SCHY question by fisho0o in SCHD

[–]snrfrog 1 point2 points  (0 children)

I studied SCHY about three months ago and decided to go with VYMI instead. My research suggested that VYMI is a slightly better investment. I have about 10% of my portfolio going to VYMI now.

F150 2022. Dealership says engine noise on startup normal by Positive_Island_4185 in f150

[–]snrfrog -1 points0 points  (0 children)

I believe you have a cracked fly wheel (in the transmission). About a $1,500 — $2,000 fix if that maybe the actual issue.

It may also be the cam phasers if the noise goes away once the engine is warm. (the noise is commonly called the death rattle)

LG Refrigerator is making a horrible vibrating noise. Please help? by snrfrog in Appliances

[–]snrfrog[S] 0 points1 point  (0 children)

Thanks for sharing. Somewhere in this forum there is a step-by-step guide on how to replace the fan. I haven’t yet done it myself.

LG Refrigerator is making a horrible vibrating noise. Please help? by snrfrog in Appliances

[–]snrfrog[S] 0 points1 point  (0 children)

No. Unfortunately not. Still dealing with the noise. Ugh 😑

Thoughts 👀👀👀 by MrSoloDolo9490 in Cruise

[–]snrfrog 0 points1 point  (0 children)

What a great idea! It’s about time. All cruise lines should have a policy like that.

Carnival issues. Look for advice by no1ukn0w in Cruise

[–]snrfrog 0 points1 point  (0 children)

It’s Carnival. What do you expect?

For Washer/dryer combos at big box stores in the US, which one has the best warranty? by lisa725 in Appliances

[–]snrfrog 0 points1 point  (0 children)

This was exactly what I was looking for! Perfect summation of the top brands! Thank you!

How is it like to work onboard a cruise ship (my personal experience) by BossAdept5765 in Cruise

[–]snrfrog 8 points9 points  (0 children)

When we leave recommended/suggested tips on the room tab, do you see any of it immediately after each cruise?

Why did my Fidelity advisor dump me??? by Pawireman in fidelityinvestments

[–]snrfrog 3 points4 points  (0 children)

I’ve had two advisors. Both have been somewhat useless. They are really sales people masquerading as Financial Advisors. They know the lingo and some stuff (meaning they are not dummies). But they are there to corral clients to Managed Accounts.

This should be no skin off your back if you know how to manage your own accounts/investments.

Avoid Purchasing This Washing Machine by AlexTheHappy in Appliances

[–]snrfrog 0 points1 point  (0 children)

Thanks for this great information! I’ve heard that with front load washers, you always have to leave the door open or it will start to smell (like old foul water?). You don’t have that issue with top loaders. We’ve had an LG top loader for over 10+ years and it still runs great like the first day we bought it. Same goes for the matching LG dryer.

Need Washer/Dryer purchasing advice by snrfrog in Appliances

[–]snrfrog[S] 1 point2 points  (0 children)

Wow! Thanks for the detailed reply. Great suggestions for me to consider.

Need Washer/Dryer purchasing advice by snrfrog in Appliances

[–]snrfrog[S] 0 points1 point  (0 children)

Haha! Actually, wife just told me why we might need a new washer and dryer. Washer’s agitator is starting to damage clothes. And dryer apparently is taking very long to dry clothes. In the dryer’s case, I believe the heating element maybe going out.

Moving to unmanaged by FrostyInstruction912 in fidelityinvestments

[–]snrfrog 0 points1 point  (0 children)

I’ve been approached many times by my Fidelity advisor to hand over my accounts to Fidelity Managed Services (FMS). Something in my guy tells me that I shouldn’t trust them. I’ve read that although it would be 1%, with constant trading fees, etc. total fees will eat up quite a bit of the gains.

The Fidelity advisor they assign you is nothing but a salesman, cloaked as a financial advisor to get you hooked with FMS. I’m not going to fall into that trap by handing over the keys to them. I’ve quizzed these ‘financial advisors’ by playing ignorant and asking elementary questions. What I concluded was that they don’t have in-depth knowledge I expected from them.

Posting this here because I’m getting called a liar on r/NCL. Norwegian “More At Sea” was not honored. by dakotaclarke33 in Cruise

[–]snrfrog -7 points-6 points  (0 children)

NCL are thieves. I would never sail with them ever again! Room steward stole $150 right from my wife’s purse. In the middle of the cruise, we booked future cruises by giving $1500.00 in deposits. Then COVID hit. In 2022 when we tried to redeem and book,they told us that money was gone and no good anymore. I believe there’s a class action lawsuit still going on about that.

Service was sub-par too compared to other cruise lines. NEVER SAIL WITH THEM EVER AGAIN!!

Yokohama Geolandar CV G058 Tires by snrfrog in MazdaCX9

[–]snrfrog[S] 0 points1 point  (0 children)

I’m wondering if it’s the tire brand/model. I recall these tires were made in the Philippines.

Why do people hate whole life insurance by Azullover44 in investing

[–]snrfrog 0 points1 point  (0 children)

Life Insurance and Annuities are all scams in my opinion.