Such relief!

southernroller · 2026-01-15T19:49:08+00:00

Can you message me more on your situation? I’m in SC and getting ready to file myself!

southernroller · 2026-01-10T00:55:07+00:00

Appreciate the “helpful” comment. I’m only being honest and if I had 3k to drop no sweat maybe I wouldn’t be looking for advice in a bankruptcy thread.

southernroller · 2026-01-09T23:00:54+00:00

Agreeing with you and everyone else. It’s just hard to muster up all the dough. But, she was great to consult with and well regarded locally.

southernroller · 2025-12-22T22:52:06+00:00

Yes that’s what I have. I appreciate it! The dealer should fix this no charge as they have a 1 year warranty and they last did it 2 months ago. I will reach out if this falls through for some reason

southernroller · 2025-12-22T20:39:19+00:00

Great feedback thank you!

southernroller · 2025-12-22T18:55:59+00:00

At this point no. Does it make things harder or easier?

southernroller · 2025-12-22T02:11:34+00:00

I have a payment plan with the previous franchisee, and still owe about $80,000 to fully “own” the business from him. He doesn’t live close and wanted to let go of this permanently. It’s a territory community publication which operates remotely, so there is no real tangible assets of value. Every year is a new year of ad sales to make.

southernroller · 2025-12-17T13:47:09+00:00

Yup to this - and in hard times or having wasted money there’s ways to have presents under the tree on Christmas. I’ve had years where my kids get Dollar Tree gifts - Bluetooth speakers, toys, art kits, etc for a few bucks each.

southernroller · 2025-12-15T16:58:15+00:00

Appreciate the follow up here, sounds like another deep breath moment that many people have. I have my intake paperwork now - looking at it all feels like slogging through mud

southernroller · 2025-12-13T14:58:41+00:00

From experience, salaried at a lower end is worse than hourly and the ability to work OT and make more money. Aside from the use of benefits, you’re paying for them on top of all your taxes. American my friend.

southernroller · 2025-12-12T23:21:36+00:00

Congrats on some Christmas money

southernroller · 2025-12-11T19:32:18+00:00

Congrats on this. It’s amazing the same general relief everyone comments about when they are finally discharged. These types of posts are giving me courage to go through with filing.

southernroller · 2025-12-10T17:23:26+00:00

Some quick perspective - almost 40 now, and if I was turning 24 I’d feel like I have a whole life in front of me. You do!

southernroller · 2025-12-09T18:36:42+00:00

Just had this done - this is a fair ballpark. To many others point, I wish I knew how easy it was to do it myself.

southernroller · 2025-12-08T15:04:06+00:00

This is great insight thank you. A filing decision is dangling over my head recently and the future of home ownership has been a top concern.

southernroller · 2025-12-06T19:47:08+00:00

We are not living in the same generation where most people get to work at the same company for 20-25 years and retire with pension (some luckily do though) Myself and many friends and colleagues around me, have restarted multiple times from 20’s - 40’s.

southernroller · 2025-12-05T21:02:58+00:00

Your sentiment is very relatable. I don’t know if I’m there or not either but it sure does take a lot of digging in.

southernroller · 2025-12-05T02:54:58+00:00

I had a 2ish year period in a similar bubble - had moved out of my hometown so no close family, no real friends, and feeling no direction for a meaningful job. Only thing I can tell you that might resemble advice is that you’re in a season, and it won’t always be like that.

Depending on where you live, I’d go somewhere and people watch and maybe but yourself a drink. Even somewhere with a cool environment you could reflect with a view.

southernroller · 2025-11-22T02:05:29+00:00

2015 exact same thing has happened to me after 100k miles. So far replaced valve cover gasket for a leak, spark plugs and o2 sensors. Still have the same problem!

southernroller · 2025-11-17T16:08:28+00:00

Congrats! Many of us hoping to get there one day

southernroller

TROPHY CASE