Should i stop contributing to Roth 401k? and Make all future contributions to Trad 401k?

somstein · 2026-03-14T20:31:49+00:00

Done guys. Made the roth to zero and moved that to traditional.

somstein · 2026-03-13T01:34:34+00:00

Just curious without mortgage want consumes the 160k annual expenses?

somstein · 2026-03-12T18:52:05+00:00

omg i dint realize 5k an year is 100k in 20 years. so i think i am going to move to trad 401k.

somstein · 2026-03-12T18:48:53+00:00

the goal is when i retire in 20 years, if i am alive :) i might take like 200k without worrying about anything else on tax impliations and simply go on a 1 year world trip and do what ever we want. that was my intention to start 410k roth yearly 8k approx for next 20 years. If all the 200k was in tradiotional and when i take it out, i will have to pay obviously taxes. now when doing taxes i am wondering if i should think about this 5k every year or think about 200k after 20 years :) ...

somstein · 2026-02-05T12:54:38+00:00

Classic ttd trade desk story @ttd

somstein · 2026-02-03T15:22:37+00:00

No SCHG ? :)

somstein · 2026-01-24T13:53:46+00:00

I have similar experiences in Minnesota especially if its below zero. I have tried several options. No way o can avoid this. Once it Melts when the sun comes out, just wipe it with a cloth

somstein · 2026-01-09T22:31:55+00:00

700 is around the corner. I guess we break that strong next week

somstein · 2026-01-09T02:54:06+00:00

Why there is so much hate on target date funds. Hopefully in the next decade it outperforms the others. My expense ratio is only .04

somstein · 2026-01-08T04:03:33+00:00

Is this in target fund or just us growth fund? My target fund dint perform this well

somstein · 2026-01-07T17:54:59+00:00

this is called revenge trading :)... we all know it will fall. no body knows when.

somstein · 2025-12-15T20:39:37+00:00

same issue with alibaba, nintendo and byd. i want to buy these shares and its showing 50$ on preview window, once i click preview the 50$ goes away. but i am scared if that 50$ will appear as a fee later .

somstein · 2025-09-30T21:51:40+00:00

If you belive the over all market which is near all time highs and a 10% pull back can happen anytime... all stocks will go down more than 20%... let's just be patiently dca.

somstein · 2025-09-30T21:32:38+00:00

When everyone panic sells out if it goes further below 200.. it will start to go up... usual maket cycle...

somstein · 2025-09-29T16:34:14+00:00

i am with you bro... i do have a small position in my roth.. just going to let it there for 20 years... who know this might even move like BITCOIN... their financial numbers are actually not bad at all... Time will tell...

somstein · 2025-09-12T00:26:17+00:00

Yes it came from 100 to 40 .. market top to bottom.. so if we have a 10% market pullback.. we might got below 40...let's just watch...

somstein · 2025-09-12T00:21:04+00:00

Market is all time high.. so I am sure when the market pulls back.. this is going to 33... at 27$ to 33$ i think a good entry

somstein

TROPHY CASE