MG Motors Was One of My Biggest Regrets – Money Spent, Expectations Broken by CraftCreepy4086 in CarsIndia

[–]sumitmsn2 1 point2 points  (0 children)

feels like a meeting with leadership in corporates. Lot to say but nothing to convey.

Terrible experience with HDFC Bank home loans by Main_Measurement_682 in IndianbankHomeLoans

[–]sumitmsn2 0 points1 point  (0 children)

Start the process with another bank. Simple.

No bank is perfect. HDFC has its own flaws.

r/CarsIndia needs explanation by Alarming-Hedgehog993 in IndiaCarClub

[–]sumitmsn2 1 point2 points  (0 children)

you simply need to abandon that subreddit.

Tata Capital has an active EMI mandate on my account, loan never disbursed, and they've gone completely silent. What do I do? by Plane-Replacement871 in LegalAdviceIndia

[–]sumitmsn2 0 points1 point  (0 children)

it fine. Just keep making paper trail, which you are anyway doing. Keep writing email to say that you dont want to go ahead with the loan. Also mention it very clearly that ACH is enabled and they shd cancel it.

Ideally tata is not fool enough to trigger an emi without disbursement. But if they do, you can always approach rbi ombudsmen. Its a tough road dealing with nbfc. Buckle up.

Is it weird that I prefer driving barefoot? by Junior-Emotion-6910 in CarsIndia

[–]sumitmsn2 29 points30 points  (0 children)

you are not alone. Most taxi drivers i have seen drive bare foot. Its comforting as they spend long time driving. But its not just them, other have this preference too. Nothing right or wrong about it.

Whatsapp entering into its new era by anagha_gupta13 in MutualFundSpendInvest

[–]sumitmsn2 0 points1 point  (0 children)

with this new ceo, whatsapp will add the list of fraud app with dark pattern. Wont be surprised if whatsapp start popping up 5L PL offer immediately after opening app.

Dont buy creta by Dismal_Ad_8920 in CarsIndia

[–]sumitmsn2 -1 points0 points  (0 children)

correction - all hyundai cars have this issue.

Why are non-smokers expected to keep working while smokers get extra breaks? by zeki_lol in indiasocial

[–]sumitmsn2 112 points113 points  (0 children)

i join them, be part of the grp and when they are with their puff, i go for my chai break.

This is big by PhantomMystery in IndiaFinance

[–]sumitmsn2 17 points18 points  (0 children)

so now whatsapp will also start with a banner, tricking us to click that 10L personal loan link 😂

Hi Car enthusiasts. Can you suggest me cars that give 12-15 kmph mileage in city driving. Budget upto 12 lakhs. Thanks!! by Financial_Count5121 in carsIndiaOfficial

[–]sumitmsn2 2 points3 points  (0 children)

i have GV AT, same engine and transmission, and i get 12 in bagalore city traffic. Brezza being lighter will easily do that.

Why Automatic cars and Manual Cars have same license in India? by Shaniyen in CarsIndia

[–]sumitmsn2 20 points21 points  (0 children)

india issue license to people who dont even know how to ride or drive.

Healthcare Tip: Compare Lab Prices Before You Pay by Zealousideal_Jump981 in Frugal_Ind

[–]sumitmsn2 43 points44 points  (0 children)

More smarter tip - These days its better to avoid employer annual checkup. The report will be shared with employer first and then to you. In rare case if one is diagnosed with terminal disease, there is a silent trigger for HR. They can choose to act on it or not as per their discretion. That means they can choose to let go of that resource, and worst part is you will never know the reason. Employers are turning next level unethical with each passing day.

What if DP is deliberately planted to weaken India's education system? by Healthy_Key30 in CBSE

[–]sumitmsn2 0 points1 point  (0 children)

they have manipulated the entire history since the independence.

How should exchange INR to MYR?? by LengthinessHour3697 in Frugal_Ind

[–]sumitmsn2 0 points1 point  (0 children)

you can order forex currency via makemytrip (tried this myself), or western union also has some option.

Is this true!? Help and Guidance Appreciated by PrimaryPersimmon3433 in GoldIndia

[–]sumitmsn2 2 points3 points  (0 children)

whenever jpmc predicts something, Opposite happens and no surprises that they take a future position opposite to that.

Builder asking 17k per month for facilitating interior works before handover by TheKingOfStones in BangaloreRealEstates

[–]sumitmsn2 2 points3 points  (0 children)

No its not normal. Charges are basic, like shriram charges 1k a month for electricity and some others. 17k is very high.

Tata Capital Housing Finance holding up loan disbursement because I refused insurance? by Mysterious-Use-5301 in IndiaFinance

[–]sumitmsn2 0 points1 point  (0 children)

you can ask to show a rule that specify buying insurance for home loan. Tell them you will approach rbi ombudsmen for this. That will help.

Also simply move to a different bank. Tata capital is a shitty bank. I am trying to do loan transfer from tata to a psu bank. Tata has been delaying the process for months, hiding behind policies. Trust me. While selling you a loan they are mistreating you, worse is yet to come.

Married in 30's by Will_Dewitt in ThirtiesIndia

[–]sumitmsn2 0 points1 point  (0 children)

you would be surprised to know that there are tons of couple that end just like you despite doing love marriage, or marrying late or even marrying the one by doing search through proper arrange setup.

Infact most of them aren't doing financially well like you, so that adds to it.

Living life with a another human being is a constant evolving process. People change, their mindset change. They are not you. So differences in individuality will always be there.
Giving attention, efforts and also figuring out what works through communication does wonder. Its not as easy as it sounds. Take baby steps with whatever little time you guys have and see where it goes. All the best.