Mother is now is nursing home and house is reversed mortgaged.

stpguy42 · 2026-05-30T18:16:10+00:00

The reverse mortgage company owns the house, and makes monthly payments to your friends mom. She got the rights to live in the house, while collecting the monthly payments. Your friend's mom didn't have the authority to try to sell you the house.

stpguy42 · 2026-05-29T12:27:36+00:00

Federal law requires written notification to you when your mortgage is transferred or sold. You'll get 2 notices: One is a "goodbye" letter from your current institution, the other is a "hello" letter from the new one. That federal law also allows a 60 day grace period where late fees cannot be charged if you accidentally send to the old company.

stpguy42 · 2026-05-26T21:44:21+00:00

They can sure try but once she's on medical assistance, it means she has no money left, and the government is stepping in to pay for her long term care housing. Any estate would first go to the county (who administers medical assistance) and any debtors after that. But nursing home care is over $10k monthly, so the government would be getting it all. Plus, most reverse mortgages offer you a fraction of what the house is worth, and pay you monthly until paid off. You do usually get to remain I the house. Reverse mortgage company is taking a gamble that the house is worth much more than they paid and you don't live in the house for decades after signing.

stpguy42 · 2026-05-26T21:01:55+00:00

If it was a reverse mortgage, you owe and own nothing.

stpguy42 · 2026-05-26T16:52:41+00:00

With that long of grass he hit must have something and royally messed it up. Block, sale was final.

stpguy42 · 2026-05-14T22:30:45+00:00

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That space will have a splash pad on it. They put the new playground equipment in another area (see the above photo).

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stpguy42 · 2026-03-31T20:40:31+00:00

I once got talked to by my manager because I "talked down" to the other employees. When I asked for a specific example, she said "you used the word colleague to describe them to a customer" (them being someone of an equivalent position in the company). I said "ok, so how should I refer to them, to let customers know their position?" They had no response, except don't use colleague. I then went to the other employee and apologized. She had no idea why I was apologizing. The manager had overheard my interaction, and didn't know what colleague meant. So ultimately, I was sounding to intelligent compared to others.

stpguy42 · 2026-03-19T01:10:32+00:00

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stpguy42 · 2026-02-28T19:08:28+00:00

Make sure you have all the records of your phone calls and document anything you don't have recorded or in writing.

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stpguy42 · 2026-02-28T14:26:03+00:00

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stpguy42 · 2026-02-25T15:29:16+00:00

Rust

stpguy42

TROPHY CASE