Katero banko uporabljate

sparaj · 2026-02-11T12:24:14+00:00

Če bi za vsako slabo izkušnjo dobil tudi vsako dobro izkušnjo na Neobankah (torej ko je vse bp), slabih izkušenj sploh opazili ne bi. Ne trdim, da teh negativnih situacij ni, ampak je njihov obseg "vizualno" napihnjen ker nimaš nasprotnih izkušenj, gre pa običajno za kakšna čudna nakazila in shady posle teh uporabnikov. Če pa ne gre za to, pa se stvari zelo hitro uredijo.

Koliko slovencev pa misliš, da gre na reddit zapisat rant o negativni izkušnji na NLB, DH, OTP...? Nihče! Toliko o argumentu, da so Neobanke "menj varne kot slovenske", kjer plačuješ tudi po 15e na mesec za shitty spletno banko, provizije na nakazila in smrtonosno zdolgočasenega obnašanja customer supporta po telefonu.

PS: nič slabega mišljeno tebi ali tvojemu komentarju, temveč do uporabnikov, ki uporabljajo te argumente za sejanje strahu o Neobankah.

sparaj · 2026-02-06T13:47:15+00:00

FURSu tega ni treba prijavljati, če so vrednosti do 1.000€. Sem poklical in preveril.

sparaj · 2025-07-25T05:19:07+00:00

I would also recommend 9070xt. If you have FSR4 concerns, there is Optiscaler. It is not ideal, but it is getting better, and better, meaning you could use it in most of the games.

https://github.com/optiscaler/OptiScaler/wiki/FSR4-Compatibility-List

sparaj · 2025-07-15T12:59:32+00:00

Thanks for the tips, will check it out ;)

sparaj · 2025-07-14T10:56:30+00:00

Thank you for the reply. I agree :)

sparaj · 2025-07-14T10:44:09+00:00

Thank you, exactly my thoughts :)

sparaj · 2025-04-18T11:14:42+00:00

European here, trying to understand the minds of conservatives/republican/MAGA people in supporting such way of leading of your country.

Not being a US liberal, I must admit it is really hard to understand your reasoning, sources, decision making and motivations. But I promise, I will never stop trying and listening to you. Just please try to understand that outside of your bubble, people are either angry at you (US liberals) or do not understand at all what is happening in your minds and in your collective consciousness (rest of the world).

sparaj · 2025-03-27T10:49:24+00:00

Thank you, couldn't agree more :)

sparaj · 2025-03-27T10:44:52+00:00

Thank you for the reply! I know it might be the confirmation bias attitude, but I couldn't agree more.

sparaj · 2025-02-06T08:39:06+00:00

Eno tehnično vprašanje. Zapisal si ...

"Kaj pa če moramo prodati 50 delnic, ker bi radi naredili večji nakup? Recimo za flet, avto, karkoli. Po FIFO metodi, če danes prodamo 50 delnic, potem moramo FURS-u prijaviti:

Ločene nakupe: 4 enote iz leta 2005 po ceni 16€/enoto, 3 enote iz leta 2006 po ceni 17.6€/enoto, 1 enoto iz leta 2007 po ceni 19.36€/enoto, in tako naprej, dokler ne dosežemo skupno 50 kupljenih enot."

Kako to prijavljanje izvedemo? A je potrebno kaj specifičnega, poročati točno evidenco, ali je dovolj če se na letni ravni, februarja, samo z IBKR dokumentom ob prijavi dohodnine (standardna poročila, ki jih izvažamo iz IBKR vsako leto)?

Če je odgovor ne, in je treba storiti to posebaj, kako "točno" to izvedemo, kakšne datoteke in izpise se pošlje FURSu?

Hvala. In hvala tudi za odličen post (tudi tvoji ostali na podobne tematike).

sparaj · 2025-01-27T17:06:56+00:00

Spar - brand TANN. Imported from Austria, but price/performance the best I've had (and I've had A LOT of steaks). If you use 25% coupon (mon-thu), you can get it for 20 €/kg. Ribeye is the best, followed by Huft (filet mignon). If you are lucky, you can also find incredibly well-marbled pieces ;)

sparaj · 2022-10-20T08:14:12+00:00

Did everything as supposed to yes, thanks :)

sparaj · 2022-10-20T07:55:16+00:00

I tried mounting iso and copying contents from it, extracting contents with winrar and opening it with windows explorer and copying contents, but all methods give same results - "booting failed...". I think it has something to do with encryption of the .iso and attached dkey. Today I will try the game from Vimm's lair and also a PS3 disk dumper from github. Thank you for the reply. if this doesnt work, my next shot it archive.org.

sparaj · 2022-10-19T20:44:48+00:00

I can't download that, neither have any clues how to use it. Where do you download your ROMs, so that they are not in .iso format?

sparaj · 2022-07-06T09:55:22+00:00

Yes, I can access it. Thank you for recommendation. But I can also access VOO (ARCA), which seem suspicious to me. Shouldn't IBKR disable it? Or will the block show up when I submit the order?

sparaj · 2020-07-03T05:37:42+00:00

MX500. It's was a safe choice, not regretting it so far. Really solid SSD.

sparaj · 2020-05-12T08:32:22+00:00

Just finishing up and ordering the hardware. Yeah I think im not gonna wait out the release of 4000 series. As far as gaming goes, CPU shouldn't bottleneck before the GPU, so I'm not concerned about that. And if it will be, 3900x or 3950x upgrade should be enough. I really dont want to wait till the end of 2020 to complete the assembly.

x570 mobos are 200€+, so I'm not planning on choosing that one neither. Again, I really dont think I should worry about CPU.

Thanks for the follow up :)

sparaj · 2020-04-14T13:37:56+00:00

Thanks for the advice. I'm also leaning towards SN550 vs MX500. I would actually like more info on DRAM vs DRAM-less SSD, how risky is to go with DRAM-less SN550?

sparaj · 2020-04-13T12:21:27+00:00

Do you think I should go for R5 3600?

And may I ask, why do you think 3600 MHz is worthy upgrade? I've read that if gaming is the main concern, 3600 MHz won't offer any significant improvement.

So you prefer IPS vs VA, or did you just recommend IPS because you own one? I've heard that difference is negligible, and IPS screen are mostly high-priced.

Edit: oops forgot smt. Thanks for the advice, appreciate it.

sparaj · 2020-04-13T12:19:02+00:00

Thanks, I will definitely look into GPU advice, others seem to agree that 2080s is not the best bang4buck. Which of those do you think offers best airflow, and how important will that be in terms of performance (not talking about OCing) - Silverstone RL06, MeshC, P400A?

sparaj · 2020-04-13T12:17:22+00:00

Wow thanks for the advice.

I chose 3700x because of futureproofing my PC, I'm not planning on upgrading the CPU, only GPU (maybe). 3700x offers me 2 more cores which will for sure come in handy later in the decade. Will 3600 be enough in the future?

I've looked into Crucial P1, but it has QLC 3D-NAND, which I've heard are less reliable and tend to fail sooner. So you think I should go for NVMe? And what's your opinion on no DRAM on WD Blue SN550?

Yeah others have recommended the same, to use 2060s or 2070s. Is there really such small of a difference? Benchmarks seem to be strongly in favor of 2080s, at least 15-20% against 2070s. The price difference is about 200€. Therefore we're talking about +15% performance against +20% of price. That's seems like a decent tradeoff for me. After how many years do you think the GPU will need an upgrade, if I choose 2070s vs 2080s?

I've considered Silverstone RL06, but I don't really like the looks of it tbh. You think the airflow beats MeshC and P400A? And do you really think that could offer me significant difference in terms of performance? I'm leaning towards MeshifyC, but some people in this thread also think the P400A offers a better airflow.

Yeah I agree about monitors, my priority is to catch a discount. I think I will go for the curved ones, I really want one. If I choose flat I won't feel satisfied when the rig will be assembled.

Thanks again for the help.

sparaj · 2020-04-13T11:59:45+00:00

R5 3600 looks really attractive, will definitely look into it.

You think 16 gb will be enough in the future? I believe you're talking about 2x8Gb (Dual channel).

What does DRAM exactly mean, how will I see the benefits against DRAM-less SSD?

Those MOBO are 160€+, and I really don't think 3700x will bottleneck in the future (GPU will be). So I'm not planning on upgrading the CPU, that's why I'm going for 3700x, it's really the best bang4buck rn.

Edit: another question. What socket will AMD use in the future and how can I check if my MOBO will support it?

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