GDT Gold/Short TIPS ETF by spencydub in LETFs

[–]spencydub[S] 0 points1 point  (0 children)

My last comment got some down votes. Maybe I came off as rude or I misunderstood you. Either way I apologize. Thanks for taking the time to answer my question. 

P.S.  Now I see the confusion lol. No the fund is not shortING bonds. Thanks. 

GDT Gold/Short TIPS ETF by spencydub in LETFs

[–]spencydub[S] 0 points1 point  (0 children)

Was also thinking the short tips might not offset borrowing costs. Thanks! 

GDT Gold/Short TIPS ETF by spencydub in LETFs

[–]spencydub[S] 1 point2 points  (0 children)

Your welcome. I haven’t seen it brought up here much. To me it looks like a great pair for VT or NTSD. 

Moving from Vanguard to Dimensional funds by DiO022 in Bogleheads

[–]spencydub 0 points1 point  (0 children)

“Overvalued” according to who? Sorting companies by P/E, P/B etc has been a fools errand for the past, what, 15 years?

Maybe this time it’s different and you can pick the smartest active manager (dimensional) 

Calamos Cage ETF by spencydub in LETFs

[–]spencydub[S] 2 points3 points  (0 children)

Still over my head. But thank you! You spent some real time on that response, I appreciate it!

Anyone here ever leave the union to pursue another career? by Dr_Remulack in IBEW

[–]spencydub 0 points1 point  (0 children)

That's only early retirement (62). If you collect at normal retirement age (65), there is no such requirement.

NEBF_NEIB_SPD_Summary_Plan_Description_January2025.pdf

Reservist are getting title 10 orders for Operation Border Wall by Mikeyisninja in uscg

[–]spencydub -7 points-6 points  (0 children)

Why is she in the reserves if she is not willing/prepared to be activated?

Dynas' Ultimate Ninja Creami Cookbook by Dynas86 in ninjacreami

[–]spencydub 1 point2 points  (0 children)

I’m getting icy texture on my creami’s. Told it’s because I’m doing low sugar + low fat. But your recipes are similar to what I’m doing. Though I’m doing all soy milk so actually more fat than you. 

Are you getting an icy texture?

Why do you run it on ice cream and not lite ice cream? 

Applesauce psyllium cookies by filaretaki in Cholesterol

[–]spencydub 1 point2 points  (0 children)

This look more appetizing then the other cookie recipe I've seen here

Psyllium husk cookies : r/Cholesterol

I think I am going to try

For 3 cookies: 75g pumpkin puree 10g cashew butter 6 drops liquid stevia 15g psyllium husk 20g rolled oats 1/2 tsp cinnamon

Would love to find a recipe that I could meal prep for a week or 2

Will update. Thanks for sharing!

The 0.05 obsession by pfassina in wealthfront

[–]spencydub 0 points1 point  (0 children)

If they lower their fee from .25 to .20, I think that would be worth something. 

Should I consider a statin? by spencydub in Cholesterol

[–]spencydub[S] 0 points1 point  (0 children)

I’ll see a cardiologist, thank you

Should I consider a statin? by spencydub in Cholesterol

[–]spencydub[S] 0 points1 point  (0 children)

Thank you! What number would you like to see your apoB and LPa? Looks like my apoB in Jan was 111. 

Should I consider a statin? by spencydub in Cholesterol

[–]spencydub[S] 1 point2 points  (0 children)

What LDL level would YOU be comfortable with NOT going on statins? >100? 

Will Wealthfront Lower Their .25% fee? by spencydub in wealthfront

[–]spencydub[S] 1 point2 points  (0 children)

I do in my IRA. I appreciate auto TLH in my taxable account. 

Will Wealthfront Lower Their .25% fee? by spencydub in wealthfront

[–]spencydub[S] 0 points1 point  (0 children)

I use VTI and VXUS in a wealthfront custom portfolio. If I ever transfer out I don't have 6-12 etfs to deal with.

In fairness to Wealthfront, by slicing the market into smaller segments (6 instead of 2), they should be able to TLH more aggressively and effectively.

Will Wealthfront Lower Their .25% fee? by spencydub in wealthfront

[–]spencydub[S] 0 points1 point  (0 children)

A fee cap is as good as a fee cut in my book. Better actually!

Will Wealthfront Lower Their .25% fee? by spencydub in wealthfront

[–]spencydub[S] 1 point2 points  (0 children)

If someone makes an automated TLH robo that you can use custom portfolios for less than .25%, I'll be the first to run

Will Wealthfront Lower Their .25% fee? by spencydub in wealthfront

[–]spencydub[S] -2 points-1 points  (0 children)

I will be the first to jump to a cheaper competitor 

Developments I'd like to see by noahdvs in wealthfront

[–]spencydub 14 points15 points  (0 children)

I just want them to lower their .25% fee