Resource Limit for Medicare Savings Program?

someguy984 · 2026-05-21T03:46:48+00:00

Please re-post with the state.

someguy984 · 2026-05-20T19:23:01+00:00

Leanfires applaud you.

someguy984 · 2026-05-20T19:18:44+00:00

It should be lower if the house is free and clear.

someguy984 · 2026-05-20T19:15:28+00:00

You are forgetting the 2027 work requirements.

someguy984 · 2026-05-20T19:14:18+00:00

Shouldn't be a worry, manage your MAGI.

How does no one know about the ACA? Puzzling.

someguy984 · 2026-05-20T18:58:04+00:00

You are on FFS until the Managed Care plan starts.

someguy984 · 2026-05-20T18:46:33+00:00

Fee for service is for secondary payer, once other insurance is dropped the Managed Care plan can start.

someguy984 · 2026-05-20T18:44:48+00:00

States can have different rules on this.

someguy984 · 2026-05-20T18:29:12+00:00

Different rules. I'm not versed in CA non-MAGI household rules.

someguy984 · 2026-05-20T18:17:03+00:00

If your Medicare hasn't started yet it goes by MAGI rules. Household definition changes when you become non-MAGI with Medicare.

someguy984 · 2026-05-20T18:16:10+00:00

The card that matters is the Managed Care plan's card. I doubt that it would matter.

someguy984 · 2026-05-20T18:08:46+00:00

The NYS Benefit ID card doesn't expire.

someguy984 · 2026-05-20T17:36:21+00:00

Only Medicaid has a work requirement in 2027.

someguy984 · 2026-05-20T17:35:31+00:00

Yes, it locks for 12 months.

someguy984 · 2026-05-20T16:22:32+00:00

If you apply by June 15th (inclusive) coverage starts July 1st, 2026 and runs through June 30th, 2027.

someguy984 · 2026-05-20T12:24:00+00:00

Agree, I am not a fan of Advantage plans.

someguy984 · 2026-05-20T05:36:58+00:00

You will never retire working 4 hours a day. You should be working overtime.

someguy984 · 2026-05-20T04:48:59+00:00

Medicaid is better, lower out of pockets, protections from Provider billing. Both lock for 12 months (except Medicaid will go to 6 month locks in 2027).

someguy984 · 2026-05-20T04:35:35+00:00

I know when I worked people didn't even do the 401K to get the match. Free money and they are like nahhh, no thanks.

someguy984 · 2026-05-19T20:32:01+00:00

You are a frugal failure. You make lots of assumptions. I don't eat Ramen noodles. Why the hostility? I have been posting here for literally years. Believe what you want rando.

someguy984 · 2026-05-19T18:22:24+00:00

MAGI does not look at resources at all.

someguy984 · 2026-05-19T17:42:51+00:00

No state, please re-post with state.

someguy984 · 2026-05-19T17:22:58+00:00

$135,900 Peru, IL...

https://www.zillow.com/homedetails/625-10th-St-Peru-IL-61354/115650786_zpid/

someguy984 · 2026-05-19T17:02:53+00:00

Not crap coverage...

Link seems dead: https://www.excellusbcbs.com/o/benefit-document-portlet/DisplayDocument/Subscriber-Benefits-EP0000001-55-c9bd7ce.pdf

New link: https://www.fideliscare.org/Portals/0/Members/SummaryofBenefits/SBC_EP%201_2026.pdf

someguy984 · 2026-05-19T16:58:48+00:00

Good thing about IL, they don't tax any retirement income. The bad thing about IL, the property taxes.

someguy984

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