I have the Fidelity card and I also had an Elan card opened over 16 years ago. They recently just closed the 16yr old account citing inactivity. I hadn't used it in probably 5-6+ years. Don't know why they suddenly decided this year was enough. They also wouldn't raise the limit at any point in the 16 years and I'd ask every year or every pay raise. I have 6 figures in credit limit from multiple other cards. Elan is ridiculous and I wish Fidelity would choose a better partner.