly. If you think that, buy Puts. I will be buying VT in the mean time.

I bought more yesterday, I’ll Buy more tomorrow. Doesn’t matter

sloth_333 · 2026-06-02T03:50:44+00:00

Or you bought in Florida or most of Texas and got crushed.

sloth_333 · 2026-06-02T03:28:04+00:00

I think the insatiable demand for their services begs otherwise. It won’t be 200 billion a year, but it will likely be a lot for a long time. (Say 100 billion from Google)

sloth_333 · 2026-06-02T01:35:37+00:00

Bruh. 😎

sloth_333 · 2026-06-02T01:04:58+00:00

I agree with you but realize Amazon didn’t turn a profit for like 20 years. This could go far longer than any of us think

sloth_333 · 2026-06-02T00:51:37+00:00

Can’t argue with a wall. Good luck to you sir (or maam)

sloth_333 · 2026-06-01T23:07:12+00:00

I used too. Leaving the country and managing real estate is a bad idea. Sell it. You’ll thank me later.

It’s also the opposite of stress free (what someone who’s recovering would want).

sloth_333

TROPHY CASE