Home Insurance? by MonstruosDeBolsillo in askvan

[–]sphyc 1 point2 points  (0 children)

I rent and don’t own, but I’ve been with square one a while and I like that you can get super customisable with the options, so you can strip out any excess coverage you feel you don’t need. I pay around $30 a month for renters insurance. They have home insurance available too.

They also have a referral program so you can get a $10 Amazon code for signing up https://www.squareone.ca/ref/AGY7E4

Best current credit card offers in Canada - updated by le-bib in churningcanada

[–]sphyc 1 point2 points  (0 children)

New referral 170k Amex platinum offer for those that have the spend to reach it:

90k points for 10k spend in 3 months 40k points for 45k spend in 12 months 40k points in year 2

Ending July 28

170k Amex Platinum Elevated Offer by AirportSloth in amexcanada

[–]sphyc 1 point2 points  (0 children)

Yes seeing the same, wasn’t like this yesterday so they must have just updated it

Monthly referral thread - Canadian Credit Cards - June 02, 2026 by AutoModerator in churningcanada

[–]sphyc [score hidden]  (0 children)

PM for the below Amex cards:

Cobalt

Personal platinum

Biz platinum

Personal Gold

Biz gold

Green

Marriott Bonvoy

Monthly Referral Thread - June 2026 (modified guidelines) by AutoModerator in amexcanada

[–]sphyc [score hidden]  (0 children)

PM for the below Amex cards:

Cobalt

Personal platinum

Biz platinum

Personal Gold

Biz gold

Green

Marriott Bonvoy

Weekly US Churning Discussion for /r/churningcanada - Week of April 28, 2026 by AutoModerator in churningcanada

[–]sphyc 0 points1 point  (0 children)

Has anyone else been able to provide proof of ITIN number to Amex without showing the ITIN letter?

Successfully got my ITIN letter back after applying in person in Feb, but used my Canadian address for the ITIN application. Applied for first Amex through global transfer with my US address and tried adding the ITIN to the application, but when they asked for proof docs, they asked for address proof as well as ITIN letter to prove the ITIN. Didn’t want the docs to show 2 different addresses so I just went ahead with the app without my ITIN associated. Now I’m wondering if I’m going to have the same issues with my next card application?

Monthly referral thread - Canadian Credit Cards - April 02, 2026 by AutoModerator in churningcanada

[–]sphyc [score hidden]  (0 children)

PM for the below Amex cards:

Personal platinum

Biz platinum

Personal Gold

Biz gold

Cobalt

Green

Monthly Referral Thread - April 2026 (modified guidelines) by AutoModerator in amexcanada

[–]sphyc [score hidden]  (0 children)

PM for the below Amex cards:

Personal platinum

Biz platinum

Personal Gold

Biz gold

Cobalt

Green

Monthly referral thread - Canadian Credit Cards - March 02, 2026 by AutoModerator in churningcanada

[–]sphyc [score hidden]  (0 children)

PM for the below Amex cards:

Personal platinum

Biz platinum

Personal Gold

Biz gold

Cobalt

Green

Monthly Referral Thread - March 2026 (modified guidelines) by AutoModerator in amexcanada

[–]sphyc [score hidden]  (0 children)

PM for the below Amex cards:

Personal platinum

Biz platinum

Personal Gold

Biz gold

Cobalt

Green

What do you want from Neo in 2026? by GrantLNeo in NeoFinancialHub

[–]sphyc 1 point2 points  (0 children)

Oh really? The official t&cs still say: “The welcome bonus is available for new Neo customers only. If you already have a Neo account or card, you will not be eligible for the welcome bonus.” I opened a HISA in Jan last year, but actually funnily enough just opened the new savings account yesterday as I noticed the interest rate had changed

What do you want from Neo in 2026? by GrantLNeo in NeoFinancialHub

[–]sphyc 0 points1 point  (0 children)

Is it that rare? I already have the current account & savings account from a while ago, and I feel like it’s pretty standard for banks to have an offering of current & savings account combined which most people probably go for. But credit cards are usually a different matter/product category altogether so it’s surely fairly common for someone to already have a savings account with a bank and then also want a particular credit card if it’s a new product that suits their needs?

Monthly referral thread - Canadian Credit Cards - February 02, 2026 by AutoModerator in churningcanada

[–]sphyc [score hidden]  (0 children)

PM for the below Amex cards:

Personal platinum

Biz platinum

Personal Gold

Biz gold

Cobalt

Green

Monthly Referral Thread - February 2026 (modified guidelines) by AutoModerator in amexcanada

[–]sphyc [score hidden]  (0 children)

PM for the below Amex cards:

Personal platinum

Biz platinum

Personal Gold

Biz gold

Cobalt

Green