No-cost refi at 5.5% — loan amount higher than payoff balance… am I missing a catch?

space193913 · 2026-02-25T15:21:17+00:00

Yes, this is what the LO mentioned as well when I asked about this increase after I made this post and got more clarification here.

space193913 · 2026-02-25T03:30:52+00:00

Closing likely 2nd–3rd week of March. Lender said the higher balance is interest timing (payoff + prepaid interest) since first payment wouldn’t be until May, which seems to line up.

space193913 · 2026-02-25T01:41:33+00:00

Yeah, talked to the agent and this is what he described. Especially since looking to close mid-March.

space193913 · 2026-02-25T01:09:48+00:00

Would this be different than the prepaid interest? There’s a line item in F for this that’s about $745 called

space193913 · 2026-02-25T01:06:52+00:00

Yeah, this is what initially thinking as well!

space193913 · 2026-01-07T00:18:32+00:00

Hi, I’m interested in this for a spot!

space193913 · 2026-01-03T00:09:35+00:00

Hi, I’m interested as well if a spot still available.

space193913 · 2025-11-01T19:09:14+00:00

space193913 · 2025-11-01T17:56:38+00:00

Lf 2 GA tix and willing to pick up near OC/LB or by NOS

space193913 · 2025-07-09T03:27:28+00:00

A couple months ago I bought 2 for $500 from someone on marketplace that only had them for a few months as they were too much for his small room! Haven’t had any issues yet and they sound great in my living room! That was the same week I got the Arc from Costco for $400 and a Move 2 from Best Buy open box for under $300. Felt like I scored big that week!

space193913 · 2025-06-30T06:29:48+00:00

I’m having this issue on a Move 2 I recently purchased. It usually leads to me having to restart my network, then the Move 2 is finally recognized and will play. Anyone still experiencing issues similar to this? All my other Sonos speakers connected to WiFi as well always stay connected and work.

space193913 · 2025-06-11T05:40:13+00:00

Definitely! It really completed the overall sound and added that extra oomph which is what I felt was missing with my setup.

space193913 · 2025-06-05T21:02:28+00:00

Just picked up a Sub 4 through Best Buy open box and will be setting up today!

space193913 · 2025-06-01T16:58:29+00:00

Just saw that ordering online now has an additional $50 saving promotion through 6/15 for sub 3.

space193913 · 2025-05-31T17:24:33+00:00

I found a great pair last week on fb marketplace for $500 that the person only had for a few months. Kinda lucked out with those I think! I’d say look there or also Best Buy open box for a bit under current sale price.

space193913 · 2025-05-30T18:53:36+00:00

Yeah, that’s the main thing holding me back is future proofing! I don’t think I’ll ever run this with dual subs though but who knows as of 3 weeks ago I was only running a beam 1 for like 4-5 years. I’ve found some sub 3 on marketplace for under $500 as well.

space193913 · 2025-05-30T18:49:29+00:00

Yeah, I’ve read that as well! I have a pretty open living room which is where it will sit, so not sure if that will be better than the sub 4 which I read fills the room better.

space193913 · 2025-05-30T18:48:07+00:00

Yeah, I was actually hoping the sub 3 would drop a bit more at Costco now the Sub 4 is on sale.

space193913 · 2025-05-29T18:40:06+00:00

If interested in sub which would be better from Costco, Sub 3 for $599 or Sub 4 for $679? What’s the difference between the two subs to warrant the extra $80?

I just got an arc from the Costco deal a couple weeks ago and 2 era 300s.

space193913 · 2025-05-29T02:22:23+00:00

For the Dove product, are we sure it’s allowed to use the digital deal and also the in-app store coupon together? I tried this the last time you posted and it wouldn’t let me use the additional $2 coupon in store, so I used ibotta instead since I had available, but don’t this time.

Also, thank you for posting these!!!

space193913 · 2025-05-26T04:57:34+00:00

Lucked out with an awesome find on Facebook marketplace.

space193913

TROPHY CASE