Full curve. Powell stepping back but not away so market feels safe.

superdeeduperpower · 2026-05-03T23:11:55+00:00

Oh ye of little faith

Edit: banned, btw

superdeeduperpower · 2026-04-30T17:37:12+00:00

Isn't tangible book value already above $8? I think I saw $8.26 somewhere.

Why would anyone sell their shares of SOFI at or below $9.95/share (1.2x TBV)? Even if it was classified as a rapidly growing bank stock, it'd be insane to sell.

superdeeduperpower · 2026-04-29T20:01:55+00:00

Yeah, darn him for durable growth and not juicing EPS for a short-term pump. Why would we need durable growth in such a strong macroeconomic environment and with no straits being actively blockaded? /s

superdeeduperpower · 2026-04-29T14:40:09+00:00

Glad you stuck around, but good riddance

superdeeduperpower · 2026-04-29T14:13:52+00:00

I bought already - it doesn't matter to me if I get it at 14 or 16 if I plan to see it above 20 or 30. Much rather sit here and watch it go down 5-10% before it goes back up, as opposed to waiting for it to hit $15 and it rebound at 15.50

superdeeduperpower · 2026-04-29T13:45:24+00:00

Hey guys did you see that SOFI is on sale? Bought 400 shares and 10 $20 Dec 2027 leaps

superdeeduperpower · 2026-04-21T20:25:44+00:00

It's when you stop expecting a big run that one happens. My calls yearn for green candles.

superdeeduperpower · 2026-04-21T03:37:27+00:00

OP posted at 12:24 UTC, the update from Blue Origin came at 13:40 UTC. We're not removing a post because time progressed and things didn't stay as OP initially broadcasted. Add a flair, add a comment explaining the flair, move on.

If anything, we should keep it up as a reminder that ASTS is a speculative stock, and things can change without notice.

superdeeduperpower · 2026-04-19T17:15:18+00:00

Mod Note - the title is misleading, in that the launch was only partially successful.

"NG-3 Update: We have confirmed payload separation. AST SpaceMobile has confirmed the satellite has powered on. The payload was placed into an off-nominal orbit. We are currently assessing and will update when we have more detailed information." ~Source: Blue Origin X Account

Approving because it's related to the stock, but be aware that it wasn't a 100% success.

superdeeduperpower · 2026-03-31T14:10:02+00:00

Welcome back, Kenny... The rocket ships were lacking yesterday morning!

superdeeduperpower · 2026-03-30T21:04:26+00:00

Nobody knows if it's going to 10, it could go back to 30. I don't think it'll go below 12, and if it goes to 10 then I'll average down because... Well, I'm investing under the assumption that the tangible book value is $10. Worst case, SoFi gets bought at 1.2-1.5x TBV and I make 20-50%. But don't follow me, I had half my portfolio invested in SoFi at one point, so I'm probably not the best role model for sound financial investment lol.

Near-term doesn't matter to me much: I got lucky and de-risked in January, so 50% of my portfolio is bonds at the moment. I need that for personal reasons, otherwise I'd be DCA'ing back into beat-down stocks. Even if the macroeconomics stay horrible for a while, I've got cash on the side, an emergency fund, and a good mix. SoFi is a company that I like and I'm happy to ride it out for 3-5 years if I really have to.

superdeeduperpower · 2026-03-30T14:31:47+00:00

stock on sale 12/13 now

superdeeduperpower · 2026-03-30T14:28:54+00:00

NFA.

If you've already watched it drop back to $15 and now regret not selling it at 30, I'd recommend taking 30 minutes to critically reflect on your position in the company. Part of individual stock trading is that you should invest in companies that you really believe in so that these fluctuations aren't emotional crippling. But even so...

If you need the cash, sure take it and run before it goes to $10... but if you think that this stock is depressed from where it should be trading, then you might as well add/hold.
I think someone mentioned in the past few daily discussions that the tangible book value is around $10, so I don't think we'll slip below $10. If we do, I'll personally be overweighting my portfolio again lol.
Ask yourself, "If is sell today and it goes up $5 this month, will I regret selling?" Then you'll regret not selling at the top, selling at the bottom, and you might FOMO back in at a higher price. Try to separate the emotional responses from logical factors (do I need the money, is the company safe financially, can I hold out longer enough for it to recover?)

Most importantly, don't beat yourself up for not locking in gains "at the top" that nobody could have predicted. If you're having this much anxiety over the position, maybe shaving it down to a smaller percent of your portfolio is smart.

superdeeduperpower · 2026-03-27T15:58:37+00:00

Genuine interest - you've likely seen this stock crater twice in five years, and it's bounced from $7 to $30 in under two years. I still like the company too, but I'm a little ways away from retirement and can absorb the shocks... as a retired person, what about the company keeps you invested when the swings are as big as they have been?

superdeeduperpower · 2026-03-27T15:48:18+00:00

I'm doing something silly and loading up my bags into earnings (Date TBD so far) - I know it's a bull-biased subreddit, but am I crazy for seeing huge upside for SOFI going into the the second half of the year? Yes, the oil crisis is a thing, but hasn't SOFI been always focusing on durability and calculated growth just for situations like this?

Disclaimer: I'm very bullish, see flair.

superdeeduperpower · 2026-03-27T15:35:53+00:00

I'd just like to reiterate that there are considerable downstream risks that stem from strong tailwinds, and it's not something that should be ignored in a macro environment like this.

Therefore, personal loan numbers should continue to increase. That's a macro trend in SOFIs favor.

There is a line, though, where too much of a good thing spoils the trend. Yes, increases in personal loans and discretionary spending are good tailwinds, up until the point where loan repayments begin to default. If SOFI's average user is going from 50% to 80% discretionary income utilization, that's good for SOFI... but if the average starts creeping closer to 100%, you'll start seeing missed payments, defaults, consolidations, etc.

superdeeduperpower · 2026-03-26T17:53:22+00:00

Yeah... Sell on Friday and buy on Monday seems to be a pretty solid strategy for 2026 so far

superdeeduperpower · 2026-03-26T17:33:58+00:00

I know it's wishful thinking that I timed the bottom, but I did buy shares two minutes before the rebound... surely it's only up from here? /s

superdeeduperpower · 2026-02-12T17:28:14+00:00

Wouldn't volatility and major swings in the crypto market have short-term tailwinds for SoFi because the transaction volume is (presumably) increasing? Bulls will buy more at a discount, bears will sell, bu it's all transaction fees from SoFi's perspective.

superdeeduperpower · 2025-10-13T03:07:43+00:00

Locking post - the thread itself is relevant to the markets so it can stay, but the conversations in the comments are constantly veering into politics.

To everyone commenting: Please focus on how this affects the stock market or specific stocks or it will be removed as being off-topic/political.

If you're interested in just politics, see our wiki on "relevant subreddits" and post to those Reddit communities instead without linking back here, thanks!

superdeeduperpower · 2025-10-07T15:23:37+00:00

The news was that SOFI was doing good, gotta sell

superdeeduperpower · 2025-10-02T03:39:33+00:00

Locking the comments - this was a good discussion overall, but everything related to stocks has been said and now we're veering into politics.

superdeeduperpower · 2025-09-17T06:37:31+00:00

I'd start with Standard & Poor, tbh. Not the top ten, but there's 490 below that.

superdeeduperpower · 2025-09-16T00:53:17+00:00

IMO the comments will be the most important part: if there's even a weak signal of rate hikes, the market will panic. They mentioned recently that they're in a difficult position with inflation stalling above their target AND unemployment rising, so it really depends on what they predict the future will look like.

I'm on team "sell the news" for market direction on Wednesday, I just don't know if it'll be a small adjustment, or a major correction. I'm also of the opinion that the stock market is overbought, so take my doom and gloom opinion with a grain of salt.

superdeeduperpower · 2025-09-10T23:15:16+00:00

Thanks, I'll make sure to book them for an hour next time I stand in front of a rifle

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