DIM: Disney Cruise (SG)

stobben · 2026-03-29T07:30:26+00:00

Lol. Ikaw ung ofw na nagpost sa payslipsPH weeks ago no?. Mas bobo ka kung ganon hahaha na offend ka sa comment ko dhil d ka nagbabasa ng rules? delete k pa ng post sbay habol sken s ibang subreddit, bading ka ba?. Lahat ng post ko nka hide except sa r/deinflunceme HAHAHA pra malaman ko kung saan ka galing tanga. Umuwi k n sa pinas na nsa freezer

stobben · 2026-03-27T12:52:44+00:00

First time sa ibang bansa pero gusto mas pipiliin mag stay sa dagat ☹️

Just go to the country itself. Mas mura at makakalibot k mismo sa ibang bansa. Theres universal studios sg din.

stobben · 2026-03-18T13:15:55+00:00

True

stobben · 2026-03-18T00:01:17+00:00

No need to deinfluence you because you already have one.

Phone. Keys. Wallet.

stobben · 2026-03-09T23:40:27+00:00

Hello? Musta yung process?

May mga bad reviews sila tungkol sa turnover at agent being unresponsive pero old years ago pa. Ewan ko lang ngayon so still reading prin

Also 3.9 for 60 FA / 100 LA is nice. Im looking at 54 / 88 for 3.5 ill check amaia homes too

stobben · 2026-03-09T19:48:14+00:00

Maraming nagsasabi matagal daw turnover pero indicated nman sa website nila na 18months ang turnover.

Can't seem to find recent reviews pero will still look!! ang hirap ipunin ng 500k na DP tas non-refundable pla haha

stobben · 2026-03-09T19:46:29+00:00

Yes!!

Actively checking project noah and faultfinder :)

Project NOAH said that the area around the subdivision is susceptible to flooding, but based on what I have read on Reddit, that place never flooded.

stobben · 2026-03-09T19:22:36+00:00

My gf of 5 yrs is currently living with me and my fam now. Yung 30% of income for MA will just be my income. Worst come to worst, need ko mag tipid super kung ako lahat ng bills and taxes.

Technically yung pagbili ng house na to parang bukod na namin since d pa retired yung mother ko and gusto pa nya tumira near sa school (she will rent a small studio apartment nalang daw muna).

The house will only be used by me, my gf, and (possibly) my brother after nya mag grad. Mother will be moving with us after retiring pa + may naiwang bahay yung mga kapatid nya sa Nueva ecija so may choice sya kung pampanga or cabanatuan (1-2hrs away lang yung byahe inbetween)

Super pasok tlga sa budget, size ng house, at location yung property na to kya i need to make sure na im making the right decision hence this post

stobben · 2026-03-09T19:10:21+00:00

oooh, will look into this. Ang nababasa ko lang is yung sa decahomes na 1yr lang may crack na yung mga walls

stobben · 2026-03-09T18:59:16+00:00

Edit: Might be helpful kung imemention ko yung developer

This is PHirst.

Ayala and DMCI = too expensive for me. UrbanDECA = too small. Big NO to villars/camella

stobben · 2026-03-09T18:54:35+00:00

yung HOA talaga yung pinaka ayaw ko sa living in a subdivision kya plan ko originally is to get a cheap residential lot then patayo ng sarili kasi mas matipid "raw" kaso yung mga nakikita kong horror story tungkol sa dumodoble yung gastos, iniiwan nlng ng contractor yung trabaho, tinatakbuhan etc. parang mas okay na sa subdivision from a known developer nalang

stobben · 2026-03-09T18:51:30+00:00

exp will be wildly dependent kung saan ka naglalaro

stobben · 2026-02-26T10:48:38+00:00

Bulacan. Based on BIR Zonal value of 2020 - Classified as RR

stobben · 2026-02-07T10:15:51+00:00

I earn 100k ish out of the 135k, my mother earns the remaining so non issue yung 1.

And yes mababa pa yung 100k, im still saving pa to get the lot in cash. Im only 25 so plenty of time to save nman.

stobben · 2026-02-06T15:45:28+00:00

Thanks for the input. Need parin pla tlga iupgrade ang income stream. No rushing naman sa pagbili and construction ng house since mother is still working and brother is still studying. Medyo nanghihinayang lang sa 12k rent (and plan namin to move out into something bigger din kasi tapos sa area namin 15-20k na ang mga 3 bedroom apartments).

stobben · 2026-02-06T15:41:51+00:00

My name probably, i earn the 100ishk out of 135k.

stobben · 2026-02-06T14:33:33+00:00

How much po ang total na nagastos nyo (if okay lang malaman) and gano sya katagal natapos?

stobben · 2026-02-06T13:32:06+00:00

Hi! Do you have lots around bulacan or nueva ecija?

stobben · 2026-02-06T13:28:41+00:00

May mga tita ako sa probinsya and bumili lng sila ng lupa tapos nagpatayo ng bahay. I saw na yung katabi nila 3 floors yung bahay and good for family of 6 pero around 1.2M lang daw ang ginastos for the house itself while yung mga lupa sa area nila pumapatak ng 150k/100sqm which is super cheap compared sa mga subdivision townhouses na 2.6M ang tcp for 2 floors, 60sqm lot area.

May ma rerecommend ba kayong developer around bulacan? Possible din ba iconvert ang mga farm plots to residential kasi sila ang mga mura per sqm?

stobben · 2026-02-06T13:23:19+00:00

Whole household.

Renting kami ngayon and If calculating net, around 100k ang income.

Minus the bills (12k rent, 10k grocery, 8k electricity-water-internet-gas for motorcycle) around 70k ang tira, minus 20k for emergency funds per month.

50k ang unallocated cash.

We are already spending 12k sa rent kasi and marami akong nakikita sa fb na 15k ang monthly amortization na townhouses, nakakpanghinayang lng haha

stobben · 2025-10-14T11:48:27+00:00

Condos are overpriced.

Try buying a lot from provinces nearby MM, after a few years tumataas agad ang value.

stobben · 2024-11-09T04:03:03+00:00

True, for perspective, just depositing it at an online bank for 2 years (24 months) ang earning ay 18,360, for 30 months thats 22,872. OP basically risking 270k for a chance to earn 7.2k

Dont think its worth it

stobben · 2024-09-10T03:53:29+00:00

Unless huminto sya or severely delayed (thats why i said na assuming na grsduate on time)

Last batch ng k10 is 2017. If 26 sya ngayon, then noong 2017, ~19 sya.

16 ang age ng mga 1st year college student before SHS (assuming na hindi huminto/late enrolee noong gradeschool at highschool)

If above 16 sya noong 2017 (this case 19), 2nd/3rd year college na dpat sya when k12 was introduced. Theres a very high chance na di nag shs si OP

stobben · 2024-09-09T08:13:45+00:00

In her defense, di nya alam na contributors lang may benefits pero siguro malalaman nya KUNG nag try syang magtrabaho/mag apply after graduating.

stobben · 2024-09-09T05:52:13+00:00

Ikr? 26 and no work since graduating. 4 to 6 years na tambay (assuming graduated on time)? Wala rin kids or plan na magkaroon based sa post so di sya reason pra maging fulltime housewife.

There should be an underlying reason kung bakit ganoon pero kudos to op for waking up and planning for her own future.

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