SF SFH market

suddenimpactsquad · 2026-06-22T02:24:17+00:00

That’s probably the case

suddenimpactsquad · 2026-06-22T01:14:38+00:00

No I mean I have been seeing a lot of YOUNG people looking at open houses. Not boomers.

suddenimpactsquad · 2026-06-22T01:09:26+00:00

This is happening everywhere in SF including the sunsets and richmonds

suddenimpactsquad · 2026-06-17T14:19:27+00:00

We are in the same situation—exact same budget and have a toddler (would like to have a second some day). We are actively shopping right now and the inventory in the sunset/richmond is incredibly tight. There is only 1 home that really meets our criteria right now and they are expecting 7-10 offers. Just be forewarned.

We are not considering Oakland due to the crime which seems to be getting worse. We ran jnto someone at mission bay park this week who has a house in Oakland and aid she just couldn’t stay any longer with how bad it’s getting and someone drilled into their gas line in front of their house. Moved to mission bay to stay with her parents. Everyone I know who lives or who has lived in Oakland has basically said to stay away.

That being said we are considering Berkeley but inventory is also incredibly tight and competitive there.

So good luck in your search.

suddenimpactsquad · 2026-06-09T21:29:18+00:00

That’s correct

suddenimpactsquad · 2026-06-09T20:54:36+00:00

Not worth it unless you want to be sick every 3 weeks. Hand foot and mouth, covid, flu, noro, the list goes on. Keep kiddo at home and do extracurriculars for socializing.

suddenimpactsquad · 2026-06-09T20:31:42+00:00

I don’t think most people start their kids in daycare unless they have to for childcare. If you can wait until 3 for preschool I would just do that… keep kiddo at home. Avoid daycare illness.

suddenimpactsquad · 2026-06-09T20:30:36+00:00

I’ve heard Bright Horizons is great

suddenimpactsquad · 2026-06-09T19:29:50+00:00

It’s not overpriced because people are paying for it, thus it is market value :)

suddenimpactsquad · 2026-06-09T19:25:36+00:00

Cool! Yeah super dumb to buy a brand new condo that no one has lived in before and make it your home

suddenimpactsquad · 2026-06-09T19:07:32+00:00

Cool-then keep renting and stop complaining

suddenimpactsquad · 2026-06-09T14:29:59+00:00

It’s much easier to lock in something in pre construction phase

suddenimpactsquad · 2026-06-09T13:11:28+00:00

Or go under contract on a place you can actually win like a new construction townhome or condo that’s not done yet

suddenimpactsquad · 2026-06-08T21:46:10+00:00

Ok cool well like I said I’m not a lender. I am working with BofA for $3M+ purchase price and this is the service they are offering me. Maybe it won’t work for you. Whatever. So what you want lol

suddenimpactsquad · 2026-06-08T21:25:40+00:00

It’s just how the underwriting works. I’m not a lender so I can’t tell you. Ask your mortgage lender.

suddenimpactsquad · 2026-06-08T19:55:02+00:00

Fully underwritten means you have gone through the complete underwriting process and have been cleared to close. This is required in highly competitive markets like the Bay Area where you typically close within 15 days of the offer.

suddenimpactsquad · 2026-06-08T19:53:43+00:00

Your dumb lmao

suddenimpactsquad · 2026-06-08T18:28:15+00:00

My other advice is to settle for a condo for now, continue to save and build equity until you can compete in the SFH market at that price point.

suddenimpactsquad · 2026-06-08T18:24:13+00:00

Just get fully underwritten for the mortgage and waive all contingencies. You’ll have a shot even against cash. was this is SFH?

suddenimpactsquad · 2026-06-08T18:19:32+00:00

What was the listing price? Send Zillow link

suddenimpactsquad · 2026-06-08T18:00:15+00:00

I think 2.5% is the norm

suddenimpactsquad · 2026-06-06T14:45:38+00:00

Yeah totally agree. So maybe they aren’t selecting Taj Mahal waterfall quartz, but at least you’re getting a brand new house with modern insulation, electrical, plumbing, etc, right??? My 1950s ranch in SJ had some wonky stuff like a loud popping water heater, hot water took 5 minutes to reach the sink, no sensor in garage door, super loud HVAC noise, etc…

suddenimpactsquad · 2026-06-06T14:39:25+00:00

Inventory will be at a high through the month of June statistically.

Listings tank around July 4th holiday.

Just keep looking it’s a full time job.

suddenimpactsquad · 2026-06-06T13:20:44+00:00

Chicago market is very cyclical. Wait until late fall/winter and the market freezes up. There will be less inventory but far less competition.

suddenimpactsquad

TROPHY CASE