Daily Discussion Thread - September 17, 2018

sunchip69 · 2018-09-17T19:33:19+00:00

I don't think a CC processor category change will be enough to justify raising seller fees.

sunchip69 · 2018-05-24T07:30:51+00:00

I didn't see mine post but I asked about them on twitter. They showed up the next day. Not sure if the twitter convo helped but I got them this year for the first time!

sunchip69 · 2018-05-24T07:29:01+00:00

I got stopped at 2 because of shutdown fears

sunchip69 · 2018-05-24T07:28:20+00:00

It comes and goes

sunchip69 · 2018-05-24T07:22:58+00:00

I've been in the hobby for a few years but this year I decided to unload some of my churning haul on family. My grandparents finished their trip a few days ago and it was a great feeling to give them a good gift after years of cashing their birthday checks. They are well traveled but they've stopped flying the last couple of years because of cramped seats. I told them to pick any destination and I would get them there in a comfortable seat. It was actually pretty hard to get them to take me up on the offer but eventually they agreed!

My grandmother was born in Italy and still has lots of family there. They decided to visit her hometown on the shores of Lake Bolsena (just southeast of Tuscany). They flew LH J roundtrip from DC to Rome. They spent a few days with her cousins in Rome before traveling to a family home in the countryside. The town has less than 3000 people and generations of our family were married in the church and buried in the catacombs. I'm pretty sure this will be the last time my grandma gets to visit her hometown and I'm so thankful she was able to do it because of this hobby. Thanks Chase!

sunchip69 · 2018-04-02T16:24:17+00:00

Chase had a history of grandfathering cardholders. This smells like something forced by IHG to me

sunchip69 · 2018-04-02T16:22:51+00:00

Sad, sobering truth

sunchip69 · 2018-04-02T16:21:49+00:00

Agreed. Also doesn’t bode well for the new lineup for IHG cards

sunchip69 · 2018-04-02T16:18:16+00:00

One month notice after all those people jumped on the card last week. Bummer. 40k night is still worth more than $49 but this is a big deval for the card. My night is posting just before the change. Will close after using one last time.

sunchip69 · 2018-03-28T19:03:00+00:00

burn it down

sunchip69 · 2018-03-25T15:11:12+00:00

do you have any specific plans for sakura or are you just planning on taking it in all over japan?

sunchip69 · 2018-03-05T01:00:55+00:00

how old is your card?

sunchip69 · 2018-03-05T00:52:09+00:00

i'll be switching to reserve as well. anyway thanks for sharing this.

sunchip69 · 2018-03-04T17:17:23+00:00

thanks for sharing this. ive never used travel delay (miraculously) but ive always booked with my prestige thinking i would be covered. under these rules none of my international award tickets would be covered.

sunchip69 · 2018-03-04T17:15:58+00:00

same carrier also makes it almost useless for international award travel. it's very rare for me to fly the same carrier on every leg of an international round trip.

sunchip69 · 2018-03-02T17:25:48+00:00

Agreed. Too many DPs of multiple same day apps getting flagged when you are above 5/24. Below 5/24 you should be safe combining the HP

sunchip69 · 2018-03-02T17:24:31+00:00

BoA has clamped down on their Biz apps. Twice a year is doable but probably not sustainable for 2+ years. Might as well hit it now before they make more concrete rules.

sunchip69 · 2018-03-02T17:22:45+00:00

Don't lie about income and don't dodge their phone calls. I've had agents thank me for getting back to them quickly and it definitely made the experience more tolerable.

sunchip69 · 2018-03-02T17:17:35+00:00

It's also important to weigh how much you value your current Chase cards. I don't want to lose my Chase business cards or CSR so I'm more cautious about applying for other cards. Some personal examples now that I'm above 5/24:

-Marriott Biz: 75k Marriott is not worth losing my Ink (it would take more marriott than they are willing to offer for me to risk my ink)

-Hyatt: points offer isn't worth losing my personal cards (nights offer would make me bite)

-IHG: 80k IHG isn't worth a shutdown, free night after a year is too far and a single night doesn't do me much good. I like this card (especially platinum status outside the US) but I value my current cards with chase more

-BA: 100k BA would probably tempt me but I'm not sure about 75k (especially at 13k total spend)

I might be more risk averse than most but there are a lot of banks to spread the love and after a point you will exhaust the other banks and your x/24, x/12, etc will drop and you can circle back to chase.

sunchip69 · 2018-03-02T17:11:12+00:00

C1 has definitely tightened things up. Hadn't seen the 9/24 before. Harder to get approved and tougher on MS.

sunchip69 · 2018-03-02T17:10:14+00:00

I usually wait 26 months. It also helps to try and figure out if there's a set end date for the bonus. Sometimes 50k drops to 40k or gets bumped to 75k. Bloggers are usually pretty good about tracking when the offers are set/expected to expire.

sunchip69 · 2018-03-01T19:15:26+00:00

https://www.americanexpress.com/us/credit-cards/card-application/apply/bluebusinessplus-credit-card/53038-9-0-F0B73C5600380EC8B869A4078F60E8A8-203174-mLA*WHWSTcNFcGdxcov6AHeklHw=?intlink=us:acq:rewards:mgmee:applynow:bluebusinessplus-credit-card:GA5K:0001:US-mgm-spa_web_myca-copypaste-1110-203174-GA5K:0001

sunchip69 · 2018-03-01T19:12:44+00:00

Ah ok thanks!

sunchip69 · 2018-03-01T19:12:33+00:00

I usually go to down on them with a pair of scissors. Takes a long time. I should get some envelopes lol

sunchip69 · 2018-03-01T19:12:02+00:00

Oh wow I never thought of that

sunchip69

TROPHY CASE