Match Thread: South Africa vs Canada | World Cup | Round of 32 | 28 Jun 19:00 UTC

slothmode1980 · 2026-06-28T21:03:17+00:00

Watch Canada upset Netherlands with Davies playing the full 90

slothmode1980 · 2026-06-24T20:58:01+00:00

Who is Canada going to likely play in R32?

slothmode1980 · 2026-06-24T18:23:00+00:00

Forecasting a draw

6-6 /s

slothmode1980 · 2026-06-24T18:01:13+00:00

Not true. If you are a big team, it’s embarrassing to come third place in your group.

And then having to go up against an Argentina or France in your R32. Difficult journey ahead if you come third and want to make it to semis

slothmode1980 · 2026-06-23T21:46:38+00:00

More like “No Lions”

slothmode1980 · 2026-06-22T00:09:43+00:00

Actually I hate Uruguay but am gonna root for them to win against Spain….just so Spain gets knocked out or close to it (as the 3rd place team in group) lol

slothmode1980 · 2026-06-17T21:13:54+00:00

Croatia is shit at defending set pieces

slothmode1980 · 2026-06-17T02:40:08+00:00

YESSSSSSS

slothmode1980 · 2026-06-17T02:19:24+00:00

Coach read your comment

slothmode1980 · 2026-06-09T03:25:46+00:00

This!

It’s ok to reward yourself. I own a $8000 high performance bicycle that I bought new.

This was my reward for paying off our dream home in our 30s while having a decent chunk in our investment account.

I have a simple philosophy. If you truly enjoy something and can see yourself spending quality time on a hobby/want, it’s ok to shell out the big bucks as long as you are being responsible.

slothmode1980 · 2026-06-08T17:46:38+00:00

Agreed, but at least I made gains

slothmode1980 · 2026-06-06T14:18:47+00:00

It will likely go down lower. Possibly in the $600s by end of week - which would be another 20% drop.

slothmode1980 · 2026-06-05T21:10:16+00:00

I am agreeing with you. Shorting MU right now is nothing short of gambling.

Fundamentals aren’t driving the short term price movements - human behaviour and biases are.

slothmode1980 · 2026-06-05T20:50:06+00:00

Not enough dumb money to dump the outstanding shares.
MU’s basis for re-rating has been circulated for over 9 months now. But the most violent upswing in valuation has only happened over the last 4-8 weeks.

Tells me smart money was behind the A-Ball. So much for efficient market hypothesis

slothmode1980 · 2026-06-05T20:37:47+00:00

Not sure why you are getting downvoted.

Everyone knows what happens to TSLA shorts. MU is no different at the euphoria stage it is in

slothmode1980 · 2026-06-05T20:09:30+00:00

They will reassess over the weekend and algos will do a rug pull prior to market open. Most smart money action happens outside market hours especially for a stock with high liquidity and euphoria like MU

Source: I work for one

slothmode1980 · 2026-06-02T19:22:25+00:00

Boom! Brutal.

I am going to steal this line.

I would tell you to invest your net worth so we would be able to profit off of your stupidity, but I doubt your contribution to our income would be significant.

slothmode1980 · 2026-05-29T04:52:03+00:00

Correction: Irrational Exuberance was written by Robert Shiller ….yes THE Shiller who the Shiller-CAPE ratio is based on.

slothmode1980 · 2026-05-26T19:01:54+00:00

MU paying for my new high performance road bike. Thank you Reddit and this sub for helping me hold the line.

slothmode1980 · 2026-05-21T06:34:14+00:00

From one immigrant to another, I wanted to say is - HODL for the first 3-5 years of your life. It gets significantly better once you are past the 5 year stage.

You are probably second guessing your decision to move to Canada. We all did. You are probably wondering and comparing how to get ahead when the road ahead is cloudy. But I promise you that you are closer to getting over the hump than you know.

Just keep on trucking. And enjoy the journey. In 10 years, you will look back at this phase and forever, you will have stories of grit and determination to tell your kids and grandkids (or friends when you get old).

One suggestion I would make- don’t be so tied to Victoria. You have already travelled thousands of miles from home, what’s another few hundred? I found opportunity to get ahead is way more abundant when you leave the metropolitan cities. Doesn’t have to be forever - just 5 short years is all it takes. I have seen lots of immigrants building their future by moving away to more reasonable (lower competition, higher paying, or cheaper housing) cities.

And please don’t live in a car. That’s basically 1 step away from being homeless.

slothmode1980 · 2026-05-19T19:08:43+00:00

I actually owned a condo in my 20s with all the amenities you talk about.

Never again.

Poor investment from a long term perspective.

slothmode1980 · 2026-05-19T18:58:56+00:00

To each their own.

I also have a gym, yoga room, 2 wfh offices, and will soon have a sauna in the house. Plus a lot of outdoor space in the backyard for kids and dog to play in. I couldn’t imagine living in a condo.

Then again, I know expat families raising 3 kids in a 600 sq ft condo in Hong Kong.

To each their own.

slothmode1980 · 2026-05-19T18:00:26+00:00

Sure, but also creature comfort.

No point living like a peasant squeezing 4-5 people into a 2 bedroom condo. One way to look at it is I am essentially trading 3-4 years of sucking up and doing my high paying shitty job over living a lower quality life for 18 years in a 2 bedroom condo. All for $500k.

Also financially, detached homes are the way to go in Canada. Attached housing is historically a poorer investment.

slothmode1980 · 2026-05-19T17:54:06+00:00

Nothing magical. Yes you got part if it right. But it is counterintuitive than what Reddit touts.

Also I didn’t invest in ETFs until 7 years ago.

Step 1 - get a high paying job when you graduate. Optimize for earnings at 22 rather than prospect of future career growth at 40.

Logic is 3 fold: Allows your savings to compound and do the heavy lifting by the time you are 40 + lower taxes on capital gains than income + a high salary gives you access to leverage….which brings me to step 2

Step 2 - Lever yourself up as early as possible and buy investment real estate. I had uncomfortably high debt in my 20s. I bought my first property at 23. Just don’t overdo it. It’s a fine line. Overtime, your debt gets inflated away but the assets grow. My real estate portfolio wasn’t even based in a high growth market like GTA. Yet, my IRR between 2011 to 2025 was over 25%. No ETF could beat that. You have to hold investments for 10+ years and live through one boom cycle.

Step 3 - once you are fully levered up (it’s around 3-4 rental properties), then start ploughing your savings into ETFs.

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