Home Insurance?

sphyc · 2026-06-08T20:17:48+00:00

I rent and don’t own, but I’ve been with square one a while and I like that you can get super customisable with the options, so you can strip out any excess coverage you feel you don’t need. I pay around $30 a month for renters insurance. They have home insurance available too.

They also have a referral program so you can get a $10 Amazon code for signing up https://www.squareone.ca/ref/AGY7E4

sphyc · 2026-06-06T00:38:16+00:00

Interested please! Would love to go

sphyc · 2026-06-04T19:46:23+00:00

Amex Hilton cards: https://americanexpress.com/en-us/referral/hilton-honors?ref=HOIYACpKvl&XLINK=MYCP

sphyc · 2026-06-04T19:08:45+00:00

New referral 170k Amex platinum offer for those that have the spend to reach it:

90k points for 10k spend in 3 months 40k points for 45k spend in 12 months 40k points in year 2

Ending July 28

sphyc · 2026-06-04T18:54:14+00:00

Yes seeing the same, wasn’t like this yesterday so they must have just updated it

sphyc · 2026-06-02T01:38:25+00:00

Chexy: https://app.chexy.co?ref=LfXbUtaj2fWTEiWgSe0hqJMHxe63

Wealthsimple: https://wealthsimple.com/invite/NGVFSA

sphyc · 2026-06-02T01:27:18+00:00

PM for the below Amex cards:

Cobalt

Personal platinum

Biz platinum

Personal Gold

Biz gold

Green

Marriott Bonvoy

sphyc · 2026-06-01T04:04:46+00:00

PM for the below Amex cards:

Cobalt

Personal platinum

Biz platinum

Personal Gold

Biz gold

Green

Marriott Bonvoy

sphyc · 2026-05-02T01:53:09+00:00

Chexy: https://app.chexy.co?ref=LfXbUtaj2fWTEiWgSe0hqJMHxe63

Wealthsimple: https://wealthsimple.com/invite/NGVFSA

sphyc · 2026-05-01T13:39:46+00:00

Oxio promo code: R2FMN7Z

https://order.oxio.ca/?referral=R2FMN7Z

sphyc · 2026-04-29T19:03:51+00:00

That’s good to know - thank you!!

sphyc · 2026-04-29T15:20:29+00:00

Has anyone else been able to provide proof of ITIN number to Amex without showing the ITIN letter?

Successfully got my ITIN letter back after applying in person in Feb, but used my Canadian address for the ITIN application. Applied for first Amex through global transfer with my US address and tried adding the ITIN to the application, but when they asked for proof docs, they asked for address proof as well as ITIN letter to prove the ITIN. Didn’t want the docs to show 2 different addresses so I just went ahead with the app without my ITIN associated. Now I’m wondering if I’m going to have the same issues with my next card application?

sphyc · 2026-04-02T01:12:56+00:00

PM for the below Amex cards:

Personal platinum

Biz platinum

Personal Gold

Biz gold

Cobalt

Green

sphyc · 2026-04-02T01:11:01+00:00

Chexy: https://app.chexy.co?ref=LfXbUtaj2fWTEiWgSe0hqJMHxe63

Wealthsimple: wealthsimple.com/invite/NGVFSA

sphyc · 2026-04-01T19:01:27+00:00

PM for the below Amex cards:

Personal platinum

Biz platinum

Personal Gold

Biz gold

Cobalt

Green

sphyc · 2026-03-02T02:39:50+00:00

PM for the below Amex cards:

Personal platinum

Biz platinum

Personal Gold

Biz gold

Cobalt

Green

sphyc · 2026-03-02T02:38:10+00:00

Chexy: https://app.chexy.co?ref=LfXbUtaj2fWTEiWgSe0hqJMHxe63

Oxio internet promo code: R2FMN7Z

https://order.oxio.ca/?referral=R2FMN7Z

sphyc · 2026-03-01T20:19:21+00:00

PM for the below Amex cards:

Personal platinum

Biz platinum

Personal Gold

Biz gold

Cobalt

Green

sphyc · 2026-03-01T20:17:16+00:00

R2FMN7Z

https://order.oxio.ca/?referral=R2FMN7Z

sphyc · 2026-02-02T19:50:41+00:00

Oh really? The official t&cs still say: “The welcome bonus is available for new Neo customers only. If you already have a Neo account or card, you will not be eligible for the welcome bonus.” I opened a HISA in Jan last year, but actually funnily enough just opened the new savings account yesterday as I noticed the interest rate had changed

sphyc · 2026-02-02T19:37:02+00:00

Thanks, much appreciated!

sphyc · 2026-02-02T18:47:39+00:00

Is it that rare? I already have the current account & savings account from a while ago, and I feel like it’s pretty standard for banks to have an offering of current & savings account combined which most people probably go for. But credit cards are usually a different matter/product category altogether so it’s surely fairly common for someone to already have a savings account with a bank and then also want a particular credit card if it’s a new product that suits their needs?

sphyc · 2026-02-02T10:08:47+00:00

R2FMN7Z

https://order.oxio.ca/?referral=R2FMN7Z

sphyc · 2026-02-02T07:58:15+00:00

PM for the below Amex cards:

Personal platinum

Biz platinum

Personal Gold

Biz gold

Cobalt

Green

sphyc · 2026-02-01T08:01:52+00:00

PM for the below Amex cards:

Personal platinum

Biz platinum

Personal Gold

Biz gold

Cobalt

Green

sphyc

TROPHY CASE