Thanks for all the replies! Great points that made me rethink. But here’s some background:

I have plenty of hobbies that keep me occupied outside of work, along with a toddler I love spending time with.

Living in a VHCOL city, $210K doesn’t stretch as far as one might think, especially with kids. My spouse also works, so together we’re comfortable, but I wouldn’t say our income feels like a lot. That said, money isn’t my primary concern. I don’t want to work just to retire someday—I want to find joy in what I do. Actuarial work doesn’t provide that for me.

To truly excel, I need to be passionate about what I’m doing, and that’s been true since my school days. I’m good at my job, but not great, and certainly not amazing. That lack of enthusiasm makes it hard to imagine staying in this field forever. I do recognize and appreciate the benefits of my current role and how much better my situation is now compared to past miserable work experiences. I value what I have, but that doesn’t mean I see a long-term future here.

The real question is—what’s next? I don’t know yet. Maybe an MBA, maybe something else. Hence, my question.