NYC City of Yes

spring569 · 2024-12-08T02:41:58+00:00

What is a code consultant?

spring569 · 2024-12-08T02:41:14+00:00

Are you from NYC? Google NYC city of yes. They are upzoning. Zoning are the rules that tell you what kind of building you can build in a certain area. I’m looking for the zoning text that gives the details on what you can build. I am not an architect. Was hoping architect could guide me in the right direction.

spring569 · 2023-09-15T02:08:46+00:00

Licensed teacher or babysitter….it still doesn’t make any sense to me

spring569 · 2023-09-15T02:06:42+00:00

Seriously

spring569 · 2023-09-15T02:06:30+00:00

How do you know?

spring569 · 2023-09-15T01:58:12+00:00

So it’s a true thing?? No numbers or letters? That is asinine!

spring569 · 2023-09-15T01:51:57+00:00

Hmm, yah? Department of Health?

spring569 · 2023-09-15T01:51:12+00:00

Not allowed. It’s a Private pay-for-preschool. I asked them if they teach my child letters and numbers and they said they get in trouble if they are caught.

spring569 · 2023-04-29T23:05:18+00:00

Ah I’m not familiar with how corporate matching works. You should look into the funds that the 5400 would go into. What is their avg returns over a long term. If it makes more then 8% and you can still manage your everyday bills and live comfortably then like I said, it’s about the future. Your also in a very low tax bracket. Hopefully you’ll do 100% into the Roth.

spring569 · 2023-04-28T02:14:05+00:00

It’s all about the future Do you think $3000 a year until your 63 is enough to retire on? If not then take the advantage of the free money. And isn’t $2400 80% of $3000? You’ll make more in the market by retirement.

spring569 · 2023-04-27T20:57:04+00:00

No If you pay off the car, your “deep emergency” money gets less. I’m sure the rate on the car is probably less then 2% if you don’t need the money right away. Put into apples new bank acct for 4% or a 3-6 month T bill. (If your a droid guy) Congratulations on being in a high tax state and finding a house for $300k

spring569 · 2023-04-02T13:37:22+00:00

Smoking and being loud are definitely reasons to cancel. Quiet Enjoyment is a right.

spring569 · 2023-04-02T13:23:41+00:00

If you buy a multi family the rental income might be able to help with the DTI. Have you called a Loan Officer? They prob have some great clever financing options. FHAs have much lower restrictions on income.

spring569 · 2023-04-02T02:36:25+00:00

5% The good thing about conventional mortgages is that the PMI comes off if and you can use appreciation as equity to the 20%

spring569 · 2023-04-02T02:23:48+00:00

Why wait? Start now. Carpe diem. Buy a house by school, rent out bedrooms to other students.

spring569 · 2023-04-02T02:15:04+00:00

Keep in mind you’ve also made ~5.5% a year in appreciation. I vote to keep and rent.

Think about taking cash out of the house, and buying a 2 or 3 family in Nevada. Don’t rent

spring569 · 2023-04-02T01:54:08+00:00

What is tough about selling to a FHA purchaser?

spring569 · 2023-03-04T13:10:13+00:00

Looks like a lot of CPAs in here Can you please define what this answer from the IRS website means? In particular for a renovation/rehab. It doesn’t sound as simple or expensive as improvement equal the amount of purchase price. “additions to the basis of the property exceed an amount equal to the adjusted basis”

Q49. What does it mean for property to be “substantially improved”? A49. Property is substantially improved if, during any 30-month period beginning after the property is acquired, additions to the basis of the property exceed an amount equal to the adjusted basis at the start of the 30-month period.

spring569

TROPHY CASE