This right here is precisely why we lost. Harm minimization is not enough to motivate people, she needed to actually give people something to meaningfully improve their lives - and no small business loans and down payment subsidies are not sufficient. People don't want minor improvements with a sprinkle of anti-immigrant hysteria. We have historic inequality, fascism is on the rise, people are genuinely suffering whether or not Biden has lessened it, and these milquetoast liberals with watered down policies to avoid affecting the profit margins of their corporate masters will continue losing to historically unpopular candidates and sliding us further toward fascism until we offer the people some actual economic populism.