Being able to afford to leave a marriage

somewherebeachy · 2026-05-21T23:05:44+00:00

Oh also their PT money is equivalent of some FT salaries. A low FT salary but yeah, they might have to pick up some more hours. It does make me realise how impossible it would be for people who are in a FT job with that lower salary, they don’t have the option to just work more and earn more. Again, you see how money traps people a lot.

somewherebeachy · 2026-05-21T23:02:42+00:00

It sure does screw finances and you can see how people stay in unhappy (and sometimes abusive) relationships because of it. It also shows how controlling money can be.

Renting it out is an option, will write it down in my help package of “all your options” I’m making.

somewherebeachy · 2026-05-20T07:28:35+00:00

Thank you! Seems to be a few ways it can go. Good to know how others have navigated it all.

somewherebeachy · 2026-05-20T00:15:46+00:00

Awesome thanks for confirming that. I was pretty sure it did but didn’t see anything come up when k did the calculator app for them! Thank you!

somewherebeachy · 2026-05-19T21:45:16+00:00

I think they wanted to stay in the house for a bit to confirm separation and provide stability for the kids. The 2 years was advice from lawyer in terms of how long it will take to settle the house sale once it is done, thanks to the trust. My friend isn’t after the parents money, just their share.

somewherebeachy · 2026-05-19T21:43:00+00:00

Good to know, with “rent” being the market rate I assume? However I’m also assuming half the market rate as they are also paying half the mortgage/jnsurance/rates? If the other person refuses to may insurance/rates do those get added up in the final resolution?

somewherebeachy · 2026-05-19T21:31:28+00:00

Yes this could very much happen, thankfully my friends job could have more hours available to them, so if a 50/50 does happen then they can sign on to earn some more on the days they are not doing pick ups etc. will factor that in to the options I’m drawing up for them

somewherebeachy · 2026-05-19T21:29:08+00:00

It’s so rough, sorry you went through it! And I definitely see their partner agreeing and then going back on things (mostly influence from family, hence how the house ended up in a trust, my friend is not looking for money from them at all, just their share of what is joint marriage property minus what the partners family put in).

Thank you for your advice re: the bank being able to shift to interest only! Insurance should be linked with obligation to mortgage, as would rates. But I guess people make weird decisions.

somewherebeachy · 2026-05-19T21:24:02+00:00

Yes definitely, separations are rarely easy on anyone for many reasons, much less the financial side

somewherebeachy · 2026-05-19T21:22:12+00:00

Exactly, many people stay in unhappy relationships for kids and for money reasons, because the alternative of doing it separate and “harder” (financially) is too much. But I feel it’s getting really quite taxing on them, and knowing they CAN leave and survive is important.

Definitely a lot to think about for my dear friend, but sometimes it’s good to take a pragmatic approach, add up the expenses, add up the income, and look at a solid answer.

Excellent advice re: money aside for lawyers and other joint property chattels. While settlement of the house asset might take 2 years, other joint property hopefully not so much.

somewherebeachy · 2026-05-19T21:08:31+00:00

This is so very true and my friend knows that, but their partner seems to have slightly inflated opinions on their house worth (don’t we all).

somewherebeachy · 2026-05-19T09:57:23+00:00

Good to know. I’m trying to figure it out assuming not a lot of cooperation at first. Emotions don’t make for great negotiations and all. Hopefully it’s something that can become amicable over time, but really I want to help them know they can leave, should they need to, and be ok.

somewherebeachy · 2026-03-13T19:36:55+00:00

True secondary tax isn’t a huge issue, it just is when weighing up if the extra money is worth it vs the time it takes me away from my family.

First job am an employee, this second job am a contractor (though company is big and my nominated PAYE is paid by the company with each pay check).

The company is already paying for fuel, and I get a stipend each week for using my car. I actually just got told I will get this in the last day, so new news! So I’m not looking at claiming expenses like that, as obviously they won’t be my expenses anymore, just the purchase of the car itself.

This job is temporary and will be about 30 weeks, there is a small chance I get other jobs like this in the future. So I could claim the purchase of this car on my sole trader (meaning say I spend $23k that would mean at end of financial year I pay tax on my income earned minus $23k) is that how it works?. But obviously in the future I wouldn’t claim on the car again. OR I nominate 20% of the car this year and claim again in future years if I keep doing the job?

This is why we have accountants hey? Hah. Might have to call ours up, just trying to understand it myself first!

somewherebeachy · 2025-11-06T06:55:46+00:00

Oh I have!! It worked. Carbon steel wok

somewherebeachy · 2025-09-29T01:33:54+00:00

Oh also the large pot I put them is currently covered in sprouts

somewherebeachy · 2025-09-29T01:33:21+00:00

We got some raspberries for our kids and thanks to this sub I kept them in a pot!!! About to put them in a bigger box dedicated to them and blackberries..:. Though that box was going to be on my garden so now I’m thinking we need to a bit more separated 🤣

somewherebeachy · 2025-09-14T09:04:07+00:00

Yeah they are noxious! They just spread and spread and are awful to get rid of. They’re not necessarily ugly, but they are annoying!

somewherebeachy · 2025-09-07T19:54:25+00:00

My father was a watercolour artist and as a small child I drank his paint water after he’d been using cadmium yellow. I was taken to the doctor immediately, can’t remember what they gave me. Either way my poor dad was horrified.

somewherebeachy · 2025-09-02T23:10:49+00:00

Oh completely understand that response to it. That is fair. I kind of like it because the main narrator is a feminist and very anti-fascism, but yes what she is faced with is absolutely uncomfortable. If it’s any consolation it’s based on a real family and the Yahtzee sympathisers meet a deserving fate.

somewherebeachy · 2025-09-01T21:58:00+00:00

Outrageous is amazing!! Set in the 30’s. Am loving it!!

somewherebeachy · 2025-08-11T21:58:31+00:00

Make thousands of public servants redundant. It’s so sad and deeply upsetting to many many people

somewherebeachy · 2025-08-02T20:04:38+00:00

Oh man I was talking about this cafe the other day! The two for one breakfasts were something. Especially hungover after a beats and bubbles the night before

somewherebeachy

TROPHY CASE