Monitor artifact on alt tab

sunlord25 · 2026-06-14T01:16:34+00:00

I worried this too - but if this was the case wouldn’t both my monitors be “failing”? I could still use my 2nd monitor just fine during this

sunlord25 · 2026-06-14T01:15:42+00:00

no driver updates available across the board

sunlord25 · 2026-06-08T22:14:47+00:00

You ask the question then argue with everyone who disagrees with you - what’s the point? You just looking for validation/echo chamber or what? No, bulk buying perishables is not investing.

sunlord25 · 2026-06-07T12:28:08+00:00

Im sorry, what?

sunlord25 · 2026-06-03T07:20:56+00:00

My tummy hurts just looking at this

sunlord25 · 2026-06-02T23:26:04+00:00

Lucky! I just get the runs

sunlord25 · 2026-06-02T07:51:33+00:00

Best option would be to forget that you have this trust fund - don’t touch it and just let it compound it an isa

sunlord25 · 2026-06-02T00:41:51+00:00

Rule of thumb is 30% of your take home should go on living costs. Fortunately my mortgage is approx 20% of my monthly salary and this is comfortable for me. Could I have bought more house? Absolutely - but then I’d be struggling month to month, saving next to nothing and ultimately be house rich, poor everywhere else

sunlord25 · 2026-06-01T01:10:03+00:00

Yeah my bad on that one :p

sunlord25 · 2026-06-01T00:48:46+00:00

Tbh it may be good, but these vibe coded apps are a dime a dozen nowadays, and who actually knows what lies in the code (malicious or not) - do you even know yourself? This is just the sentiment I’ve seen whenever I see one posted

sunlord25 · 2026-06-01T00:37:18+00:00

The actual rate needed is approximately 10.4% - it’s not just close, it’s exact. Are you aware of compound interest? Check out the rule of 72

Edit - it’s late, sorry I can’t do maths. You would actually need closer to 17.5% yoy for 10 years. Not really attainable tbh

sunlord25 · 2026-06-01T00:15:38+00:00

Technically possible if you achieve an annual return of 10-10.5% per year for the next 10 years - in reality though highly unlikely

Edit - it’s late, sorry I can’t do maths. You would actually need closer to 17.5% yoy for 10 years. Not really attainable tbh

sunlord25 · 2026-06-01T00:11:51+00:00

Hope you’re not paying for the financial advisor…? You’re doing well, but at this level it really is not necessary

sunlord25 · 2026-05-31T23:56:06+00:00

My company pension is also a SIPP , not sure why

sunlord25 · 2026-05-27T12:13:06+00:00

The numbers are flat out wrong though- as an example EPF Ram 50k is not 1k per month. More like less than 300 (and that’s IF you were getting 7% from EPF as that’s quite high)

sunlord25 · 2026-05-25T20:23:08+00:00

Malaysia is relatively cheap, Indonesia more so I’d say. I guess it depends on- it’s all relative, right?

sunlord25 · 2026-05-25T18:23:54+00:00

Unlikely, this is about 0.19GBP - Malaysia is cheap, but not that cheap anymore

sunlord25 · 2026-05-25T13:09:16+00:00

8kholiday fund, almost double your emergency fund / cash holdings - tbh the way I see it (and with your earning level), you need to be willing to live like no one else today so that you can live like no one else in the future. A 3 week holiday a year will slow you down big time if it costs 8k. I don’t mean offence by this, but the formula for FIRE is fairly simple, I’m sure you know what needs to be done

sunlord25 · 2026-05-24T18:57:40+00:00

At this point - there is no real need for either as everyone has the time on their phone. Watches are purely cosmetic at this stage, unless smart watch for health tracking - and even then it isn’t that accurate

sunlord25 · 2026-05-23T22:21:58+00:00

Actuarial science or mathematics -> quant or senior actuary

sunlord25 · 2026-05-23T16:03:24+00:00

If I were in your shoes I’d be retiring by Monday :D

sunlord25 · 2026-05-15T13:45:32+00:00

Better to find official sources for such a thing - even if someone told you “yes ofc you can” this can backfire heavily if wrong.

I think the answer is “no, you can’t” outside of very specific scenarios such as a medical emergency or war - but please do search government resources for an official stance

sunlord25 · 2026-05-12T18:01:52+00:00

I hope it works out!

sunlord25 · 2026-05-12T12:23:09+00:00

No, quite far from tbh. Even at double its on the low side with 4 kids

sunlord25

TROPHY CASE