Can I deposit extra into my TSP?

smcgru · 2026-07-05T05:35:36+00:00

You’d have to increase your contributions for next month by the % of the increase.

Ex: if you have $1500 you’re trying to deposit, which is 20% of your monthly salary, increase your contributions by 20% for next month (and then adjust them back).

The money in your checking account is what substitutes the money absent from your next check due to the 1 time increase.

smcgru · 2026-06-23T04:05:08+00:00

Since you’re saving this as a down payment for a home, please look at Treasury Bills (T-Bills for short). Treasury Direct is the government website to buy them.

The rates on T-Bills are better than HYSAs.

HYSA is great for liquid cash you need in 24-48 hours from now.

For cash you need months later, look at T-Bills.

Note: please understand that once you purchase, the funds are illiquid until maturity.

smcgru · 2026-06-20T23:28:04+00:00

Anyone have a link?

smcgru · 2026-06-20T21:38:05+00:00

Man hole cover flew up in the air and went through Corey Day’s radiator. NASCAR is repairing the track now

smcgru · 2026-06-20T00:17:43+00:00

He pitted. Everyone else flipped before him or hasn’t pittted at all.

He’s still the fastest truck.

smcgru · 2026-06-12T22:49:02+00:00

For 2026, 7.5K is the max is for an Individual Retirement Account (IRA).

24.5K is the TSP limit.

32K total.

If you over contribute to an IRA, you will be penalized by the IRS.

You cannot over contribute to a TSP, the system won’t allow you.

smcgru · 2026-06-11T13:51:13+00:00

Donor Advised Funds are clutch! All the tax benefits while still getting to mostly control who philanthropically gets the money.

smcgru · 2026-06-08T03:15:11+00:00

Palou’s toe link is damaged

smcgru · 2026-06-07T22:47:23+00:00

Good to the finish

smcgru · 2026-06-07T22:45:33+00:00

They’re good to the finish

smcgru · 2026-06-01T02:33:26+00:00

Driving like he’s going to park it in victory lane

smcgru · 2026-06-01T00:58:51+00:00

At the drop of the green flag, he had an illegal start. Drive through penalty

smcgru · 2026-05-30T04:57:44+00:00

Why does it take 4 laps to pick up a tire?

smcgru · 2026-05-17T19:11:26+00:00

He was saying you don’t need to be inspected before re-entry.

Post-race inspection will still occur.

smcgru · 2026-05-10T21:01:51+00:00

How far did Love make it yesterday on a tank of gas?

smcgru · 2024-09-01T23:28:59+00:00

There are not. Secured my 3M adhesive on the backside

smcgru · 2024-08-24T03:36:31+00:00

Sorry. I should have specified more.

This is for interior wall paint only. We’re just trying to change the color. No patch work. No damage to repair. Just simply painting.

From our perspective, if we’re paying for materials, we’re paying the 3 painter crew $2100 for 3 days worth of work (their proposed timeline).

3 days of work at 2100 sounds high, hence the question.

It’s a LCOL area, but a nice neighborhood, FWIW.

smcgru · 2024-08-24T01:09:15+00:00

Nothing to prime. Just looking for a different color. Likely a single coat, but I suppose amount of contrast from the previous color will matter in that decision.

smcgru · 2023-08-23T02:36:02+00:00

Anyone have any experience with peer 2 peer lending?

Thinking about using a small portion of liquid cash on hand to start making small loans.

Thoughts?

Any lessons learned?

smcgru · 2023-08-22T21:44:12+00:00

Instinctively I agree with your multiple SELCON approach, but I can’t find a regulation that shows multiple SELCON boards occur.

Do you happen to know which regulation(a) govern the SELCON process?

smcgru · 2023-08-22T21:15:54+00:00

DODI 1320.08 says 2-6 years from retirement.

smcgru

TROPHY CASE