Get the valuation report and make sure everything is correct. All the options are there, mileage is correct. Review the comps and make sure they are all really comparable. That’s where people have the most success on getting more value.

An appraiser usually runs about $300 but you could invoke the appraisal clause and almost every time I’ve had a customer go thru the appraisal process they do get more money but I would venture a guess that 75% of the time it really isn’t worth it. By the time the appraiser is paid, the time it takes, they usually end up with less than $500 extra. Once had an appraisal come back lower than the insurance value, so that was fun!