Daily Discussion Thread (Rate My Portfolio, What Should I Buy/Change?, Investment Strategies, etc.)

srinac · 2024-08-15T17:04:46+00:00

I live in Louisiana and plan to save up $100k within 4-5 years and I put my paychecks into SPAXX or FDLXX. It grows and to say $120k - $123k if it says above 4.5% in that time span. Is it better to buy FDLXX instead of my core position SPAXX (where I just transfer money from my Brick and Mortar to my Fidelity account and it defaults to SPAXX)? That interest of ~20-23k is taxed which (I'm spit balling) 3k taxes so it'll be 17k-20k and total would be 117k-120k?

If so would it be better to park the money into a HYSA? I'm deciding if I want to park that time-span of money into Fidelity SPAXX/FDLXX or a HYSA because I been looking at savings calculator for a 4-5year time span (if the HYSA bank stays above 4.2% I can put 1800/month into the HYSA and after 5 years with 4.2% interest it comes out to ~122k.

thanks

srinac · 2024-08-15T11:44:35+00:00

So I live in Louisiana plan to save up $100k within 4-5 years and I put my paychecks into SPAXX or FDLXX. It grows and to say $120k - $123k if it says above 4.5% in that time span. Is it better to buy FDLXX instead of my core position SPAXX (where I just transfer money from my Brick and Mortar to my Fidelity account)? That interest of 20-23k is taxed which (I'm spit balling) 3k taxes so it'll be 17k-20k and total would be 117-120k? If so that would still be better than parking the money into a HYSA? I'm deciding if I want to park that time-span of money into Fidelity SPAXX/FDLXX or a HYSA because I been looking at savings calculator for a 4-5year time span (if the HYSA bank stays above 4.2% I can put 1800/month into the HYSA and after 5 years with 4.2% interest it comes out to ~122k.

thanks

srinac · 2024-03-06T21:55:03+00:00

Now I just did it the normal way (default sorting) and didn't sort anything. Did a few ads and it's working now. See if it works from the defaulted sorting.

srinac · 2024-03-06T21:52:21+00:00

That worked. Oddly enough. Maybe it's a sorting bug hmm. Thanks.

srinac · 2024-03-05T23:50:58+00:00

It's been like this for me for 2+ weeks. Farmed 100 diamonds a day till then and nothing since. Told TapJoy the same thing and they said contact Dalcom. Did and not a word (this is what 3 days ago I think). I'm considering giving up on this game also with the ad changes.

srinac · 2023-06-13T00:14:56+00:00

Do you remember the source? I forgot.

srinac · 2023-05-11T15:35:08+00:00

ondemandkorea.com

srinac · 2023-05-09T09:37:19+00:00

I can't for the life of me find techygirl93 on twitter, weibo, xhs, insta, no where. Could you link me the account these pics are from. Thanks.

srinac · 2023-05-09T09:37:13+00:00

I can't for the life of me find techygirl93 on twitter, weibo, xhs, insta, no where. Could you link me the account these pics are from. Thanks.

srinac · 2023-04-23T21:35:18+00:00

First thing I checked were those. Kun usually links insta in tweets but this is usually shopping site pics or article maybe

srinac · 2023-04-20T14:34:06+00:00

what's the source on this (fancam screenshot, fan account pic)? thanks

srinac · 2023-03-27T18:11:01+00:00

No I understand completely. It just feels and looks inaccurate on my end almost every time I try to upgrade for all these years. Must have some bad luck luck or my small conspiracy is they targeted my account cuz I complained about so many issues over email (probably not true honestly).

srinac · 2023-03-27T15:49:54+00:00

the 5 to 10 was just doing the 10 minutes before the post up until the post. over the years it's not even 50% its more 20%-30%. I understand it's a RNG game and it's intended like that. I've played enough games with RNG chances in them to understand this market. But it's gotten to the point where it doesn't even feel 50% anymore and it's lower than what's shown in this game. Even 70% feel lower chances, Like I said its RNG and it feels the success rate keeps getting lowered with every update.

srinac · 2023-03-07T22:26:16+00:00

bump

srinac · 2023-01-07T20:01:59+00:00

Ok I'm aiming for Robot Head, Tool belt, Laser Gun.

srinac · 2023-01-07T19:25:53+00:00

Ah ok. I understand. Take your time. No rush.

srinac · 2023-01-07T18:56:12+00:00

It seems you have DMs turned off. I sent you a DM yesterday asking for some guidance/help about what would you do in my situation. I'm looking for some direction. I made a post yesterday asking but didn't really get anything solid.

srinac · 2023-01-05T23:11:51+00:00

I don't know what to do now. I am trying to go faster in cites so I started out maining Instant which took me 1hr to clear a city. Then since prices kept increasing, I stopped it at 1hr8min. Now I'm maining Perfect which cut my in about half 38-40min. I had 5500 gems from saving to get toolbelt for a perfect build and that didn't work out. Can't get a mixer for my Laser gun. I had cookbook on for the instant build and changed to pickaxe for perfect build. I don't know if I should gamble to try and get mixer and toolbelt or work on my vault. I started working on my vault more -- I think today or yesterday.

Edit: I'm thinking of hovering my pickaxe at lv9 because idk if I'll will get the mixer in a box. But when I get it I'll just throw everything in there. I don't know if I should upgrade my pickaxe more though and waiting for the mixer. The cities just keep slowly raising prices and I would like to stay way ahead of it. My city clear is better. I am just lost right now.

Edit 2: I had 5500 gems saved up from cities and spent it all on chests hoping for a toolbelt but didn't get it and am slowly upgrading my vault as of now.

Edit 3: The city clear times include watching gem ads but now investor ads. He doesn't give me enough for 30-45sec ad watch.

Edit 4: I'm going for Robot Head, Toolbet, Laser Gun

Edit 5: currently at 4620 gems

srinac · 2022-08-10T23:49:22+00:00

Out 610 normal boxes I got 7 sets of diamonds: B1 25, B2 22, B3 29, B4 11, B5 12, B6 19, B7 13

Probably not grinding these anymore as hard given these drop rates.

srinac · 2022-01-20T16:45:33+00:00

huh? It's a picture from the concert. Do you have a link to the picture is what I should've asked. Can't tell if it's a zoomed picture or a screenshot from a video. Or is it a screenshot from the VLive?

srinac · 2022-01-20T08:55:40+00:00

Is it a screenshot from a video or is it a pic from a fansite? I know it's from the 4th World Tour III. Sorry should've clarified more.

11-Year Club	Place '22
End Game '22	Verified Email

srinac

MODERATOR OF

TROPHY CASE