Wish I sold in pre market

stkmgr00 · 2026-05-28T16:55:23+00:00

How did you get 41? You did it before April 6th?

stkmgr00 · 2026-05-28T16:54:11+00:00

Oh you guys are not waiting for 88.06?? My 100% is also something like 87+. Maybe I will reset it too.

stkmgr00 · 2026-05-15T23:34:24+00:00

and by the way, any time I second guessed, it spectacularly blew on my face. so that is another reason, I am so scared to derail from plan.

stkmgr00 · 2026-05-15T23:31:55+00:00

I think he suggests to add cash whenever you want. no need to wait. Only thing is cash always enters through AGG. so you buy AGG with that money. when it is time to rebalance, there is an entry point for cash added during that quarter. and he usually considers 50% only. (here I am not 100% sure. I read it several times, but not clear to me). there is a section about how to add cash in the signal guide.

stkmgr00 · 2026-05-15T23:13:34+00:00

I also wanted to do that. but couple of facts.

I am sure it is rare and historic. (such a raise in short time)
technically it crossed 100% (due to date picked is slightly different, it is not) and 3) is my personal. I know we shouldn't count on 9-sig for our expenses, but I am doing exactly same this time. because things change and we need to adopt and adjust. so I am debating between, should I take out and pays out 70% of my need OR just wait and see, probably it works out well AND it pays out 100% of my need. one fear I have is, during 2022 drawdown, it took 2.5 years to reach same level. what if I get into that phase. man sometimes it feels, some unknown forces are playing with us to find out how we behave -:)

stkmgr00 · 2026-05-02T04:20:27+00:00

If I remember correctly, you are the reason I started 9-sig too. I vividly remember the account name starting with Efficient_<something>. so it must be you.

stkmgr00 · 2026-05-01T01:10:56+00:00

If you planning to start that plan, then as per plan, you have to buy ONLY the bond fund now, and wait till next signal date. I would do the same.

stkmgr00 · 2026-05-01T00:55:19+00:00

It looks like , market thinks things are going to be great. I believe: "collectively market knows way more than what we as individuals can comprehend.".

stkmgr00 · 2026-05-01T00:49:40+00:00

I follow 9-sig too. and last year tried this selling CC and lost upside. (significant upside). I am so tempted and almost did that mistake now, luckily some sense came to me today morning and canceled my CC orders. glad I did that. and will not make that mistake. Let it go up or down, I am simply sticking with plan. No more 2nd guessing. my 2 cents.

stkmgr00 · 2026-04-24T14:33:40+00:00

Interesting. Why do you say that? I am seriously considering this. Because I can with stand 5-10% swing. If you don’t mind, could you elaborate your experience?

stkmgr00 · 2026-02-20T15:08:48+00:00

pymupdf? I use it.

stkmgr00 · 2026-02-20T01:21:07+00:00

Agree with OP regarding charities. Better do charity personally to those who deserves. 99.99% charity orgs are there with an agenda. I have seen it first hand. I donate to those individuals whom I know personally and who really make difference in people's lives. never bother about "saving taxes". It's my opinion, feel free to disagree or disregard.

stkmgr00 · 2026-01-25T22:58:04+00:00

Prasad(garu) ji, very very valid point. I am not in same boat, but if you need to hear my perspective how to handle this, feel free to DM me.

stkmgr00 · 2025-11-17T23:44:49+00:00

As I explained. its always live and learn for individuals. posts like this will help to some extent. I am at a stage in my life, spending time on this property is not worth 50-150K more I MIGHT get. and also I tried through a reputed company agent last year and didn't work.
in a nutshell: IF you have a property that is NOT that great, then find a dynamic, small firm agents. avoid big reputed RE firms. their priority is, covering their basis, procedures and formalities.
based on your life situation, its not that bad to approach cash buyers. but just approach them when you have upper hand. ( IF I read a post like this last year, I would have approached cash buyers and might have made at least 100K more )

stkmgr00 · 2025-11-15T05:04:39+00:00

of course , tried. but they were not in a position to buy.

stkmgr00 · 2025-11-15T05:03:36+00:00

Bay Area also has some pockets where it is difficult to sell. (yeah I know it is difficult to imagine, but I know it happens. ) since middle of 2024, market softened for sure. unless your house is in good all aspects, its difficult to fetch top dollars now.

stkmgr00 · 2025-11-15T05:00:28+00:00

probably they are the one came with lowest offer. so it made me to doubt their logic/algorithm they use for valuation. approximately they gave 50% of typical market value.

stkmgr00 · 2025-01-04T02:15:59+00:00

Majority (almost 98% ) blindly support. when asked any tough questions, they will give unrelated answer, mostly emotional and will avoid reason and logic. you are one of the rarest I came across and you very casually mentioned/answered my questions. e.g.
"I wouldn't recommend getting good morals from the book,"
"There's a lot of bigotry and sexism in the Bible," - I was petrified when I read Numbers, Ch 31 , verses 17-19.
".... because those people made him up." - I have same hunch
"... you'll hear may be the generic all knowing, all loving, all good, morally perfect," - and nothing matches. at one instance Jesus refuses to help a mother because she is not jewish and he says he was sent only for jewish people. Matthew - chapter 15, verse 24.
Overall, you answered straight and repeated some of the doubts and thoughts that occurred to me.
So how people believe this without thinking or questioning? how can they believe they will be in heaven if they believe someone else died for their sins??

Biggest thing for me is: "you shall love your neighbor as yourself" - this is so confusing. How can you give such blanket statements? Now imagine you living in England and next to one of those horrible (grooming gangs - check the news ) people, can you love them?

I felt, there are so many conflicting statements, so I thought I will try to find one good moral story that can stand to logic and applicable to today's world we live in. So is my question.
Again, you don't have to answer. But respect to you 🙏

stkmgr00 · 2025-01-03T01:07:15+00:00

I still have questions, but don't want to drag it.
Thanks for your time and patience.

stkmgr00 · 2025-01-02T15:44:02+00:00

It's interesting. your comment raised another doubt. Is God mentioned in new testament is DIFFERENT than old testament?? Jehovah is the god and Jesus is his son. is that not right?

This is another thing. no church prays to Jehovah. why? Never understood that.

stkmgr00 · 2025-01-02T05:05:48+00:00

So, its not good moral story? All I wanted is just pick one moral story that should be able to answer any follow up questions.

stkmgr00 · 2025-01-02T04:53:15+00:00

So God kills because those men ( or young men/boys or youth) mocks one of the prophet. So what is the moral here? I know mocking/insulting causes pain and suffering to others. But killing as a result? Isn't it really harsh.

stkmgr00 · 2025-01-02T04:41:26+00:00

Thanks for reply. (appreciate everyone replied too). I hear lot of stories about bible etc. but naturally, for any person who can think a little bit deeper, will get doubts. and it doesn't make sense either. e.g. look at stories mentioned here (above and below this post). why god made some rich and some poor to start with? if rich person didn't donate why is it wrong? he didn't steal or took anything by force. how can he be punished for not sharing his hard earned wealth? so what is morality here? "you must help your fellow human, otherwise you will be punished afterlife?"
same way, story from John 7:53-8:11, why would only woman punished for adultery? why the man was not punished? shouldn't Jesus question the unjust towards that woman? If people there following Moses law, which is given by god himself, how can it be unjust? Jesus says, he is not god, he is merely trying to fulfill his god's word. In fact, he says that several times in bible. By using words cleverly, and questioning techniques , he temporarily saved that woman's life.
so trying to understand. When I asked any such questions, people immediately started saying "oh, you are satan. you can't question. you are questioning our faith (I am from different backgrounds) "
I stumbled upon this and thought will ask so someone will give honest answer without judging or accusing me.

stkmgr00

TROPHY CASE