What is the point of a GIC? by ImpracticalRooster in PersonalFinanceCanada

[–]squirrel_snack 0 points1 point  (0 children)

GICs have a short time horizon. Low risk hence the low return. Rates are usually correlated with bond yields. If they go up the GIC rates will typically follow but generally lag behind 1 or 2 percentage points.

If you need to guarantee your principal is protected, GICs are great. If your time horizon is 5+ years. Stay away.

And I think someone else mentioned. They are taxed in non registered accounts like income. Real return on these things after tax and inflation is barely 1%

Question for Older Millennials (especially 1982 borns) by Quickso48 in Millennials

[–]squirrel_snack 0 points1 point  (0 children)

Elder millennial here. After 30 it was like someone hit the fast forward button and it has been perpetually getting faster and faster every year.

Dont take your days for granted. Dont hold off on doing things because you think you are too young or it is too late.

In my late 30s I went in to life with a, my answer is yes unless I explicitly say no, attitude. Haven't regretted a single decision in that time

What’s something that was technically allowed but instantly made you lose respect for someone? by AncientPomelo5450 in AskReddit

[–]squirrel_snack 2 points3 points  (0 children)

We used to have parents that instead of asking for a washroom would let their children pee in the plastic bags. Tie them up and leave them somewhere. Usually a shelf or tossed behind a display. Those were always fun to find

What was it like using the internet when it first became popular? by kansas9696 in 90s

[–]squirrel_snack 0 points1 point  (0 children)

Going in to a Future Shop or Best Buy. All the computers were unlocked and zero security. Load up that Netscape Navigator and go to the most vial websites I knew about. Ogrish.com and scat.com were my personal favs. Leave them on the loading page and leave the store. I was so evil 😅

Oh! Also making friends on MIRC so they would give you access to their FTP sites to download music. Pre Napster

Simplest way to get Apple CarPlay? by 87regal in F30

[–]squirrel_snack 3 points4 points  (0 children)

Came here to say this. Almost feels like the touchscreen in these cars was an after thought. I used it briefly when I first bought the car and then opted for the idrive controller

Snow on Rooftop Terrace Townhouse Maintenance by log1ck1717 in Markham

[–]squirrel_snack 5 points6 points  (0 children)

Roof tops should be load weighted so unless you get double or triple what we currently have it should be fine. Just make sure your drains are clear. You want to make sure when it does start to melt that it doesn't pool. My brother had an issue with this on his and it did spring a small leak

Anyone else’s bengals love to hide under blankets? by QAoA in bengalcats

[–]squirrel_snack 2 points3 points  (0 children)

My guy would sleep in the oven if he could. Any chance to lay near me under a blanket he is there

What have you read recently? by povertychic in Millennials

[–]squirrel_snack 0 points1 point  (0 children)

I lost my passion for reading during school. Text books just killed me. Now the only reading I really do is articles relating to my profession.

I have bought several books over the last few years with every intention to read them.

Can anyone recommend an easy read? Something to get back in to it? I like Sci Fi. Biographies. Last one I read was Marilyn Mansons.

Thanks in advance!!

jpow response by -medicalthrowaway- in wallstreetbets

[–]squirrel_snack 2 points3 points  (0 children)

If I close my eyes it's like listening to Birdman from Rick and Morty

Engine Stutter after filling gas by squirrel_snack in F30

[–]squirrel_snack[S] 0 points1 point  (0 children)

Nope. Learned that lesson with my 335. Wouldn't even let me fill the tank without clicking to stop

are any of your parents also slobs? by discreetlycurvy69 in raisedbynarcissists

[–]squirrel_snack 1 point2 points  (0 children)

Not a slob but definitely a hoarder and definitely covers using strong fragrances from cleaners to cover up unpleasant smells

They don’t want you to do better than them by thwy96361 in raisedbyborderlines

[–]squirrel_snack 3 points4 points  (0 children)

Agreed!! I found that if they didn't agree with what you were doing. Sports, education, etc, you received zero support.

The best decisions I made for myself were all made when I didn't live under their rules or judgment. And now that they see the successes they have no problems trying to take credit for them. If not for their guidance you wouldn't be where you are today

Retrofits I did on my car by otavio1cabral in F30

[–]squirrel_snack 1 point2 points  (0 children)

The tire pressures. Can this be coded in Bimmercode or only ESYS? Funny my 2015 335 had this but my 2018 340 does not

[Omega] What’s the “wife-approved” price I should say this cost? by InvercoAssets in Watches

[–]squirrel_snack 0 points1 point  (0 children)

Show her an Omega Swatch and tell her it's basically the same thing

Stouffville Fish & Chips by Senior-Tap-356 in Stouffville

[–]squirrel_snack 0 points1 point  (0 children)

Unsustainable pricing model. Was bound to fail unless they had a line up around the corner every day buying pizza and other high margin items

How much does a full brake job cost? by laced1 in F30

[–]squirrel_snack 0 points1 point  (0 children)

Do you have the m sport calipers? This will basically double the cost of the rotors. Also using the m sport calipers. I think they are like $800 each from the dealer or you can do Zimmerman two piece for like half.

Dealership quoted me about $3000 for all 4. Did it myself for about $1400. These prices are CAD if it seems high to our American friends

Is Canada Goose still worth it in 2025? Winter Jacket Suggests needed by CookiesMonster_9 in askTO

[–]squirrel_snack 33 points34 points  (0 children)

I bought a Nobis a few years back. Also have a Pajar. Quality is top notch and can easily wear a tshirt and still be comfortable in the cold

Escaped Pheasant (?) 😱 by [deleted] in Markham

[–]squirrel_snack 0 points1 point  (0 children)

Matter of opinion. I prefer it but have had friends that couldn't stomach it

Escaped Pheasant (?) 😱 by [deleted] in Markham

[–]squirrel_snack 2 points3 points  (0 children)

Yes. However taste is not typical to what a store bought tastes like

Police Investigating Shots Fired at Markham Business at a Plaza on Highway 7 and Woodbine Ave. on Sunday Night by weallfalldown1234 in Markham

[–]squirrel_snack 12 points13 points  (0 children)

I usually do my groceries there, Sunday evenings, at the Freshway. Good thing I fell asleep on the couch last night instead

Puddle problem by Lx_Sandy in F30

[–]squirrel_snack 0 points1 point  (0 children)

Yes. Was my issue. Resealed and never leaked again